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Asset financing for capital equipment

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Buy or lease the equipment that you need to do business now, instead of saving up for it over the long term.

 

 

Some of the benefits

Cash flow

Maintain good cash flow and affordability by letting us pay up-front for your assets

Advantage

Hedge against inflation, and put key assets to work while opportunity knocks

Buy or lease

Choose an instalment sale, or a financial lease that gives you the option to own

Your terms

Repayment amounts, initial payments and balloon payments are negotiable
What you get
  • A finance package that’s customised to the equipment you want
  • Repayment terms that suit the cash flow of your business
  • Option to reduce interest by linking your agreement to an Access Finance Account
  • Negotiable initial payments, subject to equity requirements
  • Linked or fixed interest rate
What it costs
  • Initial payments are negotiable*
  • Balloon payments are negotiable
  • Repayment terms are negotiable
  • Monthly repayments are made via debit order

See pricing guide

*Subject to equity requirements

How it’s taxed
  • You can claim depreciation of business assets on your taxable income
  • For professionals, sole proprietors, CCs and companies, assets should be capitalised* and the liability reflected on the balance sheet
  • Recoupment tax applies to car allowance holders if the car’s sold for more than the tax value

*In accordance with Generally Accepted Accounting Practice

What we finance
  • Quarrying, underground and mobile opencast mining equipment
  • Farming equipment for feeds, dairies and vineyards
  • Technology equipment for medical, printing and IT sectors
  • Manufacturing equipment
  • Aviation parts
  • Diversified assets
How to get it

If you already have a Business Current Account

  • Speak to your business banker

If you don’t

  • What you get
  • What it costs
  • How it’s taxed
  • What we finance
  • How to get it
  • A finance package that’s customised to the equipment you want
  • Repayment terms that suit the cash flow of your business
  • Option to reduce interest by linking your agreement to an Access Finance Account
  • Negotiable initial payments, subject to equity requirements
  • Linked or fixed interest rate
  • Initial payments are negotiable*
  • Balloon payments are negotiable
  • Repayment terms are negotiable
  • Monthly repayments are made via debit order

See pricing guide

*Subject to equity requirements

  • You can claim depreciation of business assets on your taxable income
  • For professionals, sole proprietors, CCs and companies, assets should be capitalised* and the liability reflected on the balance sheet
  • Recoupment tax applies to car allowance holders if the car’s sold for more than the tax value

*In accordance with Generally Accepted Accounting Practice

  • Quarrying, underground and mobile opencast mining equipment
  • Farming equipment for feeds, dairies and vineyards
  • Technology equipment for medical, printing and IT sectors
  • Manufacturing equipment
  • Aviation parts
  • Diversified assets

If you already have a Business Current Account

  • Speak to your business banker

If you don’t

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