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 Shari’ah Wholesale Finance

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Shari’ah Wholesale Finance offers flexible, short-term revolving funding to keep your business moving. Settle assets and replace them seamlessly, with continuous access to funding.

Structured around Shari’ah principles and strong risk controls, it supports compliant, strategic growth.

Some of the benefits

Cash flow solutions​

Lease each vehicle until sold
 

Stock management​

Access our useful and smart stock management solution

Working capital​

Free up working capital to seamlessly manage your stock and keep your business moving

Revolving credit​

Access a revolving line of credit to fund your inventory

Cash flow solutions​

Lease each vehicle until sold
 

Stock management​

Access our useful and smart stock management solution

Working capital​

Free up working capital to seamlessly manage your stock and keep your business moving

Revolving credit​

Access a revolving line of credit to fund your inventory
Some additional benefits include:

Dealer incentives​

Access Floorplan so dealers can sell vehicles as quickly as possible to reduce the amount of charges that will accrue on the floored vehicle. ​

Collateral funding

Use your assets as collateral to access more affordable funding. We will periodically inspect these assets.

What you get
  • Access to a revolving credit limit
  • Full access to our self-service system
  • Customised system report
  • Unique products to suit your business’ needs
What we finance

Dealer stock (Floorplan assets)

  • Floorplan facility for new, used, demo and courtesy vehicles

Rental fleet assets

  • FleetSaver – Passenger and light commercial vehicles (bakkies)
What it costs
  • You only cover the loading fee per asset
  • Monthly profit charge
How to get it
How it’s taxed
  • Value Added Tax (VAT) is payable on all fees
  • Value Added Tax (VAT) is payable on vehicles purchased
  • What you get
  • What we finance
  • What it costs
  • How to get it
  • How it’s taxed
  • Access to a revolving credit limit
  • Full access to our self-service system
  • Customised system report
  • Unique products to suit your business’ needs

Dealer stock (Floorplan assets)

  • Floorplan facility for new, used, demo and courtesy vehicles

Rental fleet assets

  • FleetSaver – Passenger and light commercial vehicles (bakkies)
  • You only cover the loading fee per asset
  • Monthly profit charge
  • Value Added Tax (VAT) is payable on all fees
  • Value Added Tax (VAT) is payable on vehicles purchased