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Instant Money Wallet

InstantMoney wallet

Load funds to your digital wallet, and draw cash, buy prepaid top-ups and send cash to any cellphone in SA – whether you have a bank account with us or not.

 

 

Some of the benefits

Top up

Use funds in your digital wallet to buy prepaid airtime, data or electricity

Send cash

Send up to R 25 000 a month, and up to R 1 000 a day to anyone with a cellphone in SA

Draw cash

Withdraw up to the full amount of available cash at our ATMs or retail partners

25K limit

Store up to R 25 000 in your digital wallet at any given time
What you can do
  • Create a unique wallet PIN when you register
  • Load funds via online, mobile app or cellphone banking, or at our retail partners
  • Access your digital wallet by dialling *120*2345#
  • Draw cash at our ATMs or retail partners using your voucher number and cash collection PIN
  • Send up to R 5 000 a day from any retail partner you’re FICA’d with
  • Reset the cash collection PIN if it’s lost or forgotten
  • Reset your wallet PIN
  • See your transaction history
  • Cancel a payment to a receiver

See how to send Instant Money

See Instant Money Wallet T&Cs

Retail partners

You can load funds to your Instant Money Wallet, or withdraw cash, at any of our ATMs or at select outlets of our retail partners, including:

What it costs
  • No monthly fees
  • No fee to receive money
  • Small fee to send money to anyone without an Instant Money Wallet
How to get it

You can only register for one Instant Money Wallet.

If you bank with us

  • Send yourself an Instant Money voucher through online, mobile app or cellphone banking, or from one of our ATMs

If you don’t

  • Send yourself an Instant Money voucher from one of our retail partners

What you’ll need

  • SA ID / Smart ID (to send money)
  • Valid SA cellphone number (to receive money)
  • What you can do
  • Retail partners
  • What it costs
  • How to get it
  • Create a unique wallet PIN when you register
  • Load funds via online, mobile app or cellphone banking, or at our retail partners
  • Access your digital wallet by dialling *120*2345#
  • Draw cash at our ATMs or retail partners using your voucher number and cash collection PIN
  • Send up to R 5 000 a day from any retail partner you’re FICA’d with
  • Reset the cash collection PIN if it’s lost or forgotten
  • Reset your wallet PIN
  • See your transaction history
  • Cancel a payment to a receiver

See how to send Instant Money

See Instant Money Wallet T&Cs

You can load funds to your Instant Money Wallet, or withdraw cash, at any of our ATMs or at select outlets of our retail partners, including:

  • No monthly fees
  • No fee to receive money
  • Small fee to send money to anyone without an Instant Money Wallet

You can only register for one Instant Money Wallet.

If you bank with us

  • Send yourself an Instant Money voucher through online, mobile app or cellphone banking, or from one of our ATMs

If you don’t

  • Send yourself an Instant Money voucher from one of our retail partners

What you’ll need

  • SA ID / Smart ID (to send money)
  • Valid SA cellphone number (to receive money)
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