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Building insurance

Get cover for structural damage caused by fire, storms, theft or burst geysers.
Some of the benefits
Home assistance
Referral services
UCount Rewards
- Structural damage caused by fire, storms, burst geysers or theft
- Limited or full subsidence and landslip
- Geyser replacements
- Call-out and first hour of labour are free for home assistance services
- Legal help in disputes with domestic workers
- Up to R 10 000 for CCMA settlement orders
Domestic workers’ compensation
- Personal accident for full- or part-time domestic workers
- R 15 000 in the event of accidental death or disablement
Terms and conditions apply. Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group.
You’re covered for destruction or damage caused by subsidence or heave of the land supporting the dwelling or landslip, provided it isn’t caused by or doesn't arise from:
- Storm, rain, hail, wind, snow and flood
- Any excavation other than mining
- Alterations, additions or repairs to the dwelling
- Compaction of infill or consolidation of the soils
- Settlement, shrinking or expansion of the dwelling
Optional cover for full subsidence is available, and can be extended to:
- Foundations and solid floor slabs up to ground level
- Swimming pools, tennis courts, patios, terraces, driveways, paths, septic or conservancy tanks, drains, water courses, walls, gates, posts and fences
We’re not liable for:
- Any work that's needed to prevent further destruction or damage from subsistence
- Heave or landslip, unless design precautions were taken during the original construction or during subsequent additions
- Structural defects or any pre-existing damage
- Wear and tear, rust and gradual deterioration
- Damage caused by pests or insects
- Loss, destruction or damage caused by defective workmanship, materials or design
- Cracks, unless resulting from an external cause which is not excluded
- Consequential or indirect loss of any kind including the unavailability of matching materials
- Any loss or damage where the cost of repairs or replacement is within the policy excess
- Premiums are based on the cover you choose and your risk profile
1. Email
a. Send an email to [email protected]
2. Logging into Insurance Online
- Go to www.standardbank.co.za
- Click on “Sign into your accounts”
- Select Insurance Online
- Login / If not yet registered, you will need to register after clicking on login
- Under the “My Insurance” tab, select “My Claims”
- Select Policy to claim under
- Select “New Claim”
- Follow the prompts to load the claim
3. Use Standard Bank Mobile App
- Sign into the App
- Go to the Insurance Tile on your App
- “CLAIM” will appear in the bottom right corner of the tile
- Click Claim
- Click the relevant policy
- Accept the disclaimers
- Follow the prompts to load the claim
4. Contact us on 0860 123 444
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What’s covered
-
Subsidence & landslip
-
Exclusions
-
What it costs
-
How to Claim
- Structural damage caused by fire, storms, burst geysers or theft
- Limited or full subsidence and landslip
- Geyser replacements
- Call-out and first hour of labour are free for home assistance services
- Legal help in disputes with domestic workers
- Up to R 10 000 for CCMA settlement orders
Domestic workers’ compensation
- Personal accident for full- or part-time domestic workers
- R 15 000 in the event of accidental death or disablement
Terms and conditions apply. Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group.
You’re covered for destruction or damage caused by subsidence or heave of the land supporting the dwelling or landslip, provided it isn’t caused by or doesn't arise from:
- Storm, rain, hail, wind, snow and flood
- Any excavation other than mining
- Alterations, additions or repairs to the dwelling
- Compaction of infill or consolidation of the soils
- Settlement, shrinking or expansion of the dwelling
Optional cover for full subsidence is available, and can be extended to:
- Foundations and solid floor slabs up to ground level
- Swimming pools, tennis courts, patios, terraces, driveways, paths, septic or conservancy tanks, drains, water courses, walls, gates, posts and fences
We’re not liable for:
- Any work that's needed to prevent further destruction or damage from subsistence
- Heave or landslip, unless design precautions were taken during the original construction or during subsequent additions
- Structural defects or any pre-existing damage
- Wear and tear, rust and gradual deterioration
- Damage caused by pests or insects
- Loss, destruction or damage caused by defective workmanship, materials or design
- Cracks, unless resulting from an external cause which is not excluded
- Consequential or indirect loss of any kind including the unavailability of matching materials
- Any loss or damage where the cost of repairs or replacement is within the policy excess
- Premiums are based on the cover you choose and your risk profile
1. Email
a. Send an email to [email protected]
2. Logging into Insurance Online
- Go to www.standardbank.co.za
- Click on “Sign into your accounts”
- Select Insurance Online
- Login / If not yet registered, you will need to register after clicking on login
- Under the “My Insurance” tab, select “My Claims”
- Select Policy to claim under
- Select “New Claim”
- Follow the prompts to load the claim
3. Use Standard Bank Mobile App
- Sign into the App
- Go to the Insurance Tile on your App
- “CLAIM” will appear in the bottom right corner of the tile
- Click Claim
- Click the relevant policy
- Accept the disclaimers
- Follow the prompts to load the claim
4. Contact us on 0860 123 444