South Africa
Sign in
Personal
Business
Wealth

Need help?

Car finance shortfall cover

PER Insurance Vehicle and Asset Finance Shortfall Cover Product Detail

Make sure you're covered for the difference between your comprehensive insurance payout and the amount you still owe on your car or motorbike if it's stolen or written off.

 

 

 

Some of the benefits

Full settlement

Pay off the shortfall on what you still owe after receiving your comprehensive insurance payout

Deposit protection

Recover your deposit on a car or motorbike that’s stolen or written off

Reducing premiums

Pay less every month as your outstanding balance reduces
What’s covered
  • Any insured car or motorbike that’s stolen or written off

Exclusions

  • Loan arrears
  • Cars or motorbikes without comprehensive insurance
  • Car or motorbike extras or accessories that aren't included in your underlying comprehensive insurance policy

See our underwriters

What it costs
  • Premiums are based on the value of your car or motorbike
  • Premiums are bolted onto your loan debit order, or paid through a separate monthly debit order
How to claim

Contact us within 30 days of your claim being settled by your comprehensive insurance provider.

  • Call us on 0860 109 459
  • Send us an email  
  • Or fax your claim to 086 241 1606
  • What’s covered
  • What it costs
  • How to claim
  • Any insured car or motorbike that’s stolen or written off

Exclusions

  • Loan arrears
  • Cars or motorbikes without comprehensive insurance
  • Car or motorbike extras or accessories that aren't included in your underlying comprehensive insurance policy

See our underwriters

  • Premiums are based on the value of your car or motorbike
  • Premiums are bolted onto your loan debit order, or paid through a separate monthly debit order

Contact us within 30 days of your claim being settled by your comprehensive insurance provider.

  • Call us on 0860 109 459
  • Send us an email  
  • Or fax your claim to 086 241 1606
Learn more
funeral insurance
Do You Need Funeral Insurance?
Do you need funeral insurance?

Funerals can quickly become costly. With the right funeral insurance, you have the peace of mind knowing that in the event of your death, being laid to rest will not leave your loved ones burdened with debt.

insurance
Types of Life Insurance
Types of life insurance

Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.

credit cards
What is Credit Card Protection?
What is credit card protection

Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.

vehicle finance
Why you need car loan protection insurance?
Why you need car loan protection insurance

A car loan protection insurance policy will cover the debt on your vehicle in the event of your death, disability, development of a dread disease or retrenchment.

We also offer
PER Insurance Vehicle and Asset Finance Protection Plan
Car and asset finance protection plan

Have what’s still owing on your car or motorbike paid off in the event of your death, dread disease or permanent disability.

PER Insurance Motor Vehicle Warranties Product Detail
Car warranties

Benefit from competitive cover and no-fuss claims for repairing your car or replacing parts when you're out of motor plan.