Draw on the extra funds you’ve paid into your bond by linking your Standard Bank home loan and bank, savings or business account.
Some of the benefits
Spend or save
Key things to know about your AccessBond
How it works
- You tell us whether your additional payments must be used to pay off your bond sooner, or if you prefer your monthly repayments to be reduced
- We link your home loan to your bank, savings or business account*
- You can transfer funds from your home loan using our ATMs or online banking
- Funds need to be transferred in multiples of R 1 000
*The facility is deactivated if you miss any payments on your account. You may have to re-apply for an AccessBond once your account is up to date.
What it costs
- Your existing monthly service fees will remain on your account
- No fees for electronic transfers to or from your AccessBond
- Cash deposit fees apply
See 2023 pricing guide
What you’ll need
- A home loan with us*
- A bank, savings or business account with us
*Bonds excluded: Vacant Land, JumpStart, Cost Inclusive, Building Loans, Commercial Loans
Let us guide you through each step of the way when you switch your existing home loan to us.
A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.
With an AccessBond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.
Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.
Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.
How much do you value the contents of your home?
A burglary, fire or storm could take it all away.
Let us help you protect all your hard work with the right cover that suits your needs.
Get cover for structural damage caused by fire, storms, theft or burst geysers.
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.