South Africa
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Instant Money

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Send cash quickly and safely to anyone in SA with a cellphone number, for PIN-controlled cardless collection at our ATMs or retail partners.

Some of the benefits

Anytime

Send money through online, mobile app or cellphone banking, our ATMs or retail partners

Secure

Share the 4-digit release PIN we send you with the recipient for safe collection

Convenience

Give recipients the choice of collecting the money at our ATMs or retail partners

Flexibility

Send single or multiple cash vouchers up to R 5 000 a day or R 25 000 a month

To send
  • Access Instant Money through online, mobile app or cellphone banking, or at our ATMs

At our retail partners

  • Present your SA ID at the till point
  • Provide your cellphone number and the recipient’s
  • Say how much you want to send
  • The sender’s fee is deducted from the amount you pay
  • You’re sent a release PIN and voucher number
  • The recipient is sent a notification with the voucher number
  • You share the release PIN with the recipient 

See Instant Money T&Cs

To collect

At any of our ATMs

  • Enter the voucher number
  • Enter the release PIN

At our retail partners

  • Present the voucher number at the till
  • Enter the release PIN on the point of sale device
Retail partners

Instant Money can be sent or received at any of our ATMs or at select outlets of our retail partners, including:

What it costs
  • No monthly fees
  • No fee to receive money
  • Small fee to send money
How to get it

If you bank with us

  • Access Instant Money through online, mobile app or cellphone banking, or at our ATMs*

If you don’t

  • Set up an Instant Money Wallet by sending yourself money at one of our retail partners

What you’ll need

  • SA ID / Smart ID (to send money)
  • Valid SA cellphone number (to receive money)

*Not available on Student Achiever and (sum)1 accounts  

  • To send
  • To collect
  • Retail partners
  • What it costs
  • How to get it
  • Access Instant Money through online, mobile app or cellphone banking, or at our ATMs

At our retail partners

  • Present your SA ID at the till point
  • Provide your cellphone number and the recipient’s
  • Say how much you want to send
  • The sender’s fee is deducted from the amount you pay
  • You’re sent a release PIN and voucher number
  • The recipient is sent a notification with the voucher number
  • You share the release PIN with the recipient 

See Instant Money T&Cs

At any of our ATMs

  • Enter the voucher number
  • Enter the release PIN

At our retail partners

  • Present the voucher number at the till
  • Enter the release PIN on the point of sale device

Instant Money can be sent or received at any of our ATMs or at select outlets of our retail partners, including:

  • No monthly fees
  • No fee to receive money
  • Small fee to send money

If you bank with us

  • Access Instant Money through online, mobile app or cellphone banking, or at our ATMs*

If you don’t

  • Set up an Instant Money Wallet by sending yourself money at one of our retail partners

What you’ll need

  • SA ID / Smart ID (to send money)
  • Valid SA cellphone number (to receive money)

*Not available on Student Achiever and (sum)1 accounts  

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