South Africa
Re-advance, or re-register
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Home loan extension

Access funds for home improvements or personal use through a re-advance on your bond, or by registering an additional bond on your property.

Some of the benefits


Borrow all or part of your home loan amount again, without registering another bond

Additional bond

Register a new bond on your property to access the funds you need

Key things to know about extending your home loan

How it works

  • A re-advance lets you borrow the full amount or a portion of your original home loan, or access funds you’ve registered for future use
  • With an additional bond, you register a new bond to access the funds you need
  • If you’re applying for funds to make additions or extensions to your property, you may be asked for approved building plans and detailed quotations
  • Any extensions or additions must meet our conditions and comply with National Homebuilders Registration Council regulations

What it costs

  • Bond registration costs apply to additional bonds only

How to get it

What you’ll need

  • A bond with us
We also offer
PER Insurance Building Insurance Product Detail
Building insurance

Get cover for structural damage caused by fire, storms, theft or burst geysers.

PER Insurance Home Loan Protection Plan Product Detail
Home loan protection plan

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.

PER Insurance Home Contents Insurance Product Details V2
Home contents insurance

How much do you value the contents of your home?

A burglary, fire or storm could take it all away.

Let us help you protect all your hard work with the right cover that suits your needs.