Virtual Cards

Our Virtual Cards are digital bank cards that you can create to shop online. You can load your card on your favourite mobile apps and use it to securely make payments and purchases online without having to use your credit or debit card details.

_{*Network costs apply only to downloading the app}

Some of the Benefits

User-friendly

Easily top-up your Virtual Card or link it to your existing Mastercard Credit Card

Personalise your card

Choose from our wide range of branded Virtual Cards or create a generic card - the choice is yours

Safe and secure

Our Virtual Cards are safer than physical cards because no-one can steal or duplicate your card, and you are in control of the amounts loaded on the card

Get rewarded

Some of our branded Virtual Cards offer you discounts or rewards points when using them

How it works

How to create a pre-paid Virtual Card on your Banking App:

Sign into your Banking App
Tap on Manage at the bottom of your screen
Select Cards and tap on the Virtual cards icon
Tap on Add Card at the top of the screen
Follow the easy steps to finalise and top-up your new prepaid card

Pre-paid Virtual Card

Pre-paid Virtual Card:

Pre-paid Virtual Cards are Free to use
Pre-paid Virtual Cards are created on the Standard Bank Mobile Banking App
The Pre-paid Virtual Card must be prefunded from your Current Account, Savings Account or Credit Card
You need to set a 3D Secure Code for the Pre-paid Virtual Cards

What it costs

Creating your Virtual Card: Free
Top-up or withdraw from your Virtual Card: Free
Shop with your Virtual Card: Free*

*Purchases from international merchants will be subject to an international transaction fee, which will be charged at 2.75% of the purchase amount.

Partners

You can create a co-branded Virtual Card with one of our partners:

Takealot
Shop for anything and everything at South Africa’s largest online store.
Zando
Shop the best local and international clothing brands at one of the biggest online fashion stores.
Travelstart
Securely book your domestic and international flights at Africa’s leading online travel agency.
Admyt
Easily pay for your ticketless parking without any hassle.
Uber
Request a trip without having to worry about the safety of your card details.

You can also create a generic Virtual Card to pay for any local and international online purchases.

How it works
Pre-paid Virtual Card
What it costs
Partners

How to create a pre-paid Virtual Card on your Banking App:

Sign into your Banking App
Tap on Manage at the bottom of your screen
Select Cards and tap on the Virtual cards icon
Tap on Add Card at the top of the screen
Follow the easy steps to finalise and top-up your new prepaid card

Pre-paid Virtual Card:

Pre-paid Virtual Cards are Free to use
Pre-paid Virtual Cards are created on the Standard Bank Mobile Banking App
The Pre-paid Virtual Card must be prefunded from your Current Account, Savings Account or Credit Card
You need to set a 3D Secure Code for the Pre-paid Virtual Cards

Creating your Virtual Card: Free
Top-up or withdraw from your Virtual Card: Free
Shop with your Virtual Card: Free*

*Purchases from international merchants will be subject to an international transaction fee, which will be charged at 2.75% of the purchase amount.

You can create a co-branded Virtual Card with one of our partners:

Takealot
Shop for anything and everything at South Africa’s largest online store.
Zando
Shop the best local and international clothing brands at one of the biggest online fashion stores.
Travelstart
Securely book your domestic and international flights at Africa’s leading online travel agency.
Admyt
Easily pay for your ticketless parking without any hassle.
Uber
Request a trip without having to worry about the safety of your card details.

You can also create a generic Virtual Card to pay for any local and international online purchases.

We also offer

SnapScan App

No need to carry cash, wait for the card machine or enter your card details with every online purchase. With SnapScan, you can use your smartphone to make payments, send money to friends and earn UCount Rewards Points. SnapScan is compatible with most bank cards, as well as the Standard Bank Virtual Card.

Tell me more

Tap to Pay

You can use your credit or debit card to pay by tapping any card device with a contactless symbol*. Every purchase is secure, protecting your data and your account. And don’t worry if you tap twice by accident – you can only be billed once.