Virtual Cards
Some of the Benefits
User-friendly
Personalise your card
Safe and secure
Get rewarded
How to create a pre-paid Virtual Card on your Banking App:
- Sign into your Banking App
- Tap on Manage at the bottom of your screen
- Select Cards and tap on the Virtual cards icon
- Tap on Add Card at the top of the screen
- Follow the easy steps to finalise and top-up your new prepaid card
How to create a Virtual Credit Card on your Banking App:
- Sign into your Banking App
- Tap on Manage at the bottom of your screen
- Select Cards and tap on the Virtual credit cards icon
- Tap on Add Card at the top of the screen
- Follow the easy steps to finalise and top-up your new Virtual Credit Card
Pre-paid Virtual Card vs Virtual Credit Card:
- Both cards are free to use
- Both cards are created on the Banking App
- The pre-paid Virtual Card has to be prefunded from your current account, savings account or credit card
- The Virtual Credit Card doesn’t need to be prefunded as it’s linked to your Mastercard Credit Card
- You need to set a 3D Secure Code for both Virtual Cards, but your Virtual Credit Card will also require a one-time PIN (OTP)
- Your Virtual Credit Card enables you to set card and transaction limits, the type of transactions allowed, merchant categories and frequency of transactions during a specified period
- You can UCount Rewards Points on your Virtual Credit Card
- Creating your Virtual Card: Free
- Top-up or withdraw from your Virtual Card: Free
- Shop with your Virtual Card: Free*
*Purchases from international merchants will be subject to an international transaction fee, which will be charged at 2.75% of the purchase amount.
You can create a co-branded Virtual Card with one of our partners:
- Takealot
Shop for anything and everything at South Africa’s largest online store. - Zando
Shop the best local and international clothing brands at one of the biggest online fashion stores. - Travelstart
Securely book your domestic and international flights at Africa’s leading online travel agency. - Admyt
Easily pay for your ticketless parking without any hassle. - Uber
Request a trip without having to worry about the safety of your card details.
You can also create a generic Virtual Card to pay for any local and international online purchases.
Want to know more? View our frequently asked questions.
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How it works
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Pre-paid vs Credit
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What it costs
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Partners
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FAQS
How to create a pre-paid Virtual Card on your Banking App:
- Sign into your Banking App
- Tap on Manage at the bottom of your screen
- Select Cards and tap on the Virtual cards icon
- Tap on Add Card at the top of the screen
- Follow the easy steps to finalise and top-up your new prepaid card
How to create a Virtual Credit Card on your Banking App:
- Sign into your Banking App
- Tap on Manage at the bottom of your screen
- Select Cards and tap on the Virtual credit cards icon
- Tap on Add Card at the top of the screen
- Follow the easy steps to finalise and top-up your new Virtual Credit Card
Pre-paid Virtual Card vs Virtual Credit Card:
- Both cards are free to use
- Both cards are created on the Banking App
- The pre-paid Virtual Card has to be prefunded from your current account, savings account or credit card
- The Virtual Credit Card doesn’t need to be prefunded as it’s linked to your Mastercard Credit Card
- You need to set a 3D Secure Code for both Virtual Cards, but your Virtual Credit Card will also require a one-time PIN (OTP)
- Your Virtual Credit Card enables you to set card and transaction limits, the type of transactions allowed, merchant categories and frequency of transactions during a specified period
- You can UCount Rewards Points on your Virtual Credit Card
- Creating your Virtual Card: Free
- Top-up or withdraw from your Virtual Card: Free
- Shop with your Virtual Card: Free*
*Purchases from international merchants will be subject to an international transaction fee, which will be charged at 2.75% of the purchase amount.
You can create a co-branded Virtual Card with one of our partners:
- Takealot
Shop for anything and everything at South Africa’s largest online store. - Zando
Shop the best local and international clothing brands at one of the biggest online fashion stores. - Travelstart
Securely book your domestic and international flights at Africa’s leading online travel agency. - Admyt
Easily pay for your ticketless parking without any hassle. - Uber
Request a trip without having to worry about the safety of your card details.
You can also create a generic Virtual Card to pay for any local and international online purchases.
Want to know more? View our frequently asked questions.