Virtual Card

Our Virtual Card is a digital bank card that you can create to shop online. You can load your card on your favourite mobile apps and use it to securely make payments and purchases online without having to use your credit or debit card details.

Some of the Benefits

User-friendly

You can easily top-up your Virtual Card with money from your Standard Bank account/s and it will reflect instantly

Personalise your card

Choose from our wide range of branded Virtual Cards or create a generic card - the choice is yours

Safe and secure

Our Virtual Cards are safer than physical cards because no-one can steal or duplicate your card, and you are in control of the amounts loaded on the card

Get rewarded

Some of our branded Virtual Cards offer you discounts or rewards points when using them

How it works

Create a Virtual Card on your Banking App:

Sign into your Banking App
Select the More tile at the bottom right of your screen
Tap on Explore products
Scroll down until you see Virtual Card
Tap on Get Started
A tile will be added onto your home dashboard
Go back to your home screen and scroll down until you see Virtual Card
Follow the easy steps to finalise and top-up your new prepaid card

What it costs

Creating your Virtual Card: Free
Top-up or withdraw from your Virtual Card: Free
Shop with your Virtual Card: Free

Partners

You can create a co-branded Virtual Card with one of our partners:

Takealot
Shop for anything and everything at South Africa’s largest online store.
Zando
Shop the best local and international clothing brands at one of the biggest online fashion stores.
Travelstart
Securely book your domestic and international flights at Africa’s leading online travel agency.
Admyt
Easily pay for your ticketless parking without any hassle.
Uber
Request a trip without having to worry about the safety of your card details.

You can also create a generic Virtual Card to pay for any local and international online purchases.

How it works
What it costs
Partners

Create a Virtual Card on your Banking App:

Sign into your Banking App
Select the More tile at the bottom right of your screen
Tap on Explore products
Scroll down until you see Virtual Card
Tap on Get Started
A tile will be added onto your home dashboard
Go back to your home screen and scroll down until you see Virtual Card
Follow the easy steps to finalise and top-up your new prepaid card

Creating your Virtual Card: Free
Top-up or withdraw from your Virtual Card: Free
Shop with your Virtual Card: Free

You can create a co-branded Virtual Card with one of our partners:

Takealot
Shop for anything and everything at South Africa’s largest online store.
Zando
Shop the best local and international clothing brands at one of the biggest online fashion stores.
Travelstart
Securely book your domestic and international flights at Africa’s leading online travel agency.
Admyt
Easily pay for your ticketless parking without any hassle.
Uber
Request a trip without having to worry about the safety of your card details.

You can also create a generic Virtual Card to pay for any local and international online purchases.

Banking safely

Use these tips to practice safe banking when using the internet, your phone or ATMs.

SnapScan App

No need to carry cash, wait for the card machine or enter your card details with every online purchase. With SnapScan you can use your smartphone to make payments, send money to friends and earn UCount rewards points. SnapScan is compatible with most bank cards, as well as the Standard Bank virtual card.

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