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Car and asset finance protection plan

PER Insurance Vehicle and Asset Finance Protection Plan Product Detail

Have what’s still owing on your car or motorbike paid off in the event of your death, dread disease or permanent disability.

Some of the benefits

Full settlement

Have your car paid off in the event of death, dread disease or permanent disability

Financial support

Leave your car payments to us if you’re retrenched or temporarily disabled

Flexible terms

Choose fixed monthly premiums, or go for monthly reducing balance premiums

UCount Rewards

As a member of UCount Rewards, 25 UCount tiering points are allocated each month to each qualifying insurance policy

What’s covered
  • Up to 6 months’ car instalments if you’re retrenched
  • Up to 12 months’ car instalments if you’re temporarily disabled
  • Your loan is settled in the event of death, dread disease or permanent disability
Exclusions
  • Vehicle and asset financing above R 1m isn’t covered
  • Arrears on your loan aren’t covered
  • There’s a 6-month waiting period for retrenchment benefits
  • No death benefits are payable in cases of suicide
  • Pre-existing medical conditions from the last 24 months aren’t covered for the first 24 months
What it costs
  • Premiums are based on the cover you choose and a rate per R 1 000 of your outstanding balance
  • You can choose fixed monthly premiums or monthly reducing balance premiums
  • Fixed premiums are calculated on the original loan amount
  • Reducing balance premiums are calculated monthly on your outstanding loan amount
How to claim
How to get it
  • Get a competitive quote online from us now
    Get quote
  • Or send us a Call me back
  • Or call 0860 123 999
  • Or speak to us at your nearest branch
  • What’s covered
  • Exclusions
  • What it costs
  • How to claim
  • How to get it
  • Up to 6 months’ car instalments if you’re retrenched
  • Up to 12 months’ car instalments if you’re temporarily disabled
  • Your loan is settled in the event of death, dread disease or permanent disability
  • Vehicle and asset financing above R 1m isn’t covered
  • Arrears on your loan aren’t covered
  • There’s a 6-month waiting period for retrenchment benefits
  • No death benefits are payable in cases of suicide
  • Pre-existing medical conditions from the last 24 months aren’t covered for the first 24 months
  • Premiums are based on the cover you choose and a rate per R 1 000 of your outstanding balance
  • You can choose fixed monthly premiums or monthly reducing balance premiums
  • Fixed premiums are calculated on the original loan amount
  • Reducing balance premiums are calculated monthly on your outstanding loan amount
  • Get a competitive quote online from us now
    Get quote
  • Or send us a Call me back
  • Or call 0860 123 999
  • Or speak to us at your nearest branch
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