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Travel insurance

PER Insurance Travel Insurance Product Detail

Start your next journey with the confidence of knowing you're ready for whatever lies ahead.

 

 

Some of the benefits

Emergency aid

Call our 24/7 medical emergency and assistance helpline, wherever you are

Medical cover


Know you’re insured for death, permanent disability, injury and illness

Travel services

Qualify for cash and legal assistance, and replacement of lost travel documents

Accommodation


Call us for help with emergency travel and accommodation arrangements

Premiums for travel insurance

View the rates for local and international travel

What’s covered

 

 

 

Underwritten by AIG.  Terms and conditions apply. Standard Bank Insurance Brokers (Pty) Ltd (SBIB) is an authorised financial services provider FSP 224. SBIB is a group company of The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06), an authorised financial services and registered credit provider (NCRCP15). Moving Forward is a trademark of The Standard Bank of South Africa Limited. 

Exclusions
  • War and terrorism (there is limited terrorism cover under optional cover)
  • Nuclear, biological or chemical contamination
  • Engaging in occupational activities underground or requiring the use of explosives
  • Wilful or deliberate exposure to danger (except in an attempt to save human life), intentional self-inflicted injury, suicide or attempted suicide
  • Deliberate violation of criminal law
  • Travelling by air, except as a passenger, on a legally licensed aircraft or where the insured person is acting as part of the aircraft crew
  • Mental disorders
  • Pregnancy or childbirth of the insured person (except for an unexpected medical complication or emergency occurring during the first 26 weeks of the pregnancy)
  • Sexually transmitted diseases and the conditions commonly known as AIDS or HIV and any related illness or condition including derivatives or variations thereof, howsoever acquired or caused
  • Chronic fatigue syndrome, mylagic encephalomyelitis (ME) or anticardiolipin antibody positivity
  • Non-adherence to medical advice
  • An insured person being under the influence of alcohol, drugs or narcotics
  • Any pre-existing medical condition (there is limited cover under optional cover)
  • Any cardiac or cardio vascular or vascular or cerebra vascular illness or conditions or sequelae thereof or complications that, in the opinion of a medical practitioner appointed by the company, can reasonably be related thereto, if the insured person has received medical advice or treatment (including medication) for hypertension 12 months prior to the commencement of the insured journey
  • An insured person travelling against medical advice or to seek medical attention or advice or with a terminal condition which was diagnosed prior to the insured journey or when he is unfit to do so
  • Any cardiac or cardio vascular or vascular or cerebro vascular illness or conditions or sequelae thereof or complications that can reasonably be related thereto, if the insured person has received medical advice or treatment (including medication) for hypertension 12 months prior to the commencement of the insured journey
  • Employment involving manual labour, other than while off duty
  • Undertaking employment on a permanent or contract basis which is not casual, other than while on a leisure trip
  • Participating in any sport as a professional player
  • Any hazardous pursuits, sports or activities which introduce or increase the possibility of a loss
  • Consequential loss of any kind or financial loss or expense not otherwise specifically covered
  • Default or insolvency of the carrier
  • The insured person’s intention to emigrate

Terms and conditions apply.

How to claim
  • Call us on 011 525 3101*
  • *Our lines are open Monday to Friday from 8:15am to 4:30pm.
How to get it
  • Call us on  0861 114 494*
  • What’s covered
  • Exclusions
  • How to claim
  • How to get it

 

 

 

Underwritten by AIG.  Terms and conditions apply. Standard Bank Insurance Brokers (Pty) Ltd (SBIB) is an authorised financial services provider FSP 224. SBIB is a group company of The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06), an authorised financial services and registered credit provider (NCRCP15). Moving Forward is a trademark of The Standard Bank of South Africa Limited. 

  • War and terrorism (there is limited terrorism cover under optional cover)
  • Nuclear, biological or chemical contamination
  • Engaging in occupational activities underground or requiring the use of explosives
  • Wilful or deliberate exposure to danger (except in an attempt to save human life), intentional self-inflicted injury, suicide or attempted suicide
  • Deliberate violation of criminal law
  • Travelling by air, except as a passenger, on a legally licensed aircraft or where the insured person is acting as part of the aircraft crew
  • Mental disorders
  • Pregnancy or childbirth of the insured person (except for an unexpected medical complication or emergency occurring during the first 26 weeks of the pregnancy)
  • Sexually transmitted diseases and the conditions commonly known as AIDS or HIV and any related illness or condition including derivatives or variations thereof, howsoever acquired or caused
  • Chronic fatigue syndrome, mylagic encephalomyelitis (ME) or anticardiolipin antibody positivity
  • Non-adherence to medical advice
  • An insured person being under the influence of alcohol, drugs or narcotics
  • Any pre-existing medical condition (there is limited cover under optional cover)
  • Any cardiac or cardio vascular or vascular or cerebra vascular illness or conditions or sequelae thereof or complications that, in the opinion of a medical practitioner appointed by the company, can reasonably be related thereto, if the insured person has received medical advice or treatment (including medication) for hypertension 12 months prior to the commencement of the insured journey
  • An insured person travelling against medical advice or to seek medical attention or advice or with a terminal condition which was diagnosed prior to the insured journey or when he is unfit to do so
  • Any cardiac or cardio vascular or vascular or cerebro vascular illness or conditions or sequelae thereof or complications that can reasonably be related thereto, if the insured person has received medical advice or treatment (including medication) for hypertension 12 months prior to the commencement of the insured journey
  • Employment involving manual labour, other than while off duty
  • Undertaking employment on a permanent or contract basis which is not casual, other than while on a leisure trip
  • Participating in any sport as a professional player
  • Any hazardous pursuits, sports or activities which introduce or increase the possibility of a loss
  • Consequential loss of any kind or financial loss or expense not otherwise specifically covered
  • Default or insolvency of the carrier
  • The insured person’s intention to emigrate

Terms and conditions apply.

  • Call us on 011 525 3101*
  • *Our lines are open Monday to Friday from 8:15am to 4:30pm.
  • Call us on  0861 114 494*
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