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Home loan protection plan

PER Insurance Home Loan Protection Plan Product Detail

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.

 

 

 

Some of the benefits

Full settlement

Relieve your family of the burden of settling your bond in the event of your death

Financial support

Leave your home loan payments to us for up to a year while you’re temporarily disabled

Reducing premiums


Pay less every month as your outstanding balance reduces

UCount Rewards

As a member of UCount Rewards, 50 UCount tiering points are allocated each month to each qualifying insurance policy
What’s covered

Standard home loans

  • Up to 6 months’ home loan payments if you’re retrenched
  • Up to 12 months’ home loan payments if you’re temporarily disabled
  • Your home loan is settled up to R 1.6m in the event of death, permanent disability or dread disease

Affordable housing home loans

  • Up to 12 months’ home loan payments if you’re temporarily disabled
  • Your home loan is settled in the event of death, permanent disability or dread disease

Access home loans

See our underwriters

Exclusions
  • Home loan arrears
  • Building loans
  • If you’re over the age of 55, you’ll need to cede your own life cover
  • Cover for retrenchment, dread disease, and temporary and permanent disability ends at age 65
  • Cover for death ends at age 75
What it costs
  • Your premium decreases as the balance on your bond decreases
How to claim
  • What’s covered
  • Exclusions
  • What it costs
  • How to claim

Standard home loans

  • Up to 6 months’ home loan payments if you’re retrenched
  • Up to 12 months’ home loan payments if you’re temporarily disabled
  • Your home loan is settled up to R 1.6m in the event of death, permanent disability or dread disease

Affordable housing home loans

  • Up to 12 months’ home loan payments if you’re temporarily disabled
  • Your home loan is settled in the event of death, permanent disability or dread disease

Access home loans

See our underwriters

  • Home loan arrears
  • Building loans
  • If you’re over the age of 55, you’ll need to cede your own life cover
  • Cover for retrenchment, dread disease, and temporary and permanent disability ends at age 65
  • Cover for death ends at age 75
  • Your premium decreases as the balance on your bond decreases
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