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Legal assist plan

PER Insurance Legal Assist Plan Product Detail

Get expert legal advice over the phone whenever you or your family need it, and choose the amount of cover you want for any future legal costs.

Some of the benefits

Legal advice

Call us day or night for professional legal advice that you can trust and rely on

Consultation

See an approved lawyer in person for complicated legal matters we can’t resolve over the phone

Cover for life

Enjoy legal assistance for as long as you continue to pay your premiums

What’s covered
  • Up to R 100 000 for legal costs
  • Consultation with an approved attorney
  • Uncontested divorce cases*

*One case only in any five-year period, subject to the court granting a final divorce

Exclusions
  • Matters in which you hold no proprietary interest, no reasonable prospect of success, and no written confirmation of cover from us
  • Traffic offences committed without a valid licence, or for which an admission of guilt fine is payable
  • Small claims court matters
  • Disputes between you and ourselves
  • Ventures for income or capital gain income other than your employment as an employee
  • Contested divorces
  • Divorce orders, child custody, support or visitation rights, guardianship or paternity, engagement or promise to marry, or living together as married or permanent partners
  • Patents, copyright, trademarks, merchandise or service marks, registered designs, intellectual or artistic property, secrecy or confidentiality agreements and passing off
  • Political activity, labour disturbances, riots, strikes, lockouts or mutiny
  • Criminal matters you’ve previously been convicted for
  • Actions against or by you not subject to the jurisdiction of SA courts
  • Matters in which you are a representative, agent, trustee or executor of any other person, estate or legal entity
What it costs
  • Premiums depend on the amount of cover you choose
  • Cover is available for you, you and your spouse, you and your children, or your whole family
How to claim
  • Call us on 0860 123 444
  • You’ll need your policy number and details of the matter or incident
How to get it

What you'll need

  • If you’re not an SA citizen, you’ll need a permanent residence permit
  • You must be over 18
  • What’s covered
  • Exclusions
  • What it costs
  • How to claim
  • How to get it
  • Up to R 100 000 for legal costs
  • Consultation with an approved attorney
  • Uncontested divorce cases*

*One case only in any five-year period, subject to the court granting a final divorce

  • Matters in which you hold no proprietary interest, no reasonable prospect of success, and no written confirmation of cover from us
  • Traffic offences committed without a valid licence, or for which an admission of guilt fine is payable
  • Small claims court matters
  • Disputes between you and ourselves
  • Ventures for income or capital gain income other than your employment as an employee
  • Contested divorces
  • Divorce orders, child custody, support or visitation rights, guardianship or paternity, engagement or promise to marry, or living together as married or permanent partners
  • Patents, copyright, trademarks, merchandise or service marks, registered designs, intellectual or artistic property, secrecy or confidentiality agreements and passing off
  • Political activity, labour disturbances, riots, strikes, lockouts or mutiny
  • Criminal matters you’ve previously been convicted for
  • Actions against or by you not subject to the jurisdiction of SA courts
  • Matters in which you are a representative, agent, trustee or executor of any other person, estate or legal entity
  • Premiums depend on the amount of cover you choose
  • Cover is available for you, you and your spouse, you and your children, or your whole family
  • Call us on 0860 123 444
  • You’ll need your policy number and details of the matter or incident

What you'll need

  • If you’re not an SA citizen, you’ll need a permanent residence permit
  • You must be over 18
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