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Student Loan Calculator

Use our calculators to work out how much you qualify for, estimate your monthly repayments and see how changes in term and interest rates will affect the repayment.

How much will you pay each month

TELL US WHO WILL MAKE PAYMENTS WHILE THE STUDENT STUDIES

Loan amount (Minimum loan amount of R5000)

Loan term in months

Months

Variable interest rate

Step 1 Calculate

Reset inputs

Estimated Monthly Repayment

R 0

Estimated Monthly Repayment

R 0

(To be paid upon completion of studies)

Monthly interest and fees

R 0

Estimated Monthly Interest and Fees repayment

R 0

(To be paid while studying)

Estimated Monthly Repayments

R 0

(To be paid upon completion of studies calculated over a 60 month term)

Step 2: Do I Qualify Do I qualify?

Disclaimer

The results obtained through the online calculator are for illustrative purposes only and may vary depending on the accuracy of the information you provide when you use the calculator. Standard Bank does not guarantee, either expressly or by implication, that the fees and repayments generated by the online calculator will be equivalent to what is quoted on the credit agreement should you proceed with a loan application and makes no representations in this regard.

Get an Instant Quote

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•
Personal Details
•
Consents

Please fill in your details to see if you qualify

Student details

Kindly provide us with the details of the person studying

First Name

Surname

ID number

Cellphone Number

In which Province will you be applying for the loan?

Kindly provide us with the details surrounding the student loan

Qualification Type

Requested loan amount for the year of study

Who will make payment while the student studies?

Student

Someone else (Surety)

We just need a few more details from you

Gross monthly income (over R5000)

Total monthly expenses

Surety details

Kindly give us more details about the person making the monthly payments

First Name

Surname

ID number

Cellphone Number

Gross monthly income (over R3000)

Total monthly expenses

Please make sure your details above are correct. Complete all the fields to proceed with the quote.

Your information will be managed securely.

I agree and confirm that:

All the fields marked with an * are required to complete the application.

I agree and confirm the following information for me and the student/surety:

All the fields marked with an * are required to complete the application.

* I am not insolvent, under debt review (current or applied for), administration or sequestration.

* Standard Bank can collect and process my personal information from external and public sources, where lawful and reasonable, for credit, fraud, identity, address, income and compliance purposes.* Standard Bank can collect and process my personal information from external and public sources, where lawful and reasonable, for credit, fraud, identity, address, income and compliance purposes.

* Standard Bank can collect and process my personal information to create a personalised experience, between the bank and me, by assessing my application for products and services.

* We are not insolvent, under debt review (current or applied for), administration or sequestration.

* Standard Bank can collect and process our personal information from external and public sources, where lawful and reasonable, for credit, fraud, identity, address, income and compliance purposes.

* I am authorised to give consent on behalf of the student/surety for Standard Bank to process the personal information, including between countries that provide the products and services, and receive privacy notices on their behalf.

* To create a personalised experience, between the bank and me, by assessing my application for products and services.

I consent to Standard Bank collecting and processing my personal information:

I consent to Standard Bank collecting and processing both my and the student/surety's personal information:

To analyse my interactions and create personalised client communications based on my interactions in the application process, including operational notifications.

To share my personal information within the Group and/or with third-party service providers, including third parties who are not within the jurisdiction of the provided product and services.

In countries that may not have the same data protection laws as the country where the products or services are provided, where possible, Standard Bank will ask the receiving party to agree to our privacy policies.

To analyse our interactions and create personalised client communications based on our interactions in the application process, including operational notifications.

To share our personal information within the group and/ or with third-party service providers, including third parties who are not within the jurisdiction of the provided product and services.

In countries that may not have the same data protection laws as the country that provides the products or services, where possible, Standard Bank will ask the receiving party to agree to our privacy policies.

Your information will be managed securely.

Sorry

There was a technical error!

We apologise for the inconvenience, however we are currently experiencing technical errors.

Please try again in a few minutes time or visit your nearest branch.

Thank you for applying

We see that you already have a student loan. Please visit the Student Loan Portal to increase your limit.

What happens next?

Click on the below link:

https://youth-applications.standardbank.co.za/mystudentloan/track/login

Thank you

We need a few more details to complete your quote.
Please visit your nearest branch for assistance.

What happens next?

1. Get your documents ready

These are the original documents you'll need

Personal (FICA) documents

ID document
Latest 3-months' payslip
3-months' bank statement for non-Standard Bank clients

Course-related documents

Acceptance letter or proof of registration from institution
Proof of costs of tuition, accommodation, textbooks and equipment
Proof of academic results from latest academic year

2. Visit your nearest branch

A consultant is waiting to assist you with the final stages of your application

3. Get funds

All payments will be made to the institution and relevant parties

Thank you

We need a few more details to complete your quote.
Please visit your nearest branch for assistance.

What happens next?

1. Get your documents ready

These are the original documents the surety and student will need

Personal (FICA) documents

Surety and Student's ID document
Surety's latest 3-months' payslip
Surety's 3-months' bank statement for non-Standard Bank clients

Course-related documents

Student's acceptance letter or proof of registration from institution
Student's proof of costs of tuition, accommodation, textbooks and equipment
Student's proof of academic results from latest academic year

2. Visit your nearest branch

A consultant is waiting to assist you and your surety with the final stages of your application. You will need to both be present to finalise your application.

3. Get funds

All payments will be made to the institution and relevant parties

We could not complete your quote

What happens next?

1. Get your documents ready

These are the original documents you'll need.

Student's ID document
Student's latest 3-months' payslip
Student's 3-months' bank statement for non-Standard Bank clients
Student's acceptance letter or proof of registration from institution
Student's proof of costs of tuition, accommodation, textbooks and equipment
Student's proof of academic results from latest academic year

2. Visit your nearest branch

You can motivate for your application by visiting your nearest branch

We could not complete your quote

What happens next?

1. Get your documents ready

These are the original documents the student and surety will need.

Surety and student's ID document
Surety's latest 3-months' payslip
Surety's 3-months' bank statement for non-Standard Bank clients
Student's acceptance letter or proof of registration from institution
Student's proof of costs of tuition, accommodation, textbooks and equipment
Student's proof of academic results from latest academic year

2. Visit your nearest branch

You can motivate for your application by visiting your nearest branch

Thank You!

Your enquiry has been submitted successfully

You’ll be contacted within 48 hours

Congratulations, Sarah!

You are eligible to apply for a Student Loan of up to:

R 8 145

Estimated monthly repayment

18%

Interest rate

12 months

Term

This quote is valid for 7 days. Please note that this is an estimated quote and serves only as an indication of the loan amount and interest rate you may qualify for.

What happens next?

1. Get your documents ready

These are the original documents you'll need

ID document
Latest 3-months' payslip
3-months' bank statement for non-Standard Bank clients
Acceptance letter or proof of registration from institution
Proof of costs of tuition, accommodation, textbooks and equipment
Proof of academic results from latest academic year

2. Visit your nearest branch

A consultant will be on hand to eagerly asssit you with the final stages of your application

3. Get funds

All payments will be made to the institution and relevant parties

Start studying without the financial worry.

Congratulations, Sarah!

You are eligible to apply for a Student Loan of up to:

R 8 123

Estimated monthly repayment (while studying)

R 9 123

Estimated monthly repayment (after studying*)

18%

Interest rate

* The estimated monthly repayment will be paid upon completion of studies and is calculated over a 60-month term.

This quote is valid for 7 days. Please note that this is an estimated quote and serves only as an indication of the loan amount and interest rate you may qualify for.

What happens next?

1. Get your documents ready

These are the original documents the surety and student will need

Surety and Student's ID document
Surety's latest 3-months' payslip
Surety's 3-months' bank statement for non-Standard Bank clients
Student's acceptance letter or proof of registration from institution
Student's proof of costs of tuition, accommodation, textbooks and equipment
Student's proof of academic results from latest academic year

2. Visit your nearest branch

A consultant will be on hand to eagerly asssit you and your surety with the final stages of your application

3. Get funds

All payments will be made to the institution and relevant parties

Start studying without the financial worry.

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Student Loan Calculator

Disclaimer

Get an Instant Quote

Student details

Kindly provide us with the details surrounding the student loan

Surety details

I agree and confirm that:

I agree and confirm the following information for me and the student/surety:

I consent to Standard Bank collecting and processing my personal information:

I consent to Standard Bank collecting and processing both my and the student/surety's personal information:

What happens next?

What happens next?

1. Get your documents ready

2. Visit your nearest branch

3. Get funds

What happens next?

1. Get your documents ready

2. Visit your nearest branch

3. Get funds

What happens next?

1. Get your documents ready

2. Visit your nearest branch

What happens next?

1. Get your documents ready

2. Visit your nearest branch

Estimated monthly repayment

Interest rate

Term

What happens next?

1. Get your documents ready

2. Visit your nearest branch

3. Get funds

Estimated monthly repayment (while studying)

Estimated monthly repayment (after studying*)

Interest rate

What happens next?

1. Get your documents ready

2. Visit your nearest branch

3. Get funds

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