Shyft global money app
Whether you’re travelling the world, shopping online at international stores, sending money to family abroad or building a global investment portfolio, Shyft simplifies how you manage, invest and move money.
0.4%
Brokerage fee
Anytime
Access to Funds
$
2
Minimal transaction size
Benefits of the Shyft app
All-in-one solution
Manage your forex, international payments, investing, travel spending and online shopping from one secure app
Earn interest in the Vault
Earn interest on unused cash in your ZAR wallet while waiting for market opportunities
Global investing and trading
Get access to over 15 000 investment instruments across multiple markets and currencies
UCount Rewards
Earn Rewards Points on your forex purchases and Tiering Points on your equity trades
What you get
Get forex at unmatched* rates
- Buy USD, EUR, GBP or AUD 24/7
- Store and save your forex indefinitely, with the freedom to access your money when you need it
Multi-currency travel cards
- Load up to 4 different currencies onto one multi-currency card and save on conversion fees
- Tap and pay in-store with your physical or virtual Shyft cards using Apple Pay or Samsung Pay
Borderless online shopping
- Create virtual forex cards to pay for international subscriptions, book flights, or shop at global online retailers
Instant cross-border payments
- Send money offshore or receive international payments seamlessly, at flat rates
- Enjoy instant Shyft-to-Shyft payments and send money to other Shyft users for free
World-class investment and trading platform
- Invest your way with three investment solutions on Shyft:
- Investor helps remove the guesswork from investing with access to leading local and international shares and ETFs, even when global markets are closed
- Trader is designed for more experienced investors, offering live market pricing, access to multiple asset classes and currencies, advanced trading tools, and instant money movement
- Tax-Free Investment Account (TFIA) provides one of the most tax-efficient ways for South Africans to save and invest for the future, with tax-free growth on qualifying returns, subject to SARS limits
- Fund your investments instantly from your Shyft ZAR Wallet, or earn interest in your ZAR Vault while you wait for the right investment opportunity.
How it works
International travel
- Top up instantly from anywhere, anytime, and buy foreign currency at competitive exchange rates before you travel or while you're on the move
- Tap and pay worldwide by linking your physical or virtual Shyft cards to Apple Pay or Samsung Pay for seamless, secure payments
- Travel smarter by loading up to four currencies onto a Shyft physical card and linking up to five forex cards to your account for family and travel companions
International online shopping
- Create virtual forex cards in USD, EUR, GBP or AUD directly from the Shyft app and use them for secure international spending
- Shop online at global retailers with confidence, pay subscriptions, and book flights, accommodation and experiences using your virtual forex cards
Cross-border payments and transfers
- Send and receive global payments at a flat rate
- Enjoy free, instant Shyft-to-Shyft transfers anywhere in the world
Local and global investing
- Investor offers traditional investments such as Shares, Exchange Traded Funds (ETFs) and Mutual Funds that are used to build wealth over time via direct ownership of assets. No borrowing or leverage is involved. You invest the full amount. Returns come from asset growth or income (dividends, interest), and the risk varies by asset, but is generally moderate and limited to money invested.
- Trader on Shyft offers traditional (Shares and ETFs) and geared instruments such as CFDs, Warrants and FX SPOT trading. Geared products allow you to take larger positions with a smaller amount of money upfront. This magnifies both potential gains and potential losses. They are designed for short-term trading or hedging, not for buy-and-hold investing.
- Tax-free Investment Account (TFIA) is a simple, tax-efficient way to grow your wealth over time by investing in Johannesburg Stock Exchange (JSE)-listed Exchange Traded Funds (ETFs).
For more information, visit www.shyft.co.za.
What it costs
Shyft offers some of the most competitive forex rates in South Africa with flat fees on international transfers.
Visit https://www.shyft.co.za/en-ZA/fees to view the full pricing and fee structure.
How to get it
1. Add Shyft on your Standard Bank App
- Sign into the Banking App
- Tap on “Add-ons” on the top of your screen
- Search for Shyft and select “Add”
- You will find the add-on on your home screen on the Banking App
2. Download the Shyft app
- Download the app directly from:
- Register your profile
- Follow the simple, secure in-app prompts to verify your identity
Fund your ZAR wallet by card or EFT.
-
What you get
-
How it works
-
What it costs
-
How to get it
Get forex at unmatched* rates
- Buy USD, EUR, GBP or AUD 24/7
- Store and save your forex indefinitely, with the freedom to access your money when you need it
Multi-currency travel cards
- Load up to 4 different currencies onto one multi-currency card and save on conversion fees
- Tap and pay in-store with your physical or virtual Shyft cards using Apple Pay or Samsung Pay
Borderless online shopping
- Create virtual forex cards to pay for international subscriptions, book flights, or shop at global online retailers
Instant cross-border payments
- Send money offshore or receive international payments seamlessly, at flat rates
- Enjoy instant Shyft-to-Shyft payments and send money to other Shyft users for free
World-class investment and trading platform
- Invest your way with three investment solutions on Shyft:
- Investor helps remove the guesswork from investing with access to leading local and international shares and ETFs, even when global markets are closed
- Trader is designed for more experienced investors, offering live market pricing, access to multiple asset classes and currencies, advanced trading tools, and instant money movement
- Tax-Free Investment Account (TFIA) provides one of the most tax-efficient ways for South Africans to save and invest for the future, with tax-free growth on qualifying returns, subject to SARS limits
- Fund your investments instantly from your Shyft ZAR Wallet, or earn interest in your ZAR Vault while you wait for the right investment opportunity.
International travel
- Top up instantly from anywhere, anytime, and buy foreign currency at competitive exchange rates before you travel or while you're on the move
- Tap and pay worldwide by linking your physical or virtual Shyft cards to Apple Pay or Samsung Pay for seamless, secure payments
- Travel smarter by loading up to four currencies onto a Shyft physical card and linking up to five forex cards to your account for family and travel companions
International online shopping
- Create virtual forex cards in USD, EUR, GBP or AUD directly from the Shyft app and use them for secure international spending
- Shop online at global retailers with confidence, pay subscriptions, and book flights, accommodation and experiences using your virtual forex cards
Cross-border payments and transfers
- Send and receive global payments at a flat rate
- Enjoy free, instant Shyft-to-Shyft transfers anywhere in the world
Local and global investing
- Investor offers traditional investments such as Shares, Exchange Traded Funds (ETFs) and Mutual Funds that are used to build wealth over time via direct ownership of assets. No borrowing or leverage is involved. You invest the full amount. Returns come from asset growth or income (dividends, interest), and the risk varies by asset, but is generally moderate and limited to money invested.
- Trader on Shyft offers traditional (Shares and ETFs) and geared instruments such as CFDs, Warrants and FX SPOT trading. Geared products allow you to take larger positions with a smaller amount of money upfront. This magnifies both potential gains and potential losses. They are designed for short-term trading or hedging, not for buy-and-hold investing.
- Tax-free Investment Account (TFIA) is a simple, tax-efficient way to grow your wealth over time by investing in Johannesburg Stock Exchange (JSE)-listed Exchange Traded Funds (ETFs).
For more information, visit www.shyft.co.za.
Shyft offers some of the most competitive forex rates in South Africa with flat fees on international transfers.
Visit https://www.shyft.co.za/en-ZA/fees to view the full pricing and fee structure.
1. Add Shyft on your Standard Bank App
- Sign into the Banking App
- Tap on “Add-ons” on the top of your screen
- Search for Shyft and select “Add”
- You will find the add-on on your home screen on the Banking App
2. Download the Shyft app
- Download the app directly from:
- Register your profile
- Follow the simple, secure in-app prompts to verify your identity
Fund your ZAR wallet by card or EFT.
Frequently asked questions
What is the Shyft global wallet app?
Shyft is Standard Bank’s award winning global money app, giving you a smarter way to buy and manage foreign currency at the best rates, invest locally and internationally, and make global payments. Buy, hold, send, spend and invest, all from one secure, fully digital platform, across mobile and desktop.
How does the Shyft app work locally?
Shyft allows South African residents to easily convert ZAR into major global currencies (USD, EUR, GBP, AUD) instantly. Once funded, you can use the app to load up to 4 currencies onto a physical multi-currency card for international travel, create virtual cards for secure online shopping, send cross-border payments or invest directly in local and international shares, all while complying with South African Reserve Bank (SARB) regulations.
Do I need to be a Standard Bank customer to use Shyft?
Shyft is available to both Standard Bank and non–Standard Bank customers.
However, foreign nationals living in South Africa will need an active Standard Bank account to register for Shyft.
However, foreign nationals living in South Africa will need an active Standard Bank account to register for Shyft.
Which currencies can I buy on Shyft?
You can buy and store major foreign currencies including USD, EUR, GBP and AUD directly in the app.
How does a multi-currency wallet work for travel and online shopping?
Shyft allows you to convert South African rands (ZAR) into foreign currencies at competitive rates and store them digitally. You can then use your virtual or physical Shyft card to spend that foreign currency when travelling or shopping online.
Is the Shyft global wallet secure?
Yes, Shyft is powered and secured by Standard Bank. Your account is protected by advanced encryption, biometrics and secure multi-factor authentication. You can instantly disable or enable or your physical and virtual cards on the app if they are lost or compromised.
Learn more
Banking & Digital Solutions
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