New feature
1 Dec 2025
Apply for Loan Consolidation
Consolidate your personal loans into one facility and enjoy lower monthly instalments.
Step 1 of 12
Go to your home screen and tap More.
Step 2 of 12
Tap Open or add an account.
Step 3 of 12
Tap Personal Lending.
Step 4 of 12
Tap Loan Consolidation.
Step 5 of 12
Explore by tapping on the different sections for more information on Loan Consolidation.
Tap SEE WHAT YOU CAN GET.
Step 6 of 12
Complete the loan application, then scroll down to confirm that:
- your loan application details are correct,
- you have read and understand the Privacy Statement, and
- you’re not insolvent, under debt review or sequestration.
Then tap NEXT to proceed.
Step 7 of 12
Your eligible loans for consolidation will be listed. Review all your displayed loan accounts, then choose up to three loans to consolidate.
Tap NEXT to proceed.
Step 8 of 12
Review your loan consolidation quote and take note of the monthly savings amount.
Tap NEXT to continue with your loan application.
Step 9 of 12
Select the loan option that best suits your needs:
- Consolidation amount only
- Consolidation plus an additional amount
Tap NEXT.
Step 10 of 12
You can now personalise your loan by adjusting:
- the total loan amount (if you selected the consolidation plus additional amount option)
- loan term
When you’re ready, tap NEXT.
Step 11 of 12
Insurance is mandatory for personal loans. Review the insurance details and your final estimated monthly repayment amount.
Tap NEXT to submit your Loan Consolidation application.
Step 12 of 12
Congratulations! Your loan has been provisionally approved. We’ll will contact you soon to finalise the consolidation of your loans.
Tap DONE to return to your home screen.
Apply on the app
Apply for a Loan Consolidation on the app.
Try it on the app
Scan the QR code to sign in
Register on the Banking App
* Network costs apply when downloading the app
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