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Fixed Repayments Business Loan

BB Fixed repayments business loan Detail banner

Plan your business’s future with a loan that gives you fixed repayment amounts and flexible repayment terms.



Some of the benefits

Set payments

Any interest rate hikes won’t affect your monthly repayment amount

Instant capital

Get quick access to funds to act on business growth opportunities or to acquire new assets

Convenient

See if you qualify online and get paid directly into your account once your application is approved

Affordable

Enjoy personalised interest rates and pay a low monthly service fee
Calculate repayments

Work out how much you’ll potentially repay each month

What you get
  • Use the Fixed Repayments Business Loan as a cashflow management tool for your business
  • Repay your loan over 3 to 10 years - the choice is yours
  • Budget for the term of your loan with fixed monthly repayments
  • A medium- to long-term lending solution to help your business grow

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

How it works
  • You need a Standard Bank Business Current Account to qualify for a Fixed Repayments Business Loan
  • Funds are paid straight into your bank account
  • Monthly instalments are agreed on upfront
  • Interest is linked to prime, but your repayments are fixed
  • Any interest rate hikes are covered with additional instalments
What it costs
  • Monthly service fee: R69
  • Once-off initiation fee: 1.51% of your approved limit
  • Personalised interest rate

See 2020 pricing guide
See 2021 pricing guide

How to get it

If you already have a Business Current Account and would like to apply for a Fixed Repayments Business Loan, you can simply:

  • What you get
  • How it works
  • What it costs
  • How to get it
  • Use the Fixed Repayments Business Loan as a cashflow management tool for your business
  • Repay your loan over 3 to 10 years - the choice is yours
  • Budget for the term of your loan with fixed monthly repayments
  • A medium- to long-term lending solution to help your business grow

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

  • You need a Standard Bank Business Current Account to qualify for a Fixed Repayments Business Loan
  • Funds are paid straight into your bank account
  • Monthly instalments are agreed on upfront
  • Interest is linked to prime, but your repayments are fixed
  • Any interest rate hikes are covered with additional instalments
  • Monthly service fee: R69
  • Once-off initiation fee: 1.51% of your approved limit
  • Personalised interest rate

See 2020 pricing guide
See 2021 pricing guide

If you already have a Business Current Account and would like to apply for a Fixed Repayments Business Loan, you can simply:

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Vehicle and asset financing

Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.

Understanding your risk profile
Environmental
Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial
Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management
Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply
What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.

Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.