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Fixed repayments business loans

BB Fixed repayments business loan Detail banner

Plan your business growth with precise repayment amounts and flexible terms.



Some of the benefits

Set payments

Any interest rate hikes won’t affect your monthly repayment amount

Instant capital

Access funds to act quickly on growth opportunities or acquire new assets

Convenience

Funds paid directly into your account

Affordability

Once-off initiation fee
How it works
  • You need a Standard Bank Business Current Account to qualify
  • Funds are paid straight into your account
  • Monthly instalments are agreed on up-front
  • Interest is linked to prime, but your repayments are fixed
  • Any interest rate hikes are covered with additional instalments

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

What it costs
  • 1.51% once-off fee (of approved loan)
  • Interest is linked to the prime rate

See 2020 pricing guide

How to get it
  • How it works
  • What it costs
  • How to get it
  • You need a Standard Bank Business Current Account to qualify
  • Funds are paid straight into your account
  • Monthly instalments are agreed on up-front
  • Interest is linked to prime, but your repayments are fixed
  • Any interest rate hikes are covered with additional instalments

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

  • 1.51% once-off fee (of approved loan)
  • Interest is linked to the prime rate

See 2020 pricing guide

Calculate repayments

Work out how much you’ll potentially repay each month

We also offer
BB_Business_Current_Account_ Product Details
Business Current Account

Run your business with a business bank account that lets you manage your money and transact 24/7 from your Banking App or Internet Banking. Our business current account gives you access to secure electronic transfers, pre-paid purchases and payments, and allows you to boost your business’s cashflow with tailored business lending solutions

BB Vehicle finance Product detail
Vehicle and asset financing

Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.

Understanding your risk profile
Environmental
Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial
Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management
Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply
What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.

Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.