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Income protection insurance

You can't predict when things will go wrong in life. But having the right cover in place means there's always a plan to recover from any financial impact.

what are you looking for?
PER Insurance Salary Protection Product detail
Salary protection

Make sure you still have an income if injury or illness prevents you from working for a period of time.

PER Insurance Disability cover Product Detail
Disability cover

Look after your family with a tax-free, lump-sum payout of up to R 3m if you become permanently disabled.

PER Insurance Insuring Serious Illness Product Detail
Serious illness cover

Get a tax-free payout of up to R 2m if you're diagnosed with cancer, suffer a heart attack or stroke, or need open heart surgery.

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Funeral insurance
Do You Need Funeral Insurance?
What you need to know about funeral cover

Funerals can quickly become costly. With the right funeral plan, you have peace of mind knowing that in the event of your death, being laid to rest will not leave your loved ones burdened with debt.

Types of Life Insurance
Types of life insurance policies

Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.

Credit cards
What is Credit Card Protection?
What you need to know about credit card protection

Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.

Vehicle Finance
Why you need car loan protection insurance?
What you need to know about car loan protection insurance

A car loan protection insurance policy will cover the debt on your vehicle in the event of your death, disability, development of a dread disease or retrenchment.

We also offer
PER Insurance Personal Accident Plan Product Detail
Personal accident plan

Give your family the financial security of a lump-sum payout in the event of your death or permanent disability due to an accident. 

PER Insurance Home Loan Protection Plan Product Detail
Home loan protection plan

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.