South Africa
Let’s make it happen

Borrow for your needs

 Ready to get the funds you need on terms that suit your lifestyle? Whatever your next, let’s make it happen.

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Personal Loans
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Revolving Loan

A Revolving Loan gives you access to money whenever you need it without having to reapply for credit – you simply need to repay 15% of your loan.

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Term Loan

Get a personal loan at a fixed monthly repayment amount and pay it off at a term you feel comfortable with.

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Our Overdraft facility gives you instant access to additional funds when you need them the most; putting financial freedom in your hands.

Student loans

Our Student loans are here to fund your education whether you're studying full or part time. Simply apply online for pre-approval.

Vehicle and asset
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Buying a new vehicle

Choose our Instalment Sale option and buy a vehicle that you can pay over a period that suits you

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Get insurance

Protect yourself from loss or damage, and secure the amount you still owe on your car.

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Don’t want to buy and would rather rent a vehicle?

Choose our Financial Lease option and rent the vehicle you want over an agreed period with the option of owning it

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Want to buy a pre-owned car?

Get affordable pre-owned cars that are in our care. Simply search by make, model, price and mileage.

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Check pre-owned values

Get an objective TransUnion report (powered by First Check) on the value of any car you’re interested in to ensure you buy it at a fair price.

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Buy a car in 7 steps

Take the stress out of buying a car by letting us guide you, step by step, through the process.

Home Services
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Buy a home in 7 steps

Buying a property is easy when you know how. Follow our trusted guide to make your home buying journey seamless.

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Home loan to build a house

Apply for a loan online and follow our steps on what you need to build your own house.

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Get a free Home Services property guide

View our online property guide to get the estimated value of any property, sales trends, crime statistics and more.

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Set up an Access Bond

Pay extra funds into your bond and use it to pay off your loan sooner or to reduce your monthly instalments.

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Extend your home loan

Access funds for home improvements or personal use with a re-advance or an additional bond.

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Secure a home loan with your pension

Buy your dream home when you apply online for a loan that’s guaranteed by your pension or provident fund.

5 Types of Personal Laons
5 Types of loans

Looking for a brief guide explaining the various types of personal loans available? Look no further.

Should I Buy a New or Used Car
Should I buy a new or used car?

If you are in the market to buy a car, it’s important to weigh up the pros and cons before deciding on brand new or used.

Home buying tips for first-timers

Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.

5 Benefits of an Overdraft Loan
Five benefits of an overdraft loan

If you’re considering an overdraft but you’re not sure if it’s right for you, here are five benefits to consider.

Tips for Buying a Used Car
Tips for buying a used car

Buying a used vehicle is a great option when shopping on a budget. But there are some precautions to take into account. Here are eight important tips to consider when buying a used car.

Buying an Investment Property
Tips for property investment

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

Buying your first car
Tips for buying your first car

Buying your first car is an exciting step towards freedom and a significant decision that will most probably impact your financial future.

Home loans
Access Bond: Make Your Home Loan Work
AccessBond: What you need to know

With an AccessBond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.

We also offer
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Home loan protection plan

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.

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Debt Relief Solutions

Struggling to meet your loan repayments each month?

Our Debt Care Centre provides personalised assistance to alleviate your financial burdens. By reducing your monthly obligations, we can provide you with much needed relief. Learn about our financial solutions and apply today.

Loan protection plan

Got a personal loan, overdraft, revolving credit plan or student loan? Insure your outstanding balance with a solid protection plan.

Vehicle and asset finance protection plan

Spare your family the financial stress of paying for your car in the event of your death, dread disease, disability or retrenchment.

Debt consolidation
Debt Care

Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.