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Borrow for your needs

 Ready to get the funds you need on terms that suit your lifestyle? Whatever your next, let’s make it happen.

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Personal Loans
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Revolving loan

Get access to your funds again when you’ve repaid 15% of your loan with the option to increase your original amount over time.

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Term loan

Get the loan you’re looking for at the fixed monthly repayment amount and term you feel comfortable with.

PER Overdraft facility product detail
Overdraft

Sometimes you simply can’t avoid going over budget, and that’s when it helps to have an overdraft. It’s always there when you need it.

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Student loans

Studying full or part time? Apply online for pre-approval to fund your education

Vehicle and asset
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Buy a car in 7 steps

Take the stress out of buying a car by letting us guide you, step by step, through the process.

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Compare your finance options

Instalment sale or financial lease? Know the terms that apply at the end of your contract.

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Get insurance

Protect yourself from loss or damage, and secure the amount you still owe on your car.

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Buy a pre-owned car?

For low prices on pre-owned cars in our care, you can search for the make and model you want by price and mileage.

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Check pre-owned values

It’s always worth getting an objective TransUnion report on the value of any car you’re interested in.

Home Services
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Buy a home in 7 steps

From making your offer to purchase to applying for your home loan, buying a property is easy when you know how.

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Build your own house

Offer to purchase or title deed? Detailed builder's quotation? You’re ready to apply for a building loan...

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Get free property guides

Check the estimated value of a property and get key insights to buy your dream home with confidence.

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Set up an Access Bond

Draw on the extra funds you’ve paid into your bond by linking your home loan and bank, savings or business account.

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Extend your home loan

Access funds for home improvements or personal use with a re-advance or an additional bond.

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Secure a home loan with your pension

Apply online for a loan that’s guaranteed by your pension or provident fund.

LEARN MORE ABOUT BORROWING
loans
5 Types of Personal Laons
5 Types of personal loans

A brief guide explaining the various types of personal loans available.

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Should I Buy a New or Used Car
Should I buy a new or used car?

Weigh up the pros and cons before you decide on buying brand-new or preowned.

property
Home Buying Tips for First-Timers
Home buying tips for first-timers

Buying your first home is exciting, but it can also be little scary. Make sure your joy is not overshadowed by concerns about debt with these home buying tips.

property
5 Benefits of an Overdraft Loan
5 Benefits of an overdraft loan

If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.

property
Tips for Buying a Used Car
Tips for buying a used car

Buying a pre-owned vehicle is a great option when shopping on a budget. But there are some precautions to take into account – here are eight important tips to consider when buying a used car.

home loans
Buying an Investment Property
Buying an investment property

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

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Buying your first car
Buying your first car

Here are five important budgeting and finance points to consider first before buying your first car.

home loans
Access Bond: Make Your Home Loan Work
Access bond: Make your home loan work

With an access bond facility on your home loan, you won’t have to take out a personal loan to cover those surprise expenses.

We also offer
PER Insurance Home Loan Protection Plan Product Detail
Home loan protection plan

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.

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Loan protection plan

Got a personal loan, overdraft, revolving credit plan or student loan? Insure your outstanding balance with a solid protection plan.

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Vehicle and asset finance protection plan

Spare your family the financial stress of paying for your car in the event of your death, dread disease, disability or retrenchment.