Personal Loans

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Need a few upgrades to your lifestyle? Renovations, a holiday experience or buying new electronics perhaps? By applying online for a Standard Bank Personal Loan these dreams can become reality. Our process is simple and quick and can be done from the comfort of your home. Use our calculator below to see how much your personal loan repayments will be and apply online.

Why choose a Standard Bank Personal Loan?

  • Highly competitive interest rates
  • Budget more effectively with fixed monthly repayments
  • Funds are paid straight into your current account
  • No early termination fees
  • Chance to increase rewards tier as a UCount member
Apply Now

Monthly repayments calculator Standard Bank provides the calculators for convenience and gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculations provided through the use of the calculators.

Use the sliders or input fields below to calculate monthly repayments

Use the input fields below to calculate monthly repayments

  • Please enter loan amount between R3 000 - R300 000
  • Please enter interest rate between 0% - 33.65%
  • Please enter term between 12 Months - 72 Months
R3 000 R300 000 R3 000 - R300 000
0% 33.65% 0% - 33.65%
12 Months 72 Months 12 Months - 72 Months
Apply Now

Before we start

Please complete the following qualifying criteria


My Details

Thank you for enquiring with Standard Bank, however we are unable to offer you a Personal Loan if you:

  • Are under debt review or sequestration
  • Are currently insolvent
  • Earn less than R3,000
Thank you. Your details for a Personal Loan were successfully submitted.

What happens next?

One of our consultants will contact you within 5 business hours to finalise your application, or if you prefer, you may contact us on 010 249 0279.