Personal Loans

Need a few upgrades to your lifestyle? Renovations, a holiday experience or buying new electronics perhaps? Choose a fixed or flexible term loan that best suits your needs.

Find out how much you qualify for on a new or existing loan. You can also use our calculator to see how much your Standard Bank personal loan repayments will be.

Why choose a Standard Bank personal loan

The term and repayment amount don’t change, helping you to budget more effectively.

  • A personalised interest rate
  • Choose to repay your loan over 12 to 72 months
  • The option of extending or revolving your loan term
  • No early termination fees
  • Increase your rewards tier as a Ucount member
  • Funds are paid straight into your current account
  • Maximum annual percent rate is prime + 17.5%. Where prime is currently 10.25%, the annual percent rate is 27.75%

Want to apply for a personal loan?

Enter your details to see how much you could borrow or increase your existing loan to, and we’ll call you to process your application