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Business Fixed Deposit Account

Savings and investments Fixed deposit

Get the certainty of a fixed rate for a fixed period on lump-sum deposits.

Some of the benefits

Clear and simple

Deposit a lump sum and get a fixed rate for the investment term

Flexible investing

Choose a term up to five years, with clear visibility on expected returns

Risk-free investment

Your initial capital plus interest-linked gains are guaranteed

Apply online

Open a Business Fixed Deposit Account on Internet Banking and deposit up to R5 million

Clear and simple

Deposit a lump sum and get a fixed rate for the investment term

Flexible investing

Choose a term up to five years, with clear visibility on expected returns

Risk-free investment

Your initial capital plus interest-linked gains are guaranteed

Apply online

Open a Business Fixed Deposit Account on Internet Banking and deposit up to R5 million
Fixed deposit accounts

View the interest earned per account balance band

view the interest rates
What You Get
  • Interest rate is based on account balance and investment period
  • Choice to have interest and savings transferred into any other account
  • Interest is calculated daily and paid monthly, quarterly, annually or at maturity
  • Capital is guaranteed
  • Rate quoted on application for deposits above R100 000

See Fixed Deposit Account T &Cs
See general  T &Cs

 

What it costs
  • No monthly fees

See 2026 pricing guide

How to get it
  • Speak to your business banker
  • Or complete the contact form
  • Make a minimum opening deposit of R 1 000
  • Account opening is subject to Financial Intelligence Centre Act (FICA)

See general T&Cs

  • What You Get
  • What it costs
  • How to get it
  • Interest rate is based on account balance and investment period
  • Choice to have interest and savings transferred into any other account
  • Interest is calculated daily and paid monthly, quarterly, annually or at maturity
  • Capital is guaranteed
  • Rate quoted on application for deposits above R100 000

See Fixed Deposit Account T &Cs
See general  T &Cs

 

  • No monthly fees

See 2026 pricing guide

  • Speak to your business banker
  • Or complete the contact form
  • Make a minimum opening deposit of R 1 000
  • Account opening is subject to Financial Intelligence Centre Act (FICA)

See general T&Cs

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SimplyBLU: All-in-one merchant platform

If you're on the move or behind a counter, SimplyBLU helps you run and grow your business, your way.

With SimplyBLU, you’ll get card machines, a mobile app for managing sales and stock, and an easy-to-use online store builder, all backed by real-time insights via our web portal.