What is a premium bank account (and why get one)?

The type of account you choose should be based on the objectives you’d like to achieve. When starting out, a basic transactional or savings account might be sufficient, but as your priorities and needs change, upgrading to a premium account can give you more choice and more perks.

Here’s a look at what a premium account entails and what it offers.

What is a premium bank account?

A premium bank account is an exclusive account that offers specific banking and lifestyle benefits, but it has certain qualification criteria and requirements, such as a monthly fee and minimum monthly income. In turn, it opens a world of features and services that you wouldn’t have had access to or would have had to pay for with a basic bank account.

We offer a suite of private banking accounts with extra banking features and customised services that can help make life easier and save you more time.

There are various benefits to having a private bank account, including the following:

• An enhanced banking experience with multiple banking features and capabilities in a single account
• Preferential rates on lending products  
• Access to additional bank accounts for free
• Special banking privileges, including round-the-clock support from a dedicated team of bankers
• Offshore banking solutions
• Travel, lifestyle and insurance benefits

Whom is a private banking account for?

We offer a variety of private bank accounts designed to cater for your needs at different stages of your life, career and financial journey, from young professionals to higher-net-worth individuals.

Prestige Banking Account	For individuals looking for more than just a bank account and want value-added solutions Monthly income required
Professional Banking Account	For young professionals under 30 who want to get closer to their financial goals with special and discounted rates on financing and products No monthly income required Professional degree, or latest results if you’re in your final year of study
Private Banking Account	For individuals looking to grow and manage their wealth and want leisure, lifestyle, investment and insurance benefits for themselves and their family Monthly income required
Signature Banking Account	For individuals looking for comprehensive banking that also provides banking features for their family, wealth creation opportunities and exclusive lifestyle and travel benefits Monthly income required

How to open a private bank account

Click ‘OPEN NOW’ on the account that you’re interested in, fill in your details and a Private Banker will get in touch shortly to help you open an account.

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