South Africa
Private banking account
Grow your wealth with the personal touch and worldwide support of our finance specialists.
R
348.03
monthly fee
R
58 000
monthly income required
Some of the benefits
Personal banker
Call, email or IM your personal banker anytime for whatever you need
Extra cards
Get a Platinum cheque and credit card, and a Diners Club Platinum credit card
Special rates
Enjoy flexible terms and great rates on savings and cash investment solutions
Offshore account
Bank securely worldwide with an Offshore Platinum Optimum account
What you get
- Anytime access to your Private Banking team on the phone, WeChat or Facebook
- Bespoke portfolio management on request by Melville Douglas
- Ask our specialists for diverse short- and long-term savings and investment options
- Speak to our financial advisers about trusts, estate planning or insurance
- Discounted rates through our Online Share Trading platform
- Annual Platinum Visa and Diners Club credit card fees included
- Access to 3 exclusive lounges at OR Tambo International Airport's domestic terminal
- 12 complimentary visits a year to Bidvest airport lounges
- Free TravelWallet card activation, loading and reloading
- Free direct delivery of Forex in GP, WC, KZN
- Up to 35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
- Up to 10% off Hertz car rentals
- Extra benefits and discounted monthly fees for Professionals
- 1GB per month AlwaysOn Wi-Fi for 12 months (R 19 once-off)
- Monthly statements via email
- Notifications on transactions via MyUpdates
- A 50% discount on your subscription to Siyavula – an online maths and science practice platform for high school learners
Card features
- Secure Chip and PIN enabled card
- Global Mastercard or Visa acceptance and ATM network
- Access to Mastercard or Visa offers and their 24/7 emergency services contact centres*
- Link your card to the SnapScan or Masterpass apps to pay by phone and shop securely online
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our App
- Shop online with 3D secure verification
*T&Cs apply
What it costs
- R 348.03 monthly fee
- Discounted monthly fee on a secondary card for your partner
- Pay as you transact only after using your bundled services for the month.
See 2019 pricing guide
See 2018 pricing guide
How to get it
What you’ll need
- Monthly income of R 58 000 or more, or net investible assets of at least R 3m
- Your South African ID copy (or passport if not an SA citizen)
- Proof of income
- Proof of residence not older than 3 months
-
What you get
-
Card features
-
What it costs
-
How to get it
- Anytime access to your Private Banking team on the phone, WeChat or Facebook
- Bespoke portfolio management on request by Melville Douglas
- Ask our specialists for diverse short- and long-term savings and investment options
- Speak to our financial advisers about trusts, estate planning or insurance
- Discounted rates through our Online Share Trading platform
- Annual Platinum Visa and Diners Club credit card fees included
- Access to 3 exclusive lounges at OR Tambo International Airport's domestic terminal
- 12 complimentary visits a year to Bidvest airport lounges
- Free TravelWallet card activation, loading and reloading
- Free direct delivery of Forex in GP, WC, KZN
- Up to 35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
- Up to 10% off Hertz car rentals
- Extra benefits and discounted monthly fees for Professionals
- 1GB per month AlwaysOn Wi-Fi for 12 months (R 19 once-off)
- Monthly statements via email
- Notifications on transactions via MyUpdates
- A 50% discount on your subscription to Siyavula – an online maths and science practice platform for high school learners
- Secure Chip and PIN enabled card
- Global Mastercard or Visa acceptance and ATM network
- Access to Mastercard or Visa offers and their 24/7 emergency services contact centres*
- Link your card to the SnapScan or Masterpass apps to pay by phone and shop securely online
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our App
- Shop online with 3D secure verification
*T&Cs apply
- R 348.03 monthly fee
- Discounted monthly fee on a secondary card for your partner
- Pay as you transact only after using your bundled services for the month.
See 2019 pricing guide
See 2018 pricing guide
What you’ll need
- Monthly income of R 58 000 or more, or net investible assets of at least R 3m
- Your South African ID copy (or passport if not an SA citizen)
- Proof of income
- Proof of residence not older than 3 months
current account interest rates
View the interest earned per account balance band
Current accounts rates and prices
These rates are effective from 21 July 2017.
Consolidator (including Plus accounts)
No credit interest is paid on these options;
Prestige, Elite and Private Banking customers (including Plus accounts)
| Balance bands | Nominal | Effective |
|---|---|---|
| Below - R 2 499 | 0.00% | 0.00% |
| R 2 500 - R 4 999 | 0.00% | 0.00% |
| R 5 000 - R 9 999 | 0.00% | 0.00% |
| R 10 000 - R 49 999 | 0.00% | 0.00% |
| R 50 000 - R 99 999 | 0.00% | 0.00% |
| R 100 000 - R 999 999 | 0.00% | 0.00% |
| R 1 000 000 and above | 0.00% | 0.00% |
*Interest rates are quoted as per annum rates.
Note: Plus account customers do not qualify for the rebate option
No interest is paid on credit balances in current accounts on the rebate option.
Tips and guidance
Getting started
Getting started
Learn to make the most of your new card.
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Using your card is one of the safest ways to pay, but you should always take precautions.
Ways to pay by card
Ways to pay by card
Using a credit, cheque or debit card gives you various payment options.
Registering for chat services
Registering for chat services
Speak to your banker anytime through social media.
Register now to benefit from paying with your credit, cheque or debit card
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