South Africa
Personal
Business
Wealth

Private Banking Account

PB Private banking account product detail Banner

Get expert advice on investments, bespoke wealth management from Melville Douglas, and 24/7 support from a dedicated private banker.

Some of the benefits

Personal banker

Call or e-mail your personal banker at any time, for whatever you need

Extra cards

Get a Platinum Cheque and Credit Card as well as a Diners Club Platinum Credit Card

Personalised rates

Enjoy flexible terms and special rates on savings and cash investment solutions

Offshore account

Bank securely worldwide with a free Offshore Platinum Optimum account
What you get

Private Banking

  • Platinum Credit Card included. 
  • Platinum Optimum Offshore bank account with a Visa debit card included. Save £240 a year on the monthly account fees. No minimum deposit and no ongoing minimum balance.
  • Dedicated private banker with 24/7 access to the private banking team.
  • Bespoke portfolio management on request by Melville Douglas.
  • Access to a team of dedicated Offshore and Onshore savings and investment experts.
  • Discounted rates through our Online Share Trading platform.
  • Buy, send, sell and spend foreign currencies anywhere in the world with our free forex Shyft app

 

Invest and insure

  • Bespoke portfolio management on request by Melville Douglas.
  • Get advisory services where you can get a free simple or complex Will, tax planning, financial planning and estate planning.
  •  Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years.

Travel and  lifestyle

Exclusive benefits with your bundled-in Platinum Credit Card:

  • 12 Complimentary* visits a year to our OR Tambo Library Lounge for yourself, one guest and your children under the age of 12.
  • 12 Complimentary* visits a year to the Standard Bank Fluent Lounge at Lanseria International airport for you, one guest and children under the age of 12.
  • 12 Complimentary* visits a year to Bidvest Domestic Lounges for you and your children under the age of 2.
  • Up to 20% off on Emirates flights* when you book through Leisure Desk.
  • Up to 20% off your next car rental with Avis for international rentals.
  • Up to 10% off your next local car rental with Rentalcars.com.
  • Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa
  • Get up to 10%* cash back when booking your hotel and accommodation on Booking.com.
More about your Platinum Credit Card
Learn how to redeem your credit card benefits


Rewards

Family Banking

  • 50% off the monthly account fee for your partner.
  • Free (sum)1 Account for your children under the age of 16.

Connect: 

  • Standard Bank SIM Card for R60 a month and get R395 back in airtime/data.
  • Get up to 2GB in data monthly on your SIM Card with UCount.

Smart Home

  • Get a power backup system through LookSee and take advantage of preferential interest rates
    • Get finance through a Solar Loan, Home Loan, Term Loan or Credit Card
    • Additional UCount Reward Points*
       

 

*T&Cs apply.
**Based on your offshore balances.
***All kids under the age of 2 are allowed free access to our airport lounges.

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

Card features
  • Secure chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to Mastercard or Visa offers, insurance and 24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App 
  • Safely shop online with 3D secure verification

*T&Cs apply.

What it costs
  • R420  monthly fee
  • Discounted monthly fee on a secondary account for your partner
  • Pay as you transact only after using your bundled services for the month
  • Annual Diners Club Platinum and Platinum Credit Card fees included

See 2024 pricing guide
 

How to get it

Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Private  Banking
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

 

What you’ll need

  • Monthly income of R58 000 or more
  • Your South African ID (or passport if not a South African citizen)
  • Proof of income
  • Proof of residence not older than 3 months
  • What you get
  • Card features
  • What it costs
  • How to get it

Private Banking

  • Platinum Credit Card included. 
  • Platinum Optimum Offshore bank account with a Visa debit card included. Save £240 a year on the monthly account fees. No minimum deposit and no ongoing minimum balance.
  • Dedicated private banker with 24/7 access to the private banking team.
  • Bespoke portfolio management on request by Melville Douglas.
  • Access to a team of dedicated Offshore and Onshore savings and investment experts.
  • Discounted rates through our Online Share Trading platform.
  • Buy, send, sell and spend foreign currencies anywhere in the world with our free forex Shyft app

 

Invest and insure

  • Bespoke portfolio management on request by Melville Douglas.
  • Get advisory services where you can get a free simple or complex Will, tax planning, financial planning and estate planning.
  •  Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years.

Travel and  lifestyle

Exclusive benefits with your bundled-in Platinum Credit Card:

  • 12 Complimentary* visits a year to our OR Tambo Library Lounge for yourself, one guest and your children under the age of 12.
  • 12 Complimentary* visits a year to the Standard Bank Fluent Lounge at Lanseria International airport for you, one guest and children under the age of 12.
  • 12 Complimentary* visits a year to Bidvest Domestic Lounges for you and your children under the age of 2.
  • Up to 20% off on Emirates flights* when you book through Leisure Desk.
  • Up to 20% off your next car rental with Avis for international rentals.
  • Up to 10% off your next local car rental with Rentalcars.com.
  • Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa
  • Get up to 10%* cash back when booking your hotel and accommodation on Booking.com.
More about your Platinum Credit Card
Learn how to redeem your credit card benefits


Rewards

Family Banking

  • 50% off the monthly account fee for your partner.
  • Free (sum)1 Account for your children under the age of 16.

Connect: 

  • Standard Bank SIM Card for R60 a month and get R395 back in airtime/data.
  • Get up to 2GB in data monthly on your SIM Card with UCount.

Smart Home

  • Get a power backup system through LookSee and take advantage of preferential interest rates
    • Get finance through a Solar Loan, Home Loan, Term Loan or Credit Card
    • Additional UCount Reward Points*
       

 

*T&Cs apply.
**Based on your offshore balances.
***All kids under the age of 2 are allowed free access to our airport lounges.

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

  • Secure chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to Mastercard or Visa offers, insurance and 24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App 
  • Safely shop online with 3D secure verification

*T&Cs apply.

  • R420  monthly fee
  • Discounted monthly fee on a secondary account for your partner
  • Pay as you transact only after using your bundled services for the month
  • Annual Diners Club Platinum and Platinum Credit Card fees included

See 2024 pricing guide
 

Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Private  Banking
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

 

What you’ll need

  • Monthly income of R58 000 or more
  • Your South African ID (or passport if not a South African citizen)
  • Proof of income
  • Proof of residence not older than 3 months
 Banner Mid Page Blue for Prestige Bank Account
Get a Platinum Optimum Bank Account

Open doors to a world of value-adding financial services and investments opportunities.
*T&Cs apply.

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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