South Africa
Personal
Business
Wealth

Need help?

Private Banking Account

PB Private banking account product detail Banner

Get expert advice on investments, bespoke wealth management from Melville Douglas, and 24/7 support from a dedicated private banker.

Some of the benefits

Personal banker

Call or e-mail your personal banker at any time, for whatever you need

Extra cards

Get a Platinum Cheque and Credit Card as well as a Diners Club Platinum Credit Card

Personalised rates

Enjoy flexible terms and special rates on savings and cash investment solutions

Offshore account

Bank securely worldwide with a free Offshore Platinum Optimum account

Personal banker

Call or e-mail your personal banker at any time, for whatever you need

Extra cards

Get a Platinum Cheque and Credit Card as well as a Diners Club Platinum Credit Card

Personalised rates

Enjoy flexible terms and special rates on savings and cash investment solutions

Offshore account

Bank securely worldwide with a free Offshore Platinum Optimum account
Banner Mid Page Blue for Private Bank Account
Already have a Private Banking Account?

Unlock exclusive lifestyle benefits with your Private Evolve Account.

What you get

Bank easily

  • Platinum Credit Card included 
  • Dedicated private banker with 24/7 access to the private banking team
  • Get 50% off your partner’s monthly account fee 
  • Free sum(1) Account for your children under the age of 16
  • Access to Junior Perks’ exclusive food, lifestyle and entertainment benefits through the sum(1) Account 

 Live joyfully

Exclusive benefits with your bundled-in Platinum Credit Card:

  • Get a Standard Bank Connect SIM from as little as R129 per month and enjoy:
    • up to 20GB* inclusive monthly data or 5 unlimited calls* to any number
    • an additional 3GB* per month as a Private Banking client
    • up to 50% discount* on tech accessories
  • Get up to 10%* cash back when booking your hotel and accommodation on Booking.com.
  • Domestic Lounge access through your bundled-in Platinum Credit Card when meeting minimum spending criteria: 
    • 12 Complimentary* visits a year to our OR Tambo Library Lounge for yourself, one guest and your children under the age of 12
    • 12 Complimentary* visits a year to the Standard Bank Fluent Lounge at Lanseria International airport for you, one guest and children under the age of 12
    • 12 Complimentary* visits a year to Bidvest Domestic Lounges for you and your children under the age of 2
  • UCount membership at R25 per month
  • Qualify for UCount Rewards Tiering Points** when you open your Platinum Optimum offshore bank account
  • Get more UCount Rewards Points when using your bundled Platinum Credit Card
  • Up to 20% off on Emirates flights* when you book through Leisure Desk
  • Up to 20% off with Avis for international car rentals
  • Up to 10% off your next local car rental with Rentalcars.com
  • 15% Discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa
  • Up to 10% off on all hard and soft luggage from Gopals
  • Up to 15% off on a selection of coffee, olive oils, wine and more at Wine-of-the-Month Club 

More about your Platinum Credit Card
Learn how to redeem your credit card benefits

Invest skilfully

  • Bespoke portfolio management on request by Melville Douglas
  • Platinum Optimum Offshore bank account with a Visa debit card included. Save £240 a year on the monthly account fees. No minimum deposit and no ongoing minimum balance
  • Bespoke portfolio management by Melville Douglas
  • Access to Standard Bank financial consultant advisors
  • Access to a team of dedicated offshore and onshore savings and investment experts
  • Discounted rates through our Online Share Trading platform
  • Buy, send, sell and spend foreign currencies anywhere in the world with our free forex Shyft app

Plan wisely

  • Get a power backup system through LookSee and take advantage of preferential interest rates
    • Get finance through a Solar Loan, Home Loan, Term Loan or Credit Card
    • Additional UCount Reward Points*
  • Get advisory services where you can get a free simple or complex Will, tax planning, financial planning and estate planning
  • Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years
  • Free personal accident cover worth R40 000


*T&Cs apply.
**Based on your offshore balances.
***All kids under the age of 2 are allowed free access to our airport lounges.
 

Standard Bank Private Evolve Offer
Personal transaction accounts terms and conditions
General terms and conditions

Card features
  • Secure chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to Mastercard or Visa offers, insurance and 24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App 
  • Safely shop online with 3D secure verification

*T&Cs apply.

What it costs
  • R420  monthly fee
  • Discounted monthly fee on a secondary account for your partner
  • Pay as you transact only after using your bundled services for the month
  • Annual Diners Club Platinum and Platinum Credit Card fees included

See 2025 pricing guide
See 2024 pricing guide

How to get it

Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Private  Banking
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

 

What you’ll need

  • Monthly income of R58 000 or more
  • Your South African ID (or passport if not a South African citizen)
  • Proof of income
  • Proof of residence not older than 3 months
What is a Private Evolve Account

A Private Evolve Account is your portal to a linked credit facility that’s always there when you need it, even more savings, discounts, and life’s simple pleasures.

Benefits

UCount Rewards
Earning from three* times more Rewards Points with your Private Evolve Account has never been easier. Easily Tier Up, build your Rewards Points and open the door to even more savings with Dis-Chem, Bargain Books, and restaurants like Turn ‘n Tender Steakhouse.

Lifestyle
Relax, recharge, and arrive refreshed with up to 12* complimentary lounge visits, with a guest, at Standard Bank’s Library Lounge at OR Tambo International Airport, the Fluent Lounge at Lanseria Airport, and any Domestic Bidvest Premier Lounge across the country.

What it costs
Get rewarded with every swipe using your Private Evolve Account – all at the same familiar fee structure as your current account.

*T&Cs apply

  • What you get
  • Card features
  • What it costs
  • How to get it
  • What is a Private Evolve Account

Bank easily

  • Platinum Credit Card included 
  • Dedicated private banker with 24/7 access to the private banking team
  • Get 50% off your partner’s monthly account fee 
  • Free sum(1) Account for your children under the age of 16
  • Access to Junior Perks’ exclusive food, lifestyle and entertainment benefits through the sum(1) Account 

 Live joyfully

Exclusive benefits with your bundled-in Platinum Credit Card:

  • Get a Standard Bank Connect SIM from as little as R129 per month and enjoy:
    • up to 20GB* inclusive monthly data or 5 unlimited calls* to any number
    • an additional 3GB* per month as a Private Banking client
    • up to 50% discount* on tech accessories
  • Get up to 10%* cash back when booking your hotel and accommodation on Booking.com.
  • Domestic Lounge access through your bundled-in Platinum Credit Card when meeting minimum spending criteria: 
    • 12 Complimentary* visits a year to our OR Tambo Library Lounge for yourself, one guest and your children under the age of 12
    • 12 Complimentary* visits a year to the Standard Bank Fluent Lounge at Lanseria International airport for you, one guest and children under the age of 12
    • 12 Complimentary* visits a year to Bidvest Domestic Lounges for you and your children under the age of 2
  • UCount membership at R25 per month
  • Qualify for UCount Rewards Tiering Points** when you open your Platinum Optimum offshore bank account
  • Get more UCount Rewards Points when using your bundled Platinum Credit Card
  • Up to 20% off on Emirates flights* when you book through Leisure Desk
  • Up to 20% off with Avis for international car rentals
  • Up to 10% off your next local car rental with Rentalcars.com
  • 15% Discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa
  • Up to 10% off on all hard and soft luggage from Gopals
  • Up to 15% off on a selection of coffee, olive oils, wine and more at Wine-of-the-Month Club 

More about your Platinum Credit Card
Learn how to redeem your credit card benefits

Invest skilfully

  • Bespoke portfolio management on request by Melville Douglas
  • Platinum Optimum Offshore bank account with a Visa debit card included. Save £240 a year on the monthly account fees. No minimum deposit and no ongoing minimum balance
  • Bespoke portfolio management by Melville Douglas
  • Access to Standard Bank financial consultant advisors
  • Access to a team of dedicated offshore and onshore savings and investment experts
  • Discounted rates through our Online Share Trading platform
  • Buy, send, sell and spend foreign currencies anywhere in the world with our free forex Shyft app

Plan wisely

  • Get a power backup system through LookSee and take advantage of preferential interest rates
    • Get finance through a Solar Loan, Home Loan, Term Loan or Credit Card
    • Additional UCount Reward Points*
  • Get advisory services where you can get a free simple or complex Will, tax planning, financial planning and estate planning
  • Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years
  • Free personal accident cover worth R40 000


*T&Cs apply.
**Based on your offshore balances.
***All kids under the age of 2 are allowed free access to our airport lounges.
 

Standard Bank Private Evolve Offer
Personal transaction accounts terms and conditions
General terms and conditions

  • Secure chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to Mastercard or Visa offers, insurance and 24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App 
  • Safely shop online with 3D secure verification

*T&Cs apply.

  • R420  monthly fee
  • Discounted monthly fee on a secondary account for your partner
  • Pay as you transact only after using your bundled services for the month
  • Annual Diners Club Platinum and Platinum Credit Card fees included

See 2025 pricing guide
See 2024 pricing guide

Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Private  Banking
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

 

What you’ll need

  • Monthly income of R58 000 or more
  • Your South African ID (or passport if not a South African citizen)
  • Proof of income
  • Proof of residence not older than 3 months

A Private Evolve Account is your portal to a linked credit facility that’s always there when you need it, even more savings, discounts, and life’s simple pleasures.

Benefits

UCount Rewards
Earning from three* times more Rewards Points with your Private Evolve Account has never been easier. Easily Tier Up, build your Rewards Points and open the door to even more savings with Dis-Chem, Bargain Books, and restaurants like Turn ‘n Tender Steakhouse.

Lifestyle
Relax, recharge, and arrive refreshed with up to 12* complimentary lounge visits, with a guest, at Standard Bank’s Library Lounge at OR Tambo International Airport, the Fluent Lounge at Lanseria Airport, and any Domestic Bidvest Premier Lounge across the country.

What it costs
Get rewarded with every swipe using your Private Evolve Account – all at the same familiar fee structure as your current account.

*T&Cs apply

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

Other accounts you might like...
We also offer
Savings and investments MarketLink
MarketLink savings account

Enjoy the benefits of a bank account while saving money for a rainy day.

Platinum optimum bank account
Platinum Optimum

Get exclusive benefits as a Private Banking client to simplify even your most complex international personal banking needs.