South Africa
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Business
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Prestige Banking Account

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Get complimentary complex Will drafting, accidental life cover worth R20 000, and your Titanium Credit Card monthly fee included when you open a Prestige Account.

Some of the benefits

24/7 support

Call your dedicated team of bankers to assist you with all your banking needs

Secondary account

Your partner can enjoy Prestige benefits at a 50% discount rate

Special rates

Get preferential interest rates when you apply for Vehicle and Asset Finance, Home Loans and an Overdraft

Airport Lounge Access

Get complimentary access to Bidvest Lounges exclusive to your Titanium Credit Card*
What you get

Everyday Banking

  • Free Optimum Bank Account valued at £240 per year*  
  • Titanium Credit  Card annual fee included
  • A 50% discount on a secondary account for your partner
  • Access to Diners Club with travel and lifestyle benefits for only R30 per month
  • Join our UCount Rewards programme and get rewarded for banking with us
  • Free Will and complex Will drafting
  • Fiduciary specialist with a large network of advisors
  • Preferential rates when you apply for finance on your next property, vehicle, personal loan or solar loan
  • Manage and grow your money with the My360 App and budgeting add-ons in the Standard Bank App

Smart Home

  • Get a power backup system through LookSee and take advantage of our reduced interest rates
    • Get finance through your Solar Loan, Home Loan, Term Loan or Credit Card
    • Additional UCount Reward Points*

Invest and Insure:

Travel and Lifestyle Benefits

  • Up to 35% off your next international car rental with Avis
  • Up to 20% discount on Avis rentals using your Mastercard
  • Up to 30% off at leading hotel chains around the world through Priceless Hotels with you Titanium credit card and get up to 10% cash back on Booking.com
  • 6 Complimentary visits at any Bidvest Premier domestic lounge with your Titanium Credit  Card*
  • 6 Complimentary visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit  Card*
  • Free automatic travel insurance when you pay for flights with your Mastercard
  • Shyft Forex with our award-winning app where you can buy, send and store foreign currency. Travel and  make payments with the Shyft physical card
  • Get access to Standard Bank Mobile deals exclusive to Prestige account holders
  • Get up to 50%* back in UCount Rewards Points for domestic and international flights with Prestige Banking
  • Up to 10% off on all hard and soft luggage at Gopals
  • Up to 10% off flights to anywhere in the world when you book through Travelstart

*T&Cs apply.

Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

Card features
  • Secure chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers, insurance  and 24/7 emergency services contact centres*
  • Link your card to the SnapScan, Google Pay, Apple Pay, Samsung Pay or Masterpass app to pay by phone
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App
  • Shop online with 3D secure verification

 

*T&Cs apply

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

What it costs

Choose from three different fee options:

  • R230 monthly fee for bundled services
  • Pay as you transact only
  • Rebate pricing option

See 2024 pricing guide
 

 

How to get it

Apply on our website:

Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Prestige Banking’
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

What you’ll need:

  • Minimum monthly income of R25 000, or
  • Minimum monthly income of R5 000 and a 4-year degree *
  • Your South African ID** (or passport if not a South African citizen)
  • Recent payslip or confirmed contract of employment
  • Proof of residence not older than 3 months

*An undergraduate 4-year degree
*You must be 30 years or younger
**You must be over the age of 18

  • What you get
  • Card features
  • What it costs
  • How to get it

Everyday Banking

  • Free Optimum Bank Account valued at £240 per year*  
  • Titanium Credit  Card annual fee included
  • A 50% discount on a secondary account for your partner
  • Access to Diners Club with travel and lifestyle benefits for only R30 per month
  • Join our UCount Rewards programme and get rewarded for banking with us
  • Free Will and complex Will drafting
  • Fiduciary specialist with a large network of advisors
  • Preferential rates when you apply for finance on your next property, vehicle, personal loan or solar loan
  • Manage and grow your money with the My360 App and budgeting add-ons in the Standard Bank App

Smart Home

  • Get a power backup system through LookSee and take advantage of our reduced interest rates
    • Get finance through your Solar Loan, Home Loan, Term Loan or Credit Card
    • Additional UCount Reward Points*

Invest and Insure:

Travel and Lifestyle Benefits

  • Up to 35% off your next international car rental with Avis
  • Up to 20% discount on Avis rentals using your Mastercard
  • Up to 30% off at leading hotel chains around the world through Priceless Hotels with you Titanium credit card and get up to 10% cash back on Booking.com
  • 6 Complimentary visits at any Bidvest Premier domestic lounge with your Titanium Credit  Card*
  • 6 Complimentary visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit  Card*
  • Free automatic travel insurance when you pay for flights with your Mastercard
  • Shyft Forex with our award-winning app where you can buy, send and store foreign currency. Travel and  make payments with the Shyft physical card
  • Get access to Standard Bank Mobile deals exclusive to Prestige account holders
  • Get up to 50%* back in UCount Rewards Points for domestic and international flights with Prestige Banking
  • Up to 10% off on all hard and soft luggage at Gopals
  • Up to 10% off flights to anywhere in the world when you book through Travelstart

*T&Cs apply.

Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

  • Secure chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers, insurance  and 24/7 emergency services contact centres*
  • Link your card to the SnapScan, Google Pay, Apple Pay, Samsung Pay or Masterpass app to pay by phone
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App
  • Shop online with 3D secure verification

 

*T&Cs apply

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

Choose from three different fee options:

  • R230 monthly fee for bundled services
  • Pay as you transact only
  • Rebate pricing option

See 2024 pricing guide
 

 

Apply on our website:

Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Prestige Banking’
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

What you’ll need:

  • Minimum monthly income of R25 000, or
  • Minimum monthly income of R5 000 and a 4-year degree *
  • Your South African ID** (or passport if not a South African citizen)
  • Recent payslip or confirmed contract of employment
  • Proof of residence not older than 3 months

*An undergraduate 4-year degree
*You must be 30 years or younger
**You must be over the age of 18

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Have you considered opening an International Bank Account?

Get access to day-to-day banking, foreign exchange services, international savings options and more.
*T&Cs apply.

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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