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Prestige Banking Account

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Get private banking for less with Prestige. Unlock a world of benefits and discounts and accelerate your growth with the support of our financial planners and experts.

Reasons to upgrade to Prestige

Lifestyle benefits

Elevate your lifestyle with exclusive benefits and discounts that are included in your complimentary Titanium Credit Card

Airport lounge access

Get complimentary access to Bidvest Lounges exclusive to your Titanium Credit Card*

Access to expert bankers

Grow your wealth with a dedicated team of bankers that are available to support you 24/7

Free digital healthcare

Invest in your wellbeing with UNU Health and get a free health check, or see an online doctor for only R179 per consult
Bank & Rewards

Bank easily

  • Complimentary bundled-in Titanium Credit Card
  • Access to the Private Client Centre** for swift resolution on your day-to-day banking queries
  • Access to debt consolidation, payment holidays and loan restructuring if you need it
  • A 50% discount on a secondary account for your partner and a free sum(1) account for your child(ren)

**Private Client Centre operating hours

Live joyfully 

  • Complimentary travel insurance when you pay for flights with your Mastercard
  • Join UCount Rewards for only R25 per month and get rewarded for fuel, lifestyle, fashion and grocery purchases

Exclusive benefits with your bundled-in Titanium Credit Card:

  • Up to 20% off flights to anywhere in the world when you book through Travelstart
  • Up to 20%* off on Emirates flights booked through [email protected]
  • Domestic lounge access when meeting minimum spend requirements:
    • 6 Complimentary* visits at any Bidvest Premier domestic lounge 
    • 6 Complimentary* visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport
  • Enjoy discounted rates from Avis with up to 20% off on international car rental 
  • Up to 30% off at leading hotel chains around the world through Priceless Hotels  
  • Up to 10% cash back when you book and pay for your accommodation on Booking.com



 

Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

Invest & Plan

Invest skilfully

  • Get an AutoShare Invest account and 3 months’ brokerage for free* – no registration required
  • First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
  • Manage and grow your money with the My360 App and use the Budget Manager add-on in the Standard Bank App
  • Free Optimum Bank Account valued at £240 per year*  
  • Access to fiduciary specialist with a large network of advisors to help you save and invest
  • Access to local and international investment options
  • Buy, send and store foreign currency with the Shyft App. Get a Shyft physical card to draw cash and make payments abroad
  • Free Stash account for you and your children so you can invest tax-free
  • Redeem your UCount Reward Points into your PureSave Account or invest it into your AutoShare Invest account

*T&Cs apply

 

Plan wisely

  • Get a backup power system and water saving solutions on LookSee
  • Finance your backup power systems using your credit card, a Home Loan readvance, Solar Loan or Term Loan
  • Flexible Funeral Plan from R42 a month with up to R100 000* cover
  • Get a flexible life cover policy that can be tailored to your budget and preferences with Flexible Life Plan
  • Tax-free lump sum life insurance payout of up to R10 million with Standard Bank Life Cover 
  • Safeguard your salary in the event that you cannot perform your job for a period of time, due to illness or injury with Salary Protection 
  • Protect your car and home against loss or damage caused by theft, fire or storms with Standard Bank Car and Home Insurance
  • Free Personal Accidental Death Cover worth R20 000
  • Free simple and complex Will drafting
  • Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment

*T&Cs apply

  • Get an AutoShare Invest account and 3 months’ brokerage for free* – no registration required
  • First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
  • Manage and grow your money with the My360 App and use the Budget Manager add-on in the Standard Bank App
  • Free Optimum Bank Account valued at £240 per year*  
  • Access to fiduciary specialist with a large network of advisors to help you save and invest
  • Access to local and international investment options
  • Buy, send and store foreign currency with the Shyft App. Get a Shyft physical card to draw cash and make payments abroad
  • Free Stash account for you and your children so you can invest tax-free
  • Redeem your UCount Reward Points into your PureSave Account or invest it into your AutoShare Invest account

*T&Cs apply

 

Plan wisely

  • Get a backup power system and water saving solutions on LookSee
  • Finance your backup power systems using your credit card, a Home Loan readvance, Solar Loan or Term Loan
  • Flexible Funeral Plan from R42 a month with up to R100 000* cover
  • Get a flexible life cover policy that can be tailored to your budget and preferences with Flexible Life Plan
  • Tax-free lump sum life insurance payout of up to R10 million with Standard Bank Life Cover 
  • Safeguard your salary in the event that you cannot perform your job for a period of time, due to illness or injury with Salary Protection 
  • Protect your car and home against loss or damage caused by theft, fire or storms with Standard Bank Car and Home Insurance
  • Free Personal Accidental Death Cover worth R20 000
  • Free simple and complex Will drafting
  • Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment

*T&Cs apply

What it costs

Choose from two different fee options:

  • R230 monthly fee for bundled services
  • Pay as you transact only
     

See 2024 pricing guide
 

 

How to get it

What you need to qualify: 

  • You must be 18 years or older
  • Earn a minimum of R25 000 per month, or 
  • Have an undergraduate 4-year degree and earn a minimum of R5 000 per month if you are 30 years or younger.

What you need to submit:

  • Your South African ID (or passport if not a South African citizen)
  • Recent payslip or confirmed contract of employment
  • Proof of residence not older than 3 months


How to apply:

On the app:

  • Download the Banking App and tap on the ‘Open an Account’ button
  • Tap on ‘Explore products’ and scroll down to ‘Bank with us
  • Select the ‘Call me back’ on the Prestige Banking Account
  • Enter your details on the form and tap ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application

On the website:
Complete the Call me back form 

At the branch:
Visit your nearest branch and bring along the relevant documents

 

 

 

 

 

  • Bank & Rewards
  • Invest & Plan
  • What it costs
  • How to get it

Bank easily

  • Complimentary bundled-in Titanium Credit Card
  • Access to the Private Client Centre** for swift resolution on your day-to-day banking queries
  • Access to debt consolidation, payment holidays and loan restructuring if you need it
  • A 50% discount on a secondary account for your partner and a free sum(1) account for your child(ren)

**Private Client Centre operating hours

Live joyfully 

  • Complimentary travel insurance when you pay for flights with your Mastercard
  • Join UCount Rewards for only R25 per month and get rewarded for fuel, lifestyle, fashion and grocery purchases

Exclusive benefits with your bundled-in Titanium Credit Card:

  • Up to 20% off flights to anywhere in the world when you book through Travelstart
  • Up to 20%* off on Emirates flights booked through [email protected]
  • Domestic lounge access when meeting minimum spend requirements:
    • 6 Complimentary* visits at any Bidvest Premier domestic lounge 
    • 6 Complimentary* visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport
  • Enjoy discounted rates from Avis with up to 20% off on international car rental 
  • Up to 30% off at leading hotel chains around the world through Priceless Hotels  
  • Up to 10% cash back when you book and pay for your accommodation on Booking.com



 

Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

Invest skilfully

  • Get an AutoShare Invest account and 3 months’ brokerage for free* – no registration required
  • First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
  • Manage and grow your money with the My360 App and use the Budget Manager add-on in the Standard Bank App
  • Free Optimum Bank Account valued at £240 per year*  
  • Access to fiduciary specialist with a large network of advisors to help you save and invest
  • Access to local and international investment options
  • Buy, send and store foreign currency with the Shyft App. Get a Shyft physical card to draw cash and make payments abroad
  • Free Stash account for you and your children so you can invest tax-free
  • Redeem your UCount Reward Points into your PureSave Account or invest it into your AutoShare Invest account

*T&Cs apply

 

Plan wisely

  • Get a backup power system and water saving solutions on LookSee
  • Finance your backup power systems using your credit card, a Home Loan readvance, Solar Loan or Term Loan
  • Flexible Funeral Plan from R42 a month with up to R100 000* cover
  • Get a flexible life cover policy that can be tailored to your budget and preferences with Flexible Life Plan
  • Tax-free lump sum life insurance payout of up to R10 million with Standard Bank Life Cover 
  • Safeguard your salary in the event that you cannot perform your job for a period of time, due to illness or injury with Salary Protection 
  • Protect your car and home against loss or damage caused by theft, fire or storms with Standard Bank Car and Home Insurance
  • Free Personal Accidental Death Cover worth R20 000
  • Free simple and complex Will drafting
  • Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment

*T&Cs apply

  • Get an AutoShare Invest account and 3 months’ brokerage for free* – no registration required
  • First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
  • Manage and grow your money with the My360 App and use the Budget Manager add-on in the Standard Bank App
  • Free Optimum Bank Account valued at £240 per year*  
  • Access to fiduciary specialist with a large network of advisors to help you save and invest
  • Access to local and international investment options
  • Buy, send and store foreign currency with the Shyft App. Get a Shyft physical card to draw cash and make payments abroad
  • Free Stash account for you and your children so you can invest tax-free
  • Redeem your UCount Reward Points into your PureSave Account or invest it into your AutoShare Invest account

*T&Cs apply

 

Plan wisely

  • Get a backup power system and water saving solutions on LookSee
  • Finance your backup power systems using your credit card, a Home Loan readvance, Solar Loan or Term Loan
  • Flexible Funeral Plan from R42 a month with up to R100 000* cover
  • Get a flexible life cover policy that can be tailored to your budget and preferences with Flexible Life Plan
  • Tax-free lump sum life insurance payout of up to R10 million with Standard Bank Life Cover 
  • Safeguard your salary in the event that you cannot perform your job for a period of time, due to illness or injury with Salary Protection 
  • Protect your car and home against loss or damage caused by theft, fire or storms with Standard Bank Car and Home Insurance
  • Free Personal Accidental Death Cover worth R20 000
  • Free simple and complex Will drafting
  • Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment

*T&Cs apply

Choose from two different fee options:

  • R230 monthly fee for bundled services
  • Pay as you transact only
     

See 2024 pricing guide
 

 

What you need to qualify: 

  • You must be 18 years or older
  • Earn a minimum of R25 000 per month, or 
  • Have an undergraduate 4-year degree and earn a minimum of R5 000 per month if you are 30 years or younger.

What you need to submit:

  • Your South African ID (or passport if not a South African citizen)
  • Recent payslip or confirmed contract of employment
  • Proof of residence not older than 3 months


How to apply:

On the app:

  • Download the Banking App and tap on the ‘Open an Account’ button
  • Tap on ‘Explore products’ and scroll down to ‘Bank with us
  • Select the ‘Call me back’ on the Prestige Banking Account
  • Enter your details on the form and tap ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application

On the website:
Complete the Call me back form 

At the branch:
Visit your nearest branch and bring along the relevant documents

 

 

 

 

 

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Looking to diversify offshore?

Open an international bank account to spread your risk and create new wealth management opportunities.
*T&Cs apply.

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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