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Professional Banking Account

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As a young professional, you get to enjoy prime minus rates on your credit card and vehicle finance, and discounted rates on our Online Share Trading platform.

Some of the benefits

Black cards

Get a black credit card with preferential interest rates, as well as a black cheque card

Personal banker

Get in touch with your personal banker to talk about your financial needs

Special rates

Apply through your banker for prime less 0.25% on your credit card and car financing and up to primes less 1% on car financing

Seed capital

Kickstart your Online Share Trading portfolio with R1 000, and we’ll match that amount
What you get
  • Anytime access to your Private Banking team 
  • Flexible terms and competitive rates on savings and cash investment solutions
  • Access to financial advisers to discuss trusts, estate planning and insurance
  • Vehicle finance of up to prime minus 1%*
  • Platinum Credit Card with an interest rate of prime minus 0.25%*
  • Home loan of up to 105% of the purchase price on amounts of up to R1 million*
  • Lifestyle offers on the Mastercard® Buy 1 Get 1 app powered by Priceless Specials
  • Free access to Diners Club with discounted deals and offers
  • 12 Free domestic Bidvest Lounge visits a year with your black credit card
  • 12 Complimentary visits to our OR Tambo Library Lounge for yourself, one guest and kids under the age of 2 (R250 charge for additional guests)
  • 12 Complimentary visits to the Standard Bank Fluent Lounge at Lanseria International airport for yourself and one guest (R180 charge for additional guests)
  • Free automatic travel insurance when you pay for flights with your credit card
  • Monthly statements via email and notifications on transactions via MyUpdates
  • Get your monthly account fees back in Standard Bank Mobile airtime*
  • Get up to 10%* cash back when booking your hotel and accommodation through Booking.com
  • Up to 20% off on Emirates flights* when you book through Leisure Desk

*T&Cs apply.
**All kids under the age of 2 are allowed free access to our airport lounges

Welcome to Professional Banking 
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

Card features
  • Secure chip and PIN enabled card
  • Global Mastercard  or  Visa  acceptance and ATM network
  • Access to Mastercard  or  Visa  offers, insurance and 24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone or to shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App
  • Safely shop online with 3D secure verification

*T&Cs apply.

  • R270 monthly fee
  • Pay as you transact only after using your bundled services for the month
  • Annual Platinum Diners Club card fee included

See 2024 pricing guide
 

Apply on our website:


Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Professional  Banking
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

 

 

What you’ll need:

  • Your South African ID (or passport if not a South African citizen)*
  • Proof of residence not older than 3 months
  • Professional degree, or latest results if you’re in your final year of study

See approved degrees

*You must be 30 years old or younger.

How to apply:

 

  • What you get
  • Card features
  • Anytime access to your Private Banking team 
  • Flexible terms and competitive rates on savings and cash investment solutions
  • Access to financial advisers to discuss trusts, estate planning and insurance
  • Vehicle finance of up to prime minus 1%*
  • Platinum Credit Card with an interest rate of prime minus 0.25%*
  • Home loan of up to 105% of the purchase price on amounts of up to R1 million*
  • Lifestyle offers on the Mastercard® Buy 1 Get 1 app powered by Priceless Specials
  • Free access to Diners Club with discounted deals and offers
  • 12 Free domestic Bidvest Lounge visits a year with your black credit card
  • 12 Complimentary visits to our OR Tambo Library Lounge for yourself, one guest and kids under the age of 2 (R250 charge for additional guests)
  • 12 Complimentary visits to the Standard Bank Fluent Lounge at Lanseria International airport for yourself and one guest (R180 charge for additional guests)
  • Free automatic travel insurance when you pay for flights with your credit card
  • Monthly statements via email and notifications on transactions via MyUpdates
  • Get your monthly account fees back in Standard Bank Mobile airtime*
  • Get up to 10%* cash back when booking your hotel and accommodation through Booking.com
  • Up to 20% off on Emirates flights* when you book through Leisure Desk

*T&Cs apply.
**All kids under the age of 2 are allowed free access to our airport lounges

Welcome to Professional Banking 
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions

  • Secure chip and PIN enabled card
  • Global Mastercard  or  Visa  acceptance and ATM network
  • Access to Mastercard  or  Visa  offers, insurance and 24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone or to shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our Banking App
  • Safely shop online with 3D secure verification

*T&Cs apply.

  • R270 monthly fee
  • Pay as you transact only after using your bundled services for the month
  • Annual Platinum Diners Club card fee included

See 2024 pricing guide
 

Apply on our website:


Apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button
  •  ‘Everyday Banking’ and select ‘Professional  Banking
  • Enter your details on the form and  ‘Submit
  • One of our Private Bankers will be in touch with you to complete your application.

 

 

What you’ll need:

  • Your South African ID (or passport if not a South African citizen)*
  • Proof of residence not older than 3 months
  • Professional degree, or latest results if you’re in your final year of study

See approved degrees

*You must be 30 years old or younger.

How to apply:

 

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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