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Signature Banking Account

PB_Signature Banking product detail

Get expert advice on investment, 24/7 support from a dedicated Private Banker and unlimited* domestic and international airport lounge access through your bundled-in World Citizen Credit Card.

*When meeting the spending criteria

Some of the benefits

Investments

Grow your wealth through bespoke portfolio management from Melville Douglas

Dedicated banker

Speak to your private banker or the Signature Banking team to assist you with your financial and banking needs

Offshore banking

Bank securely anywhere in the world with an Offshore Platinum Optimum account

Family benefits

Choose to share your world-class Signature benefits with up to five family members
What you get

Everyday banking benefits

  • World Citizen Credit Card bundled into your Signature Account fee.
  • Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on the monthly account fees. No minimum deposit or ongoing minimum balances are required.
  • A dedicated Private Banker with 24/7 access to the Private Banking team.
  • Access to a team of dedicated Offshore and Onshore savings and investment experts.
  • Discounted rates through our Online Share Trading platform.
  • Buy, send, sell and spend foreign currencies anywhere in the world with the free forex Shyft app.


World Citizen Credit Card benefits

  • Unlimited* complimentary visits a year to international and domestic airport lounges using your World Citizen Credit Card.
  • Get more UCount Rewards Points when using your World Citizen Credit Card. 

*When meeting the spending criteria.


Investment and insurance benefits

  • Bespoke portfolio management on request by Melville Douglas.
  • Advisory services with a free simple or complex Will drafting, tax planning, financial planning and estate planning.
  • Take out a Liberty Lifestyle Protector and a Liberty Investment and get up to 40% of your premiums back every 5 years.


Travel and lifestyle benefits

Exclusive benefits with your bundled-in World Citizen Credit Card:

  • Up to 35% off your next car rental with Avis for international rentals and 10%* off the Chauffeur Drive service
  • Unlimited* complimentary visits to our OR Tambo Library Lounge for yourself, one guest and kids under the age of 2.
  • Unlimited* complimentary visits to the Standard Bank Fluent Lounge at Lanseria International airport.
  • Unlimited* complimentary visits to over 1 300 international airport lounges through the MasterCard Travel Pass App. 
  • Up to 20%* off on Emirates flights when you book through Leisure Desk
  • Up to 10%* off your next local car rental with Rentalcars.com.
  • Up to 15%* discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East and Africa.
  • Up to 10%* cash back when booking your hotel and accommodation on Booking.com.
  • 15%* Off when you spend over R500 at Wine-of-the-Month Club.
  • Up to 10%* discount at over 2 000 properties across selected cities with onefinestay apartments.
  • Up to 10% off on luggage at Gopals
  • Up to 20% off on your Travelstart bookings

Learn how to redeem your credit card benefits and explore what the World Citizen Credit Card has to offer.


UCount Rewards

  • Get a UCount membership for R25 per month.
  • Qualify for Count Rewards Tiering Points** when you open your Platinum Optimum offshore bank account.
  • Earn more UCount Points when using your World Citizen Credit Card.


Family banking benefits

  • 60% Off your partner’s monthly account fee.
  • Free (sum)1 Accounts for your children under the age of 16.


Standard Bank Mobile benefits

  • Get a Standard Bank SIM Card for R60 a month and get your monthly account fee back in airtime or data*.
  • Get up to 2GB in data monthly on your SIM Card with UCount.


Smart Home

  • Get a solar power back-up system from LookSee from just R1 599 per month and get a guaranteed 20 000 in UCount Rewards Points. 
  • Pay zero upfront fees and enjoy low interest rates.
  • Get financing through your Home Loan, Term Loan or Credit Card.

*T&Cs apply
**All kids under the age of 2 are allowed free access to our airport lounges.

Personal transaction accounts T&Cs
General T&Cs
Standard Bank Mobile T&Cs

Card features
  • Secure chip and PIN enabled card
  • 3D secure verification for safe online shopping
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers, insurance and 24/7 emergency services*
  • Earn UCount Rewards for using your card
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Activate or disable till point, ATM and online card functionality using our banking app
  • Automatic Lost Card Protection

*T&Cs apply

Family banking

For no additional monthly fee, the benefits of Signature Banking can be shared with your family of up to 4 members. 

Everyday banking benefits

  • 60% Discount on a Signature account for your spouse. 
  • 80% Discount on secondary World Citizen Credit Cards for your family members.
  • Free sum(1) Accounts for your children under 16 years old.
  • Direct access to a Private Banker, Wealth Planner and a team of banking specialists.

Travel and lifestyle benefits

  • Unlimited* domestic and international airport lounge access for you and a guest. 
  • Access to the Standard Bank Library and Lanseria domestic lounges for you and your guest. 
  • Special travel offers through the UCount Travel Mall. Get up to 50%* back when using your World Citizen Credit Card to purchase domestic or international flights.  
  • Get discounts on family travel with Booking.com and Travelstart when you use your World Citizen Credit Card to pay for accommodation.
  • If both you and your spouse are Signature clients, you can take two guests into the airport lounges to accommodate your family of 4. 
     

Learn how to redeem your credit card benefits.

*T&Cs apply.
**All kids under the age of 2 are allowed free access to our airport lounges.

What it costs
  • R530  a month for bundled services and benefits
  • Annual World Citizen and Platinum Diners Club card fees are included
  • R210 a month for a secondary account for your partner
  • R26  a month for your partner’s World Citizen Credit Card with Family Banking
  • Pay as you transact only after using your bundled services for the month

See 2024 pricing guide
 

How to get it
  • Fill in your details on our Call Me Back form and a private banker will be in touch.
  • What you get
  • Card features
  • Family banking
  • What it costs
  • How to get it

Everyday banking benefits

  • World Citizen Credit Card bundled into your Signature Account fee.
  • Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on the monthly account fees. No minimum deposit or ongoing minimum balances are required.
  • A dedicated Private Banker with 24/7 access to the Private Banking team.
  • Access to a team of dedicated Offshore and Onshore savings and investment experts.
  • Discounted rates through our Online Share Trading platform.
  • Buy, send, sell and spend foreign currencies anywhere in the world with the free forex Shyft app.


World Citizen Credit Card benefits

  • Unlimited* complimentary visits a year to international and domestic airport lounges using your World Citizen Credit Card.
  • Get more UCount Rewards Points when using your World Citizen Credit Card. 

*When meeting the spending criteria.


Investment and insurance benefits

  • Bespoke portfolio management on request by Melville Douglas.
  • Advisory services with a free simple or complex Will drafting, tax planning, financial planning and estate planning.
  • Take out a Liberty Lifestyle Protector and a Liberty Investment and get up to 40% of your premiums back every 5 years.


Travel and lifestyle benefits

Exclusive benefits with your bundled-in World Citizen Credit Card:

  • Up to 35% off your next car rental with Avis for international rentals and 10%* off the Chauffeur Drive service
  • Unlimited* complimentary visits to our OR Tambo Library Lounge for yourself, one guest and kids under the age of 2.
  • Unlimited* complimentary visits to the Standard Bank Fluent Lounge at Lanseria International airport.
  • Unlimited* complimentary visits to over 1 300 international airport lounges through the MasterCard Travel Pass App. 
  • Up to 20%* off on Emirates flights when you book through Leisure Desk
  • Up to 10%* off your next local car rental with Rentalcars.com.
  • Up to 15%* discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East and Africa.
  • Up to 10%* cash back when booking your hotel and accommodation on Booking.com.
  • 15%* Off when you spend over R500 at Wine-of-the-Month Club.
  • Up to 10%* discount at over 2 000 properties across selected cities with onefinestay apartments.
  • Up to 10% off on luggage at Gopals
  • Up to 20% off on your Travelstart bookings

Learn how to redeem your credit card benefits and explore what the World Citizen Credit Card has to offer.


UCount Rewards

  • Get a UCount membership for R25 per month.
  • Qualify for Count Rewards Tiering Points** when you open your Platinum Optimum offshore bank account.
  • Earn more UCount Points when using your World Citizen Credit Card.


Family banking benefits

  • 60% Off your partner’s monthly account fee.
  • Free (sum)1 Accounts for your children under the age of 16.


Standard Bank Mobile benefits

  • Get a Standard Bank SIM Card for R60 a month and get your monthly account fee back in airtime or data*.
  • Get up to 2GB in data monthly on your SIM Card with UCount.


Smart Home

  • Get a solar power back-up system from LookSee from just R1 599 per month and get a guaranteed 20 000 in UCount Rewards Points. 
  • Pay zero upfront fees and enjoy low interest rates.
  • Get financing through your Home Loan, Term Loan or Credit Card.

*T&Cs apply
**All kids under the age of 2 are allowed free access to our airport lounges.

Personal transaction accounts T&Cs
General T&Cs
Standard Bank Mobile T&Cs

  • Secure chip and PIN enabled card
  • 3D secure verification for safe online shopping
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers, insurance and 24/7 emergency services*
  • Earn UCount Rewards for using your card
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Activate or disable till point, ATM and online card functionality using our banking app
  • Automatic Lost Card Protection

*T&Cs apply

For no additional monthly fee, the benefits of Signature Banking can be shared with your family of up to 4 members. 

Everyday banking benefits

  • 60% Discount on a Signature account for your spouse. 
  • 80% Discount on secondary World Citizen Credit Cards for your family members.
  • Free sum(1) Accounts for your children under 16 years old.
  • Direct access to a Private Banker, Wealth Planner and a team of banking specialists.

Travel and lifestyle benefits

  • Unlimited* domestic and international airport lounge access for you and a guest. 
  • Access to the Standard Bank Library and Lanseria domestic lounges for you and your guest. 
  • Special travel offers through the UCount Travel Mall. Get up to 50%* back when using your World Citizen Credit Card to purchase domestic or international flights.  
  • Get discounts on family travel with Booking.com and Travelstart when you use your World Citizen Credit Card to pay for accommodation.
  • If both you and your spouse are Signature clients, you can take two guests into the airport lounges to accommodate your family of 4. 
     

Learn how to redeem your credit card benefits.

*T&Cs apply.
**All kids under the age of 2 are allowed free access to our airport lounges.

  • R530  a month for bundled services and benefits
  • Annual World Citizen and Platinum Diners Club card fees are included
  • R210 a month for a secondary account for your partner
  • R26  a month for your partner’s World Citizen Credit Card with Family Banking
  • Pay as you transact only after using your bundled services for the month

See 2024 pricing guide
 

  • Fill in your details on our Call Me Back form and a private banker will be in touch.
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Get a Platinum Optimum Bank Account

Open doors to a world of value-adding financial services and investments opportunities.
*T&Cs apply.

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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