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Business overdraft

BB Overdraft product detail banner

Access always available funds. Use it only when you need it, and only pay interest on the outstanding balance.

Some of the benefits

One access point

Draw and transact directly from your current account so your cash flow is managed in one place

Affordable repayments

Only pay interest for the amount you use

Be in charge

Access only when needed

Quick access

Get money when you need working capital for immediate purchases
What you get
  • Withdraw funds straight from account
  • A cash-flow management tool for your business
  • Access to additional funds in between payments and collections
  • Fast access to funds for unforeseen circumstances
  • A short-term lending solution that’s available whenever you need it

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

How it works
  • You need a Business Current Account to qualify
  • Overdraft limits are based on needs and affordability
  • You withdraw funds straight from your account Interest is only charged on the balance used
  • The overdraft is repaid as money enters your account
  • Your overdraft is payable on demand and reviewed every year
What it costs
  • 1.26% once-off (fee of approved limit)
  • R 69.00 monthly fee

See 2020 pricing guide

How to get it
  • What you get
  • How it works
  • What it costs
  • How to get it
  • Withdraw funds straight from account
  • A cash-flow management tool for your business
  • Access to additional funds in between payments and collections
  • Fast access to funds for unforeseen circumstances
  • A short-term lending solution that’s available whenever you need it

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

  • You need a Business Current Account to qualify
  • Overdraft limits are based on needs and affordability
  • You withdraw funds straight from your account Interest is only charged on the balance used
  • The overdraft is repaid as money enters your account
  • Your overdraft is payable on demand and reviewed every year
  • 1.26% once-off (fee of approved limit)
  • R 69.00 monthly fee

See 2020 pricing guide

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