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Business Term Loan

BB Fixed term business loan Product detail Banner

Effectively budget for all your cashflow seasons with a business loan that keeps your repayment terms consistent.

Some of the benefits

Instant capital

Get immediate access to funds as it is paid directly into your business bank account

Tailored payments

Interest and capital are paid monthly over a maximum of 60 months

Affordable interest

Linked to prime interest rate

Business growth

Access funds to purchase longer-term assets or finance your business growth needs
Calculate repayments

Work out how much you’ll potentially repay each month

What you get
  • Use the Business Term Loan as a short- to long-term funding solution to help your business grow
  • Repay your loan over 2 to 5 years

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

How it works
  • You need a business account to qualify for a Business Term Loan
  • Funds are paid straight into your bank account
  • Monthly repayments for capital and interest are fixed
  • Interest is linked to prime lending rate, which means that when interest rates go down, so will your interest payment
  • The interest rate changes affect your repayment term, not the monthly amount
  • The minimum term is 24 months
  • The maximum term is 60 months
What it costs
  • Monthly service fee: R69
  • Once-off initiation fee: 1.51% of your approved limit
  • Personalised interest rate

See 2021 pricing guide

 

How to get it
  • What you get
  • How it works
  • What it costs
  • How to get it
  • Use the Business Term Loan as a short- to long-term funding solution to help your business grow
  • Repay your loan over 2 to 5 years

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

  • You need a business account to qualify for a Business Term Loan
  • Funds are paid straight into your bank account
  • Monthly repayments for capital and interest are fixed
  • Interest is linked to prime lending rate, which means that when interest rates go down, so will your interest payment
  • The interest rate changes affect your repayment term, not the monthly amount
  • The minimum term is 24 months
  • The maximum term is 60 months
  • Monthly service fee: R69
  • Once-off initiation fee: 1.51% of your approved limit
  • Personalised interest rate

See 2021 pricing guide

 

We also offer
BB_Business_Current_Account_ Product Details
Business Current Account

Run your business with a business bank account that lets you manage your money and transact 24/7 from your Banking App or Internet Banking. Our business current account gives you access to secure electronic transfers, pre-paid purchases and payments, and allows you to boost your business’s cashflow with tailored business lending solutions.

BB Vehicle finance Product detail
Vehicle and asset financing

Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.

Understanding your risk profile
Environmental
Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial
Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management
Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply
What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.

Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.