South Africa
Fixed term business loan
Give yourself room to repay your loan when it suits your cash flow.
R 50 000
min loan amount
3 to 10 years
term
Some of the benefits
Instant capital
Access funds to act quickly on growth opportunities or acquire new assets
Flexible payments
Pay the interest monthly and repay the capital in pre-arranged intervals
Convenience
Funds paid directly into your account
Affordability
Once-off initiation fee
How it works
- You need a Business Current Account to qualify
- Funds are paid straight into your account
- Repayments are structured around your cash flow
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
What it costs
- 1.51% once-off initiation fee (percentage of approved loan amount)
- Interest is linked to prime, so when interest rates go down, so will your interest repayment
-
How it works
-
What it costs
- You need a Business Current Account to qualify
- Funds are paid straight into your account
- Repayments are structured around your cash flow
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- 1.51% once-off initiation fee (percentage of approved loan amount)
- Interest is linked to prime, so when interest rates go down, so will your interest repayment
Calculate repayments
Work out how much you’ll potentially repay each month
We also offer
Vehicle and asset financing
Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.
Business Current Account
Run your business with a bank account that gives you more freedom and visibility, and the backing of specialists in cash flow money management.
Understanding your risk profile
Environmental
Environmental
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Financial
Financial
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Management
Management
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
What you need to apply
What you need to apply
Knowing up-front the information we need from you will help your application process run as smoothly as possible.