Business Term Loan
Some of the benefits
Swift funding
Access funds to cater for urgent business needs, paid directly into your transactional account
Dynamic offering
Accessibility
Easily apply online with minimum information required and receive a swift response
Business growth
Work out how much you’ll potentially repay each month
- Dedicated Relationship Banker with a support team to cater for your business needs
- Interest rate linked to prime
- Fixed monthly repayments over a term of 36 months to a maximum of 120 months
See general T&Cs
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- Your business must be trading for 2 years or more with an active transactional account at any bank
- Have a structured reduced monthly repayment facility with no revolving capability to ensure that your loan is paid off over the agreed term
- Changes to the prime interest rate only has an impact on your agreed term and not on your monthly repayments
- Monthly service fee from a minimum of R69 to a maximum of R260 (This caters for in and outside of NCA)
- Once-off initiation between R74.75 – R3 775 for your approved limit
- Dynamic interest rate
- Consult with your Relationship Banker to find a suitable insurance solution on your loan to protect your business
If you are new to Standard Bank or have only been banking with us for less than 6 months: ·
- Click on Apply Now to proceed with the loan application
If you are an existing business client with a Current Account that is older than 6 months: ·
- Click here to access Online Banking and proceed with your loan application; or ·
- Contact your Relationship Banker
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What you get
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How it works
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What it costs
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How to get it
- Dedicated Relationship Banker with a support team to cater for your business needs
- Interest rate linked to prime
- Fixed monthly repayments over a term of 36 months to a maximum of 120 months
See general T&Cs
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- Your business must be trading for 2 years or more with an active transactional account at any bank
- Have a structured reduced monthly repayment facility with no revolving capability to ensure that your loan is paid off over the agreed term
- Changes to the prime interest rate only has an impact on your agreed term and not on your monthly repayments
- Monthly service fee from a minimum of R69 to a maximum of R260 (This caters for in and outside of NCA)
- Once-off initiation between R74.75 – R3 775 for your approved limit
- Dynamic interest rate
- Consult with your Relationship Banker to find a suitable insurance solution on your loan to protect your business
If you are new to Standard Bank or have only been banking with us for less than 6 months: ·
- Click on Apply Now to proceed with the loan application
If you are an existing business client with a Current Account that is older than 6 months: ·
- Click here to access Online Banking and proceed with your loan application; or ·
- Contact your Relationship Banker
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
Knowing up-front the information we need from you will help your application process run as smoothly as possible.