South Africa
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Platinum Credit Card

Platinum Credit Card

Experience world-class private banking and get exclusive benefits with our Platinum Credit Card.

Some of the benefits

Travel perks

Enjoy flight discounts with Emirates for up to 20%* and car rentals with Avis for up to 15%*

Treat yourself

Enjoy 10% off when you spend R300 or more on ProGifts

Lifestyle perks

Enjoy 15% off Wine-of-the Month Club online purchases

Booking.com

Get up to 10%* cash back when you book on Booking.com using your Credit Card
Take your credit card to the digital era

Stay in control of your Credit Card with the help of our digital platforms.

Tell me more
What you get

Travel benefits 

  • Get up to 20%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 20%* off your next international car rental when you book with  Avis
  • Access handpicked experiences and offers in cities around the world with Priceless Cities
  • Get up to 10%* cash back when you book on Booking.com using your Credit Card 
  • Enjoy 10% off all hard- and softshell luggage from Gopals
  • Enjoy 12 visits a year to Bidvest lounges 
  • Enjoy  12 visits a year to the Standard bank Library lounge at OR Tambo International Airport (Domestic Departures Terminal)
  • Get up to 20% off flights and accommodation when booking on Travelstart  
  • Get 10% discount on car rental when you book through Rentalcars.com  and Budget International
  • Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book with your Credit Card


Lifestyle benefits 

  • Get  15%* off purchases when you purchase online at Wine-of-the-Month Club
  • Pay less for shipment when you buy online at thousands of U.S. online stores through MyUS
  • Discover a world of luxury shopping and exclusive offers at 9 shopping centres in Europe through Bicestercollectionwhen you use your Credit Card
  • Buy 1GB of AlwaysOn Wi-Fi  for a once off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the Priceless Specials MEA App 
  • Earn from 3* times more UCount Rewards Points  every time you use your qualifying Credit Card, no matter where you shop
  • Receive complimentary Silver status membership and silver tier benefits with Legacy Lifestyle Rewards
  • Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions
  • Enjoy 25% discount on your first Fiit subscription payment with your Credit Card 
  • Get your Mastercard Gamer Pass to participate in one of the biggest online gaming community at Gogamers
  • Unlock your potential with UNICAF and get 75% scholarship off your program tuition fees when you pay using your Credit Card after admission
  • Enjoy 10%* off selected items on Farfetch.com Insurance benefits
  • Get up to 10%* discount on surgeries & procedures when you pay with your Eligible Mastercard Medical Tourism Concierge

Plus, get the following discounts valid until 31 December 2024:

  • Get 40% discount on your monthly SWEAT 1000 app subscription
  • Visit Deluxe Laser & Spa for laser hair removal and get 40% off when you book 6 sessions or more
  • Enjoy 50% off on your first meal kit order from UCOOK and 30% off on your next order
  • Discount of 30% on any order from SKOON
  • Get 20% off on your purchase if you’re a first-time Faithful to Nature customer
  • Enjoy 10% off on your online sports purchases when you shop at SportSA

Insurance benefits

Increase your Credit Card Limit
 
Please note that the credit limit increase option is only available if you have an existing Standard Bank Credit Card. All limit increases are based on your card account and credit history. T&Cs apply.
 
How you can apply for an increase:

  • Sign into your Standard Bank App 
  • Tap on your Credit Card Tile in the Accounts section
  • Next, tap on ‘Apply’ on the ‘Credit Limit Increase’ tile*
  • Follow the prompts to find out how much you qualify for 
  • Personalise your offer and complete your application

Want to know how to redeem your benefits?

Your Platinum Credit Card comes with several travel, lifestyle and insurance perks. Find out how to access and redeem these benefits.

Learn more

* Terms and conditions apply

Card features
  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Get up to 55 days interest free if your account is paid in full
  • 3% minimum monthly repayment 
  • R108  monthly fee 
  • R180 initiation fee remains unchanged 
  • No monthly fee if bundled with a  Private Banking  account

*Promotional T&Cs apply.

See 2024 pricing guide

Already have a Standard Bank Account?

Apply on Internet Banking

  • Sign into your Internet Banking profile to apply online
  • On the top navigation menu, select Borrow and complete your information
  • Follow the on-screen steps to find out which credit card you qualify for

 
Apply on the Standard Bank App

  • Sign into your Standard Bank App
  • Tap on the More icon at the bottom of your screen
  • Next, tap on Open a new account
  • Select Personal Lending
  • Tap the Apply button under the Credit Card option and follow the on-screen steps
  • For more detailed instructions, you can visit our Apply for a Credit Card page in our Help Centre. 

Apply via Cell phone Banking:

Please make sure you have a minimum of R2 airtime to begin your application

  • Dial *120*2345# on your cell phone
  • From the menu, select option 3
  • Follow the easy steps 
  • Success or failure of your application will be notified by SMS
  • One of our agents will then contact you to discuss next steps

Increase your Credit Card Limit

Please note that the credit limit increase option is only available if you have an existing Standard Bank Credit Card. All limit increases are based on your card account and credit history. T&Cs apply.
 
How you can apply for an increase:
 

  • Sign into your Standard Bank App 
  • Tap on your Credit Card Tile in the Accounts section
  • Next, tap on ‘Apply’ on the ‘Credit Limit Increase’ tile*
  • Follow the prompts to find out how much you qualify for 
  • Personalise your offer and complete your application 

Complete a Call Me Back form
You can complete a Call Me Back form and we will get in touch with you

Don’t have a Standard Bank Account?

You can still apply for a credit card by:

Remember to have the following ready:

  • A copy of your South Africa ID (or your passport if you are not a South African citizen)*
  • A recent payslip
  • 3 months bank statement
  • Proof of residence not older than 3 months
  • You must earn R58 000 or more per month

* You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

 

  • What you get
  • Card features

Travel benefits 

  • Get up to 20%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 20%* off your next international car rental when you book with  Avis
  • Access handpicked experiences and offers in cities around the world with Priceless Cities
  • Get up to 10%* cash back when you book on Booking.com using your Credit Card 
  • Enjoy 10% off all hard- and softshell luggage from Gopals
  • Enjoy 12 visits a year to Bidvest lounges 
  • Enjoy  12 visits a year to the Standard bank Library lounge at OR Tambo International Airport (Domestic Departures Terminal)
  • Get up to 20% off flights and accommodation when booking on Travelstart  
  • Get 10% discount on car rental when you book through Rentalcars.com  and Budget International
  • Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book with your Credit Card


Lifestyle benefits 

  • Get  15%* off purchases when you purchase online at Wine-of-the-Month Club
  • Pay less for shipment when you buy online at thousands of U.S. online stores through MyUS
  • Discover a world of luxury shopping and exclusive offers at 9 shopping centres in Europe through Bicestercollectionwhen you use your Credit Card
  • Buy 1GB of AlwaysOn Wi-Fi  for a once off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the Priceless Specials MEA App 
  • Earn from 3* times more UCount Rewards Points  every time you use your qualifying Credit Card, no matter where you shop
  • Receive complimentary Silver status membership and silver tier benefits with Legacy Lifestyle Rewards
  • Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions
  • Enjoy 25% discount on your first Fiit subscription payment with your Credit Card 
  • Get your Mastercard Gamer Pass to participate in one of the biggest online gaming community at Gogamers
  • Unlock your potential with UNICAF and get 75% scholarship off your program tuition fees when you pay using your Credit Card after admission
  • Enjoy 10%* off selected items on Farfetch.com Insurance benefits
  • Get up to 10%* discount on surgeries & procedures when you pay with your Eligible Mastercard Medical Tourism Concierge

Plus, get the following discounts valid until 31 December 2024:

  • Get 40% discount on your monthly SWEAT 1000 app subscription
  • Visit Deluxe Laser & Spa for laser hair removal and get 40% off when you book 6 sessions or more
  • Enjoy 50% off on your first meal kit order from UCOOK and 30% off on your next order
  • Discount of 30% on any order from SKOON
  • Get 20% off on your purchase if you’re a first-time Faithful to Nature customer
  • Enjoy 10% off on your online sports purchases when you shop at SportSA

Insurance benefits

Increase your Credit Card Limit
 
Please note that the credit limit increase option is only available if you have an existing Standard Bank Credit Card. All limit increases are based on your card account and credit history. T&Cs apply.
 
How you can apply for an increase:

  • Sign into your Standard Bank App 
  • Tap on your Credit Card Tile in the Accounts section
  • Next, tap on ‘Apply’ on the ‘Credit Limit Increase’ tile*
  • Follow the prompts to find out how much you qualify for 
  • Personalise your offer and complete your application

Want to know how to redeem your benefits?

Your Platinum Credit Card comes with several travel, lifestyle and insurance perks. Find out how to access and redeem these benefits.

Learn more

* Terms and conditions apply

  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Get up to 55 days interest free if your account is paid in full
  • 3% minimum monthly repayment 
  • R108  monthly fee 
  • R180 initiation fee remains unchanged 
  • No monthly fee if bundled with a  Private Banking  account

*Promotional T&Cs apply.

See 2024 pricing guide

Already have a Standard Bank Account?

Apply on Internet Banking

  • Sign into your Internet Banking profile to apply online
  • On the top navigation menu, select Borrow and complete your information
  • Follow the on-screen steps to find out which credit card you qualify for

 
Apply on the Standard Bank App

  • Sign into your Standard Bank App
  • Tap on the More icon at the bottom of your screen
  • Next, tap on Open a new account
  • Select Personal Lending
  • Tap the Apply button under the Credit Card option and follow the on-screen steps
  • For more detailed instructions, you can visit our Apply for a Credit Card page in our Help Centre. 

Apply via Cell phone Banking:

Please make sure you have a minimum of R2 airtime to begin your application

  • Dial *120*2345# on your cell phone
  • From the menu, select option 3
  • Follow the easy steps 
  • Success or failure of your application will be notified by SMS
  • One of our agents will then contact you to discuss next steps

Increase your Credit Card Limit

Please note that the credit limit increase option is only available if you have an existing Standard Bank Credit Card. All limit increases are based on your card account and credit history. T&Cs apply.
 
How you can apply for an increase:
 

  • Sign into your Standard Bank App 
  • Tap on your Credit Card Tile in the Accounts section
  • Next, tap on ‘Apply’ on the ‘Credit Limit Increase’ tile*
  • Follow the prompts to find out how much you qualify for 
  • Personalise your offer and complete your application 

Complete a Call Me Back form
You can complete a Call Me Back form and we will get in touch with you

Don’t have a Standard Bank Account?

You can still apply for a credit card by:

Remember to have the following ready:

  • A copy of your South Africa ID (or your passport if you are not a South African citizen)*
  • A recent payslip
  • 3 months bank statement
  • Proof of residence not older than 3 months
  • You must earn R58 000 or more per month

* You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

 

Our service fees range from R40 to R199 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 11.75% (prime – 0.25%) to a maximum of 22.25% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R180 (VAT inclusive) will be required.
Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

Need help?

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