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World Citizen credit card

World Citizen Credit Card

Use your Black card as a passport to new experiences wherever your journey takes you.

Some of the benefits

Travel perks

Enjoy flight discounts with Emirates for up to *35%. 

Lounge

Access to local & international lounges

Insurance

Get Comprehensive Travel Insurance when you purchase your ticket with World Citizen Card

Accommodation

Get 10% of at Hotels.com when booking with your credit card
What you get

Travel benefits

  • Up to *35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
  • Access to local & international lounges
  • Car Rental & Chauffeur Service through AVIS AND enjoy up to 25% off your next rental when you book with AVIS
  • Feel at home even when you're abroad. Enjoy special privileges and discounts of up to 10% at luxury serviced apartments
  • Make your stay truly rewarding and get complimentary hotel nights when you stay with Marriott Bonvoy™
  • Rent a car hassle-free and get discounts with Hertz Gold Plus Rewards®
  • Get 20% off trips in the Middle East and Africa using the Careem cab hailing app
  • The world is one phone call away. Get personalised travel concierge assistance, whenever you need it. Call 0800 212 328
  • Find the key to your city with Priceless Cities. Access to handpicked experiences and offers in cities around the world
  • Get 10% off at Hotels.com when booking with your credit card.

Lifestyle benefits

  • Book your spa with your credit card at all Health Spas retailers and get 10% off your Health Spa voucher
  • Get 10% off when you use your credit card at Hirsch’s 
  • Get 10% off when you shop at “A Place to Shop” using your credit card. 
  • Get 10% off when you shop at “Flowers.co.za” using your credit card. 
  • Use your credit card at Gift experience and get 5% of your experience. 
  • Get up to 33% off purchases when you purchase online on Wine of The Month. T&Cs apply
  • Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
  • A world of luxury shopping and exclusive offers at 9 shopping villages in Europe
  • Buy 1GB of AlwaysOn Wi-Fi for a once off fee of R19 and get 11GB FREE. 1GB per month, valid for 12 months
  • Access to food and lifestyle offers on the Mastercard Buy 1 Get 1 App
  • Collect UCount Rewards points every time you use your Credit Card, no matter where you shop. Register for UCount Rewards here

Insurance benefits

  • Get Comprehensive Travel Insurance when you purchase your ticket with World Citizen Card 
  • Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flightdelays
  • Make your travel worry free as we've got you covered in case of a medical emergencies
  • Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
  • Your ATM bodyguard. Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM. ATM Robbery Insurance
  • Shop with confidence in case of theft or accidental damages of purchases, your card has your back through Purchase Protection.
  • Credit Card Protection Plan  provides you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered. (Optional)
  • Use your credit card to pay for your AA subscription and get 15% off.

Click here for all terms & conditions (3rd party discount offers)

Card features
  • Chip- and PIN-enabled Black Mastercard credit card
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R 500 or less
  • Link your card to the  SnapScan or Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Earn UCount Rewards for using your card
  • Single limit for straight and budget facilities
  • Credit limit changes on request
  • Automatic Lost Card Protection
  • Enjoy peace of mind with purchase protection, ecommerce cover and ATM robbery insurance
What it costs
  • Get up to 55 days free interest on your account if your account is paid in full.
  • 3% minimum monthly repayment
  • R 264.00   monthly fee
  • Initiation fee of R175.00
  • No monthly fee if bundled with a Private Banking Signature account

See 2020 pricing guide

How to get it

What you’ll need

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

  • What you get
  • Card features
  • What it costs
  • How to get it

Travel benefits

  • Up to *35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
  • Access to local & international lounges
  • Car Rental & Chauffeur Service through AVIS AND enjoy up to 25% off your next rental when you book with AVIS
  • Feel at home even when you're abroad. Enjoy special privileges and discounts of up to 10% at luxury serviced apartments
  • Make your stay truly rewarding and get complimentary hotel nights when you stay with Marriott Bonvoy™
  • Rent a car hassle-free and get discounts with Hertz Gold Plus Rewards®
  • Get 20% off trips in the Middle East and Africa using the Careem cab hailing app
  • The world is one phone call away. Get personalised travel concierge assistance, whenever you need it. Call 0800 212 328
  • Find the key to your city with Priceless Cities. Access to handpicked experiences and offers in cities around the world
  • Get 10% off at Hotels.com when booking with your credit card.

Lifestyle benefits

  • Book your spa with your credit card at all Health Spas retailers and get 10% off your Health Spa voucher
  • Get 10% off when you use your credit card at Hirsch’s 
  • Get 10% off when you shop at “A Place to Shop” using your credit card. 
  • Get 10% off when you shop at “Flowers.co.za” using your credit card. 
  • Use your credit card at Gift experience and get 5% of your experience. 
  • Get up to 33% off purchases when you purchase online on Wine of The Month. T&Cs apply
  • Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
  • A world of luxury shopping and exclusive offers at 9 shopping villages in Europe
  • Buy 1GB of AlwaysOn Wi-Fi for a once off fee of R19 and get 11GB FREE. 1GB per month, valid for 12 months
  • Access to food and lifestyle offers on the Mastercard Buy 1 Get 1 App
  • Collect UCount Rewards points every time you use your Credit Card, no matter where you shop. Register for UCount Rewards here

Insurance benefits

  • Get Comprehensive Travel Insurance when you purchase your ticket with World Citizen Card 
  • Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flightdelays
  • Make your travel worry free as we've got you covered in case of a medical emergencies
  • Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
  • Your ATM bodyguard. Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM. ATM Robbery Insurance
  • Shop with confidence in case of theft or accidental damages of purchases, your card has your back through Purchase Protection.
  • Credit Card Protection Plan  provides you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered. (Optional)
  • Use your credit card to pay for your AA subscription and get 15% off.

Click here for all terms & conditions (3rd party discount offers)

  • Chip- and PIN-enabled Black Mastercard credit card
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R 500 or less
  • Link your card to the  SnapScan or Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Earn UCount Rewards for using your card
  • Single limit for straight and budget facilities
  • Credit limit changes on request
  • Automatic Lost Card Protection
  • Enjoy peace of mind with purchase protection, ecommerce cover and ATM robbery insurance
  • Get up to 55 days free interest on your account if your account is paid in full.
  • 3% minimum monthly repayment
  • R 264.00   monthly fee
  • Initiation fee of R175.00
  • No monthly fee if bundled with a Private Banking Signature account

See 2020 pricing guide

What you’ll need

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your credit, cheque or debit card

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards points on all your qualifying purchases.

3

Rewards points in four easy ways. Improve your tier and qualify for more points.

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