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World Citizen Credit Card

World Citizen Credit Card

Get our Black Card and experience only the best travel and lifestyle perks wherever you go.

Some of the benefits

Travel perks

Enjoy flight discounts with Emirates for up to 35%* and get automatic comprehensive travel insurance

Concierge assistance

Get personalised travel concierge assistance whenever you need it

Lounge access

Enjoy access to local and international lounges

Accommodation

Get 10%* off at Hotels.com when booking with your credit card
What you get

Travel benefits 

  • Get up to 35%* off on Emirates flights when you book through Leisure Desk
  • Get car rental and chauffeur service through Avis and enjoy up to 25% off your next rental when you book with Avis
  • Enjoy special privileges and discounts of up to 10% at Luxury serviced apartments when abroad
  • Make your stay truly rewarding and get complimentary hotel nights when you stay with Marriott Bonvoy™
  • Rent a car with Gold Plus rewards from Hertz and get discounts when you use your World Citizen Credit Card
  • Get 20% off trips in the Middle East and Africa using the Careem cab hailing app
  • Get personalised travel concierge assistance by calling 0800 212 328
  • Access handpicked experiences and offers in cities around the world with Priceless Cities

Lifestyle benefits 

  • Book a treatment at Health Spas retailers and get 10%* off your Health Spa voucher when you pay with your credit card
  • Get 10%* off your bookings at Hotels.com when you pay with your credit card
  • Get 10%* off when you swipe your card in-store at Hirsch’s 
  • Swipe your credit card at A place to Shop and get up to 10%* off when you spend at least R300
  • Get 10%* off when you spend at least R300 on Pro Gifts using your credit card 
  • Use your credit card at Gift Experience and get 5%* off your experience voucher
  • Get up to 33%* off online purchases when you shop at Wine of The Month
  • Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
  • Discover a world of luxury shopping and exclusive offers at 9 shopping villages in Europe 
  • Buy 1GB of AlwaysOn Wi-Fi for a once-off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the MasterCard Buy 1 Get 1 App
  • Earn UCount Rewards Points  every time you use your credit card, no matter where you shop

Insurance benefits

  • You are covered with automatic comprehensive travel insurance
  • Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flight delays
  • Make your travel worry-free as we've got you covered in case of a medical emergencies
  • Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
  • Get Purchase Protection and swipe your credit card with confidence
  • Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event
  • Use your credit card to pay for your AA subscription and get 15% off

* Terms and conditions apply

Card features
  • Chip- and PIN-enabled Black Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your World Citizen Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Automatic lost card protection
What it costs
  • Get up to 55 days free interest if your account is paid in full
  • 3% minimum monthly repayment with automatic payment option
  • R264 monthly fee
  • R180 initiation fee
  • No monthly fee if bundled with a Private Banking Signature account

See 2020 pricing guide

How to get it
  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R25 000 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

  • What you get
  • Card features
  • What it costs
  • How to get it

Travel benefits 

  • Get up to 35%* off on Emirates flights when you book through Leisure Desk
  • Get car rental and chauffeur service through Avis and enjoy up to 25% off your next rental when you book with Avis
  • Enjoy special privileges and discounts of up to 10% at Luxury serviced apartments when abroad
  • Make your stay truly rewarding and get complimentary hotel nights when you stay with Marriott Bonvoy™
  • Rent a car with Gold Plus rewards from Hertz and get discounts when you use your World Citizen Credit Card
  • Get 20% off trips in the Middle East and Africa using the Careem cab hailing app
  • Get personalised travel concierge assistance by calling 0800 212 328
  • Access handpicked experiences and offers in cities around the world with Priceless Cities

Lifestyle benefits 

  • Book a treatment at Health Spas retailers and get 10%* off your Health Spa voucher when you pay with your credit card
  • Get 10%* off your bookings at Hotels.com when you pay with your credit card
  • Get 10%* off when you swipe your card in-store at Hirsch’s 
  • Swipe your credit card at A place to Shop and get up to 10%* off when you spend at least R300
  • Get 10%* off when you spend at least R300 on Pro Gifts using your credit card 
  • Use your credit card at Gift Experience and get 5%* off your experience voucher
  • Get up to 33%* off online purchases when you shop at Wine of The Month
  • Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
  • Discover a world of luxury shopping and exclusive offers at 9 shopping villages in Europe 
  • Buy 1GB of AlwaysOn Wi-Fi for a once-off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the MasterCard Buy 1 Get 1 App
  • Earn UCount Rewards Points  every time you use your credit card, no matter where you shop

Insurance benefits

  • You are covered with automatic comprehensive travel insurance
  • Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flight delays
  • Make your travel worry-free as we've got you covered in case of a medical emergencies
  • Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
  • Get Purchase Protection and swipe your credit card with confidence
  • Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event
  • Use your credit card to pay for your AA subscription and get 15% off

* Terms and conditions apply

  • Chip- and PIN-enabled Black Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your World Citizen Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Automatic lost card protection
  • Get up to 55 days free interest if your account is paid in full
  • 3% minimum monthly repayment with automatic payment option
  • R264 monthly fee
  • R180 initiation fee
  • No monthly fee if bundled with a Private Banking Signature account

See 2020 pricing guide

  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R25 000 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

The maximum credit available on a World Citizen Credit Card is R250 000, and the monthly repayment is a minimum of 3% of your outstanding balance. The monthly service fee is R264 and the once-off initiation fee is R180 (VAT inclusive). Our interest rates are personalised and range from a minimum of 7.25% (prime) to a maximum of 17.75% (Repo rate + 14%) as per the NCA regulation.
Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your credit, cheque or debit card

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards points on all your qualifying purchases.

3

Rewards points in four easy ways. Improve your tier and qualify for more points.

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