Gold Credit Card

Our Gold Credit Card offers you numerous free features that make it easier than ever to manage your finances.

Yours if you earn:
R 5 000 or more PM
Monthly fee
R 45
Benefits include:

About Gold Credit Card

How to qualify

  • You earn a monthly income of R 5 000 or more
  • You are 18 or older

Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

Features and benefits

  • Up to 55 days’ interest-free credit when you pay the outstanding balance in full and on time each month
  • Get a limit of up to R 100 000, with the option to increase your limit after 6 months
  • Safe online shopping with 3D Secure and one-time passwords
  • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap to Pay™

What it costs

How to apply

What you'll need

  • Your ID book
  • A recent payslip / proof of income
  • Proof of home address (up to 3 months old)

Additional information

  • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile
  • Free MyUpdates that tell you every time money leaves or enters your account
  • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign
  • Free and convenient automatic payment order (APO) for hassle-free account management
  • Use your credit card anywhere in the world -- just remember to tell us when you are travelling
  • Free basic travel insurance when you use your credit card to buy the tickets
  • Collect UCount points each time you swipe to purchase and spend your rewards at the UCount Online Mall

Apply for a credit card

Enter your details and we'll call you back within 5 business hours to discuss your options

Your personal information will be securely managed in the strictest confidence and will not be shared with any third parties

More credit cards from Standard Bank

Platinum Credit Card


Titanium Credit Card