Gold Credit Card

Our Gold Credit Card offers you numerous free features that make it easier than ever to manage your finances.

Yours if you earn:
R 5 000 or more PM
Monthly fee
R 45
Benefits include:

About Gold Credit Card

How to qualify

  • You earn a monthly income of R 5 000 or more
  • You are 18 or older

Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

Features and benefits

  • Up to 55 days’ interest-free credit when you pay the outstanding balance in full and on time each month
  • Get a limit of up to R 100 000, with the option to increase your limit after 6 months
  • Safe online shopping with 3D Secure and one-time passwords
  • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap to Pay™

What it costs

How to apply

What you'll need

  • Your ID book
  • A recent payslip / proof of income
  • Proof of home address (up to 3 months old)

Additional information

  • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile
  • Free MyUpdates that tell you every time money leaves or enters your account
  • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign
  • Free and convenient automatic payment order (APO) for hassle-free account management
  • Use your credit card anywhere in the world -- just remember to tell us when you are travelling
  • Free basic travel insurance when you use your credit card to buy the tickets
  • Collect UCount points each time you swipe to purchase and spend your rewards at the UCount Online Mall

Apply for a credit card

Enter your details and we'll call you back within 5 business hours to discuss your options

Your personal information will be securely managed in the strictest confidence and will not be shared with any third parties

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