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Business Term Loan

Business Term Loan
Business Term Loan

Business Term Loan

Larger lending for expanded business operations


  • Fixed monthly instalments



Minimum loan amount R50 000

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About the Business Term Loan

Sometimes a leap forward in your business needs a bigger capital outlay than you have available. The Business Term Loan offers long-term lending with the certainty of prearranged monthly instalments.

How it works
How it works

How it works

How it works

  • On approval, the money will be paid into your Business Current Account
  • Monthly instalments are calculated on application, and will not change over the term of your loan repayment
  • When the prime interest rate goes down, your loan term reduces, and you pay it off faster
  • When the prime interest rate goes up, your repayment stays the same and loan term increases, allowing you to manage your business cash-flow
What you get
What it costs

What it costs

What it costs

  • Monthly instalments cover capital and interest
  • When interest rates go up, the repayment term is extended, so your monthly installment does not go up
  • View account fees here

What this means for you

  • You can raise capital to grow or expand your business
  • Set monthly instalments for better cash-flow planning