Medium Term Loan

A flexible repayment plan that is customised for your business and cash flow needs.

With a Medium Term Loan facility, capital is a lending solution repayable according to an individualised agreement and only the interest is payable monthly. Capital can be repayable in monthly, quarterly, semi-annual and annual instalments.

A Medium Term Loan may suit your business if:

  • You are looking for capital for business growth to purchase fixed assets, such as property or equipment   
  • You wish to refurbish or make alterations to your property
  • You want to buy a new business
  • You need a customised repayment plan that meets your business and cash flow needs

 Features and benefits

  • The minimum amount is R 50 000 and the maximum amount of the mid-term loan will depend on your affordability
  • Capital is repayable monthly, quarterly, semi-annually or annually based on your repayment requirements
  • The account can be linked to our electronic self-service banking channels
  • Interest is linked to the Prime rate and charged monthly in arrears
  • An increase in interest rates will result in higher monthly interest payments, with capital repayments remaining unchanged


Do I need a business account to apply for the Medium Term Loan?

You must have a Standard Bank Business Current Account to apply for a Medium Term Loan

How to apply

  • Already have a Business Current Account? Contact your account executive.
  • Complete the form below and a consultant will call you back.