Titanium credit card

The Titanium Credit Card offers competitive interest rates, as well as a broad range of free services. Ideal for professionals and postgraduates.  


  • Titanium credit card

    How to qualify

    • You earn a monthly income of R 25 000 or more
    • You are 18 or older (surety / guardianship is required if you are 18-21 years old)


    • You earn over R 5 000 per month and hold both a 3-year undergraduate and postgraduate degree

    Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.


    • Get up to 55 days’ interest-free credit when you pay the outstanding balance on time each month
    • Qualify for a limit of up to R 120 000, with the option to raise it after 6 months
    • Safe online shopping with 3D Secure and one-time passwords
    • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap & Go®
    • If you open a Prestige account it comes bundled with both a cheque and credit card. The monthly fee on the credit card is waived


    What it costs

    How to apply 

    What you'll need

    • Your ID book
    • A recent payslip / proof of income
    • Proof of home address (up to 3 months old)



  • Additional information

    • Free electronic statements, account limit changes and budget facility
    • Collect UCount points each time you swipe to purchase and spend your rewards at UCount Online Mall
    • Secure store purchases with your credit card’s chip and PIN safety features
    • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile
    • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign
    • With our Credit Card Protection Plan your card debts are covered in the event of your death, disability and retrenchment
    • Free MyUpdates that tell you every time money leaves or enters your account
    • Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank. Does not cover transactions in which your PIN was used
    • Free and convenient automatic payment order (APO) for hassle-free account management
    • Free AutoBank cash deposit or balance enquiry per month
    • Use your credit card anywhere in the world -- just remember to tell us when you are travelling
    • Free basic travel insurance when you use your credit card to buy the tickets
    • Terms and Conditions (PDF)



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