ACHIEVATM Banking Account
Get a packaged bank account with exclusive benefits at a fixed monthly fee to enable you to build and grow your wealth – leaving every generation to live better than the last.
R
120
Monthly fee
R
8 000
Monthly income required
Some of the benefits
Stay connected
Get 1GB monthly data for free with SB Connect
Bank for less
Free cash withdrawals and deposits of up to R3 000 per month at our ATMs
Free Will drafting
Get an expert to help advise on estate planning and the drafting of your Will
Free accidental death cover
Get R10 000 cover which will pay out to your family in the event of death
What you get
- Bank account with a personalised ACHIEVATM Gold Card
- ACHIEVATM Gold Credit Card for R64 per month*
- Draft your free Will with the help of an estate planning expert
- Give your family peace of mind with free accidental death cover of R10 000
- Access to 24/7 Chat Banking
- Free 1GB data every month when you have a SB Connect SIM
- Access to private healthcare from the comfort of your home with the UNU Health app
- Free electronic transactions
- Free in-app notifications on transactions
- Earn a higher interest rate with a SaveUp account if you have an active transactional account with us. T&Cs apply.
* You will still qualify for ACHIEVATM even if your Credit Card application gets declined.
Personal transaction accounts terms and conditions
General terms and conditions
Achieva Evolve Account
Achieva™ Evolve gives you more value from your everyday banking with a linked credit facility.
UCount Rewards
Earn up to 3x* more Rewards Points and use it to pay off your qualifying Personal Loan, grow your savings, and spend at participating UCount Rewards Retailers.
Save and grow your money
Earn a higher interest rate* on your savings with a SaveUp account, helping you earn more on the money you set aside and rewarding you for saving.
Learn more about SaveUp.
Lifestyle & protection benefits
Achieva™ Evolve also includes:
- R10 000 Personal Accident Cover
- Travel Insurance
- Free Will drafting
- Access to UNU Health App for affordable healthcare and wellness support
*T&Cs apply
What it costs
Bank account
- A monthly fee of R120
Credit card
- R64 monthly fee
- R180 initiation fee
See 2026 pricing guide
See 2026 PAYT pricing guide
How to get it
To get ACHIEVATM, you need to:
- Be 18 years or older
- Have a South African ID*or a passport
- Be living in South Africa
- Earn a minimum gross income of R8 000 per month
Apply on our website:
- Click on the Call Me Back button
- Complete the form
- A consultant will call you back to assist
-
What you get
-
Achieva Evolve Account
-
What it costs
-
How to get it
- Bank account with a personalised ACHIEVATM Gold Card
- ACHIEVATM Gold Credit Card for R64 per month*
- Draft your free Will with the help of an estate planning expert
- Give your family peace of mind with free accidental death cover of R10 000
- Access to 24/7 Chat Banking
- Free 1GB data every month when you have a SB Connect SIM
- Access to private healthcare from the comfort of your home with the UNU Health app
- Free electronic transactions
- Free in-app notifications on transactions
- Earn a higher interest rate with a SaveUp account if you have an active transactional account with us. T&Cs apply.
* You will still qualify for ACHIEVATM even if your Credit Card application gets declined.
Personal transaction accounts terms and conditions
General terms and conditions
Achieva™ Evolve gives you more value from your everyday banking with a linked credit facility.
UCount Rewards
Earn up to 3x* more Rewards Points and use it to pay off your qualifying Personal Loan, grow your savings, and spend at participating UCount Rewards Retailers.
Save and grow your money
Earn a higher interest rate* on your savings with a SaveUp account, helping you earn more on the money you set aside and rewarding you for saving.
Learn more about SaveUp.
Lifestyle & protection benefits
Achieva™ Evolve also includes:
- R10 000 Personal Accident Cover
- Travel Insurance
- Free Will drafting
- Access to UNU Health App for affordable healthcare and wellness support
*T&Cs apply
Bank account
- A monthly fee of R120
Credit card
- R64 monthly fee
- R180 initiation fee
See 2026 pricing guide
See 2026 PAYT pricing guide
To get ACHIEVATM, you need to:
- Be 18 years or older
- Have a South African ID*or a passport
- Be living in South Africa
- Earn a minimum gross income of R8 000 per month
Apply on our website:
- Click on the Call Me Back button
- Complete the form
- A consultant will call you back to assist
We also offer
Flexible Funeral Plan
A funeral isn’t something you plan for emotionally, but it’s something you can plan for financially. Funeral cover helps make sure your family isn’t left scrambling to cover costs when time and clarity are limited.
With our affordable funeral plan, you can put practical support in place ahead of time.
Voted Product of the Year 2025 & 2026 in the 'Funeral Planning' category*
*Product of the year is the largest consumer survey of product innovation worldwide with a presence in 40 countries. This independent survey is run by Kantar in SA and globally.
Revolving Loan
Plan ahead for unexpected expenses with revolving credit. Enjoy flexible access to funds when you need them most, whether you’re managing life’s surprises or reaching new milestones.
Borrow, repay, and access available credit again without reapplying.
Life cover
Apply for the amount of cover you will need to keep your family financially sound if something happens to you.