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Disability Cover

PER Insurance Disability cover Product Detail

Apply for the amount of cover needed to support you and your family, should you not be able to work due to permanent disability.





Some of the benefits

Convenience

Apply for fully underwritten Disability Cover of up to R3 million, tax-free, over the phone

Quick turnaround

Your premium and cover amount will be confirmed immediately, and your policy documents issued within days

No full medicals

Our medical underwriting process only requires one quick blood test, which we will arrange for you within 90 days of taking out your policy

Secure your income

Your cover will pay out if you become permanently disabled, due to illness or injury, and can no longer earn a paycheck
How it works
  • Take out Disability Cover directly over the telephone
  • Save time and money by going direct
  • At no cost to you, we'll send our Nurses on Wheels to have your blood test done- within 90 days of taking out your policy
  • You can apply to increase your cover at any time with Life Cover, Serious Illness Cover, Salary Protection and Disability Cover

Exclusions:

We will not pay the claim if you injure yourself, or if you are injured while breaking the law or while intentionally exposing yourself to war or war-like activities. We also won't pay out on any exclusions listed in your policy during the sales process. We will inform you of any exclusions during the sales process.

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

What it costs

The premium you'll pay, and the amount of cover you'll get is based on several factors, including the answers you give during the call as well as your risk profile. Click on Call me, and we can provide you with an obligation-free quote based on your details.

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

How to Claim

Need to submit a claim? Contact our call centre on 0860 225 535. One of our consultants will let you know what to do and what documents are required to process your request.

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

How to Get it
  • Get a competitive quote online now
     

Get quote

  • Send us a Call me back
  • Call 0860 225 533
  • Or speak to us at your  nearest branch

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

  • How it works
  • What it costs
  • How to Claim
  • How to Get it
  • Take out Disability Cover directly over the telephone
  • Save time and money by going direct
  • At no cost to you, we'll send our Nurses on Wheels to have your blood test done- within 90 days of taking out your policy
  • You can apply to increase your cover at any time with Life Cover, Serious Illness Cover, Salary Protection and Disability Cover

Exclusions:

We will not pay the claim if you injure yourself, or if you are injured while breaking the law or while intentionally exposing yourself to war or war-like activities. We also won't pay out on any exclusions listed in your policy during the sales process. We will inform you of any exclusions during the sales process.

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

The premium you'll pay, and the amount of cover you'll get is based on several factors, including the answers you give during the call as well as your risk profile. Click on Call me, and we can provide you with an obligation-free quote based on your details.

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

Need to submit a claim? Contact our call centre on 0860 225 535. One of our consultants will let you know what to do and what documents are required to process your request.

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

  • Get a competitive quote online now
     

Get quote

  • Send us a Call me back
  • Call 0860 225 533
  • Or speak to us at your  nearest branch

Terms and conditions apply. Products are underwritten by Liberty Group Limited, an authorised financial services provider (FSP2409). Products branded by Standard Bank.

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Salary Protection

Apply for the amount of cover you need to pay your bills and cover your expenses if you can't work due to illness or injury.