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  Get access to a loan quickly and conveniently, with our AccessLoan. We offer personalized interest rates based on your individual profile and needs. Your needs and your budget are taken into consideration to enable us to offer you a deal suited specifically for you.

With our AccessLoan, you will also have access to insurance cover that will pay off your loan if you pass away or become disabled. You can get a loan for up to R80,000 and loan periods are between 12 months and 60 months


  • A South African bar-coded ID book
  • An original payslip not older than 2 months
  • Two month’s bank statements (if you do not bank with Standard Bank)
  • Proof of residence (not older than three months)

  • You will pay less than or equal to the maximum rates that a bank might charge according to the National Credit Act.
  • You will pay an initiation fee, only when the loan has been paid into your bank account. This fee is a percentage of the loan amount granted to you, up to a maximum amount set under the National Credit Act.
  • You have the option to pay back your loan weekly or monthly in a fixed repayment amount.


Dial *120*5626# from your cellphone and follow the below steps, it's very simple.

Step 1:

Enter your 13 digit South African ID number
Step 2:
Enter your name
Step 3:
Enter your income
Step 4:
Select option 1 or 2
Step 5:
Get the loan amount that you can borrow


Customer Care Line