Pay Card

With the re-loadable prepaid MasterCard, you can pay temporary or seasonal employees who don't have bank accounts or keep control over petty cash payments.


  • PayCards are reloadable so they can be used for multiple salary, wage payments or petty cash payments to employees
  • Re-loadable prepaid cards take away the risk of managing and carrying large amounts of cash
  • Your employees can use the cards at ATMs to withdraw cash, or at retailers to make purchases
  • Cards are valid for 3 years
  • Maximum load value is R5000, and the maximum value that can be loaded in a calendar month is R25,000
  • Once the cards have been loaded they can be used to withdraw cash at any Standard Bank or other local banks' ATMs or they can be used to pay for goods and services at any merchant displaying the MasterCard logo.
  • The reloading process is as easy as the initial loading process. You will simply need to transfer funds to your employees' cards.
  • Cards can be reloaded until they expire and any balance remaining on the card on expiry can be transferred by you to a new card.
  • You can SMS your card number to 34246 or call 0861114093, to get a balance enquiry


If you are a business banking customer, you can use PayCard with your Internet banking or Business Online profile.

Anyone can use a Pay Card, you don't need to have a bank account or bank even bank with us. Pay card is also available to non Standard Bank business banking customers who have an electronic banking profile with their bank.

Once you receive the cards you will be able to allocate them to your employees. Their full names and identity numbers are required. You will also need to make copies of your employees ID documents and verify them.



Business Cost
Card purchase R16.00
Card load / reload R16.00 for 1st load
R14.00 for loads 2-3
R12.00 for 4 and more loads per month
Card delivery to branch (per card) R8.31
Card delivery to customer premises per card R8.31 + per delivery R62.85
Person receiving the Pay Card  
1 free ATM cash withdrawal per load
1 free ATM balance enquiry per load
Unlimited point of sales transactions  
ATM cash withdrawal R3.50
Other bank ATM cash withdrawal R3.50 plus Saswitch fee R6.70
Purchase, plus cash back R3.50
Balance enquiries (SMS) R2.50


  • For more information or to register for the service, go to
  • Registration is quick and simple, you need to register and accept the terms and conditions on the website.
  • An email confirming registration will be sent to you within one day. You need to respond to the email as requested.
  • Cards are ordered on the PayCard website and must be paid for via an electronic account payment.
  • A reference number will be allocated to you when you registered and all payments made by you relating to your PayCards must contain this reference number.


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