Savings and investment accounts
Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.
Some of the benefits of our Savings and Investment Products
Competitive rates
Choose from a range of accounts offering guaranteed returns
Flexible terms
Invest in lump sums or multiple deposits, with fixed or linked rates
Capital guaranteed
Know that your contributions will never be at risk of loss
No monthly fees
Pay no management fees when you maintain the minimum balance
See which account suits you best
Most Popular
PureSave Account
Looking for a two-in-one savings account? You can use PureSave to transact today, while saving money and earning interest for tomorrow.
R0
Opening deposit
Anytime
Access To Funds
5.05%
Earn interest up to
Zero
Monthly admin fee
Most Popular
Fixed Deposit investment account
Open an investment account where you can choose your investment period, make a single deposit, and see your money grow at a fixed rate. T&Cs apply
R1 000
Opening deposit
At Maturity
Access To Funds
9.81%*
Earn interest up to
Zero
Monthly admin fee
MoneyMarket Select investment account
Invest in the tomorrow you deserve with a money market account that gives competitive returns and guaranteed growth and have anytime access to your savings.
R100 000
Opening deposit
Anytime
Access To Funds
7.90%
Earn interest up to
Zero
Monthly admin fee
Flexi Advantage investment account
Invest today for a better tomorrow with a competitive investment account. Access 40% of your funds whenever you need it and enjoy fixed interest rates.
R1 000
Opening deposit
Anytime
Access To Funds
7.40%*
Earn interest up to
Zero
Monthly Admin Fee
MarketLink savings account
Enjoy the benefits of a bank account while saving money for a rainy day.
R7.50 *
Monthly fee
R1 000
Opening deposit
Anytime
Access To Funds
5.45%
Earn interest up to
Tax-Free Call investment account
Invest up to R36 000 per year with this tax-free investment account and get guaranteed growth on your savings.
R250*
Opening deposit
Anytime
Access To Funds
7.28%
Earn interest up to
AutoShare Invest account
The AutoShare Invest account allows easy access to the stock market. Choose from over 250 shares and Exchange Traded Funds (ETFs).
0.15%
Brokerage fee
Anytime
Access To Funds
Maximise
Your investment potential
Diversify
Over 250 shares and etfs to choose from
Tax-free Investment account
Optimise your tax-free allowance by investing in the stock market through Exchange Traded Funds.
R250
Minimum transaction size
Anytime
Access To Funds
Diversify
Over 70 etfs to choose from
MoneyMarket Call investment account
Maximise your savings with our high-yield investment account while enjoying quick access to your funds when you need them most.
R20 000
Opening deposit
Anytime
Access To Funds
6.35%
Earn interest up to
Society Scheme savings account
Enjoy unique benefits when you save together as a stokvel, burial society, social or investment club.
R100
Opening deposit
Anytime
Access To Funds
5.08%
Earn interest up to
Shari'ah Fixed Deposit
Get an investment account that is based on the Mudarabah principle. Save a lump sum for a fixed term to earn competitive profit share.
R1 000
Opening deposit
At maturity
Access To Funds
Up to 8.90%
Indicative profit rate
Zero
Monthly fees
Shari’ah Call Account
Open a Shari’ah Call Account today and earn a share of profit on your positive balance
R100
Opening deposit
Anytime
Access To Funds
Up to 6.50%
Indicative profit rate
ContractSave savings account
Put aside a fixed amount every month and earn bonus interest if you save for longer. You also get to choose your own savings period - from one year to 20 years.
R100
Opening deposit
At maturity
Access To Funds
3.80%*
Earn interest up to
Notice Deposit investment account
Enjoy the flexibility of our notice deposit account and watch your savings grow at a notice period tailored to your needs.
R250
Opening deposit
7 to 60 days
Access To Funds
7.72%
Earn interest up to
Learn more about growing your money
Investing
The difference between savings and investments
You need to save and invest to provide for the life of your dreams. Saving and investing has different purposes but both are important to ensure you reach your short, medium and long-term financial goals.
Savings & Budgeting
Benefits of tax-free retirement account
People’s retirement needs vary greatly, but everyone will need to cover their basic living expenses. To pay for life’s expenses during your retirement – and maybe have some fun along the way – you need to set money aside now, and allow that money to grow so that you have sufficient income in your twilight years.
Savings & Budgeting
Frequently asked questions on tax-free accounts
With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.
We also offer
Day-to-day banking
Apply online for a bank account that offers great value and benefits designed to simplify your life.
Get it on credit
Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.