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Flexi Advantage investment account

Savings and investment Flexi Advantage

Invest today for a better tomorrow with a competitive investment account. Access 40% of your funds whenever you need it and enjoy fixed interest rates.

Flexi Advantage interest rates

See how much interest you can earn depending on your account balance and investment period.

View interest rates

Some of the benefits

Fixed rates

Earn a fixed interest rate when you invest once-off for a fixed period

Flexibility

Withdraw and replace up to 40% of your opening deposit at any time

Short- or long-term

Choose to invest for up to 12 months, with the option to extend your investment period

UCount Rewards

Earn UCount Rewards Points if you invest for a minimum of three months

Fixed rates

Earn a fixed interest rate when you invest once-off for a fixed period

Flexibility

Withdraw and replace up to 40% of your opening deposit at any time

Short- or long-term

Choose to invest for up to 12 months, with the option to extend your investment period

UCount Rewards

Earn UCount Rewards Points if you invest for a minimum of three months
What you get
  • Interest and savings can be transferred to any other account at the end of the period
  • Link your bank card for access in-app, online, at ATMs or your phone
  • Fixed interest rate for the investment period
  • Interest calculated daily and paid monthly
  • Capital is guaranteed


Flexi Advantage terms and conditions
General terms and conditions

 

What it costs
  • No monthly fees 
  • Cash deposit fees apply 
  • Early withdrawal fees apply
  • Free transfers to and from your bank account with us 
     
See 2025 pricing guide
How to get it

If you’re an existing Standard Bank customer:

Apply via Internet Banking:

  • Sign into your Internet Banking profile
  • Navigate to the Save & Invest tab and click on the browse button
  • Scroll down until you see the Flexi Advantage Investment   tile
  • Click on Get Account and complete the steps

Apply on our Banking App:

  • Sign into the app
  • Tap on the More tile
  • Select Open a new account
  • Tap on Savings and Investment
  • Scroll down until you see the Flexi Advantage Investment  tile and tap on it


If you don’t bank with us:

Complete our Call Me Back form:

  • Click on the 'Open Now' button at the top of the page
  • Fill in your details
  • Click ‘Submit’ and one of our consultants will be in touch


What you’ll need to apply at a branch:

  • Be 16 years or older
  • ID copy (or passport if not an SA citizen)*
  • Proof of residence not older than 3 months

*If you’re a minor, you’ll need the consent of your parent or guardian

  • What you get
  • What it costs
  • How to get it
  • Interest and savings can be transferred to any other account at the end of the period
  • Link your bank card for access in-app, online, at ATMs or your phone
  • Fixed interest rate for the investment period
  • Interest calculated daily and paid monthly
  • Capital is guaranteed


Flexi Advantage terms and conditions
General terms and conditions

 

  • No monthly fees 
  • Cash deposit fees apply 
  • Early withdrawal fees apply
  • Free transfers to and from your bank account with us 
     
See 2025 pricing guide

If you’re an existing Standard Bank customer:

Apply via Internet Banking:

  • Sign into your Internet Banking profile
  • Navigate to the Save & Invest tab and click on the browse button
  • Scroll down until you see the Flexi Advantage Investment   tile
  • Click on Get Account and complete the steps

Apply on our Banking App:

  • Sign into the app
  • Tap on the More tile
  • Select Open a new account
  • Tap on Savings and Investment
  • Scroll down until you see the Flexi Advantage Investment  tile and tap on it


If you don’t bank with us:

Complete our Call Me Back form:

  • Click on the 'Open Now' button at the top of the page
  • Fill in your details
  • Click ‘Submit’ and one of our consultants will be in touch


What you’ll need to apply at a branch:

  • Be 16 years or older
  • ID copy (or passport if not an SA citizen)*
  • Proof of residence not older than 3 months

*If you’re a minor, you’ll need the consent of your parent or guardian

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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