Tax-free investment solutions
Optimise your tax-free allowance by investing in one of our tax-free investment solutions. Invest a maximum of R36 000 per tax year and R500 000 over your lifetime tax-free. You can also transfer a tax-free investment from another financial service provider to one of our options with ease.
Some of the benefits
No capital gains tax
No capital gains tax on a switch or withdrawal within this account
No penalties for withdrawals
Funds can be withdrawn at any time without any fees or penalties
No tax on income
All interest and other income will be re-invested tax-free
Returns don’t affect your contribution limit
Interest earned doesn’t count towards the yearly contribution
GoalStandard Funds
- Standard Bank has teamed up with STANLIB to pave the way for goals-based investing in South Africa through the GoalStandard range of funds.
- The funds provide exposure to local and global asset classes, and therefore diversify your portfolio by providing exposure to different markets.
- The funds are multi-managed and well diversified, thereby leveraging various sources of return.
- Within the GoalStandard range of funds, you have the option to choose the most suitable tax-free solution to meet your investment goals.
Find out more about the GoalStandard range of investment funds
Melville Douglas
- Melville Douglas is the boutique investment management company within the Standard Bank Group that manages the investments for a wide range of endowments, charitable trusts, retirement funds, and institutional and private client mandates
- Using your R36 000 annual contribution limit and a R500 000 lifetime contribution limit you can invest in one of the Melville Douglas bespoke tax-free investment options:
- Melville Douglas High Alpha Fund
- Melville Douglas Balanced Fund
- Melville Douglas Global Equity Feeder Fund
- The Melville Douglas tax-free investment accounts typically suit investors who what to receive tax-free returns
- Suitable for investors who want to save over the medium to long term and are looking for flexibility and liquidity
Find out more about Melville Douglas .
Online Share Trading
- Optimise your tax-free allowance by investing in a Tax-Free Investment Account and gain access to the stock market through Exchange Traded Funds (ETFs)
- No tax on capital gains and interest earned, no dividend withholding tax and no securities transfer tax
- Profits made in the Tax-Free Investment Account do not consume existing tax annual limits (interest and capital gains)
- Profits may be reinvested in the Tax-Free Investment Account without using the contribution limit, provided they are not withdrawn
- There are penalties for exceeding the annual and/or lifetime contribution limits and will result in punitive taxation by SARS
- It is your responsibility to ensure that your contributions do not exceed the limit imposed by regulations
Find out more about Online Share Trading.
1nvest
- 1nvest is a team of expert fund managers backed by some of the most reputable institutions in the financial industry – Standard Bank, STANLIB and Liberty (the largest financial service group in Africa)
- 1nvest offers specialist Exchange Traded Funds (ETFs) and Unit Trust index investment solutions, to help you plan your financial future
- 1nvest has partnered with STANLIB to offer you the most affordable access to their Unit Trust with a tax-free savings account
- 1nvest have also partnered with Standard Online Share Trading to bring you the most affordable access to their ETFs via a tax-free investment account solution
- You can also access the 1nvest ETF’s tax-free investment account via Standard Online Share Trading
Find out more about 1nvest fund managers
-
GoalStandard Funds
-
Melville Douglas
-
Online Share Trading
-
1nvest
- Standard Bank has teamed up with STANLIB to pave the way for goals-based investing in South Africa through the GoalStandard range of funds.
- The funds provide exposure to local and global asset classes, and therefore diversify your portfolio by providing exposure to different markets.
- The funds are multi-managed and well diversified, thereby leveraging various sources of return.
- Within the GoalStandard range of funds, you have the option to choose the most suitable tax-free solution to meet your investment goals.
Find out more about the GoalStandard range of investment funds
- Melville Douglas is the boutique investment management company within the Standard Bank Group that manages the investments for a wide range of endowments, charitable trusts, retirement funds, and institutional and private client mandates
- Using your R36 000 annual contribution limit and a R500 000 lifetime contribution limit you can invest in one of the Melville Douglas bespoke tax-free investment options:
- Melville Douglas High Alpha Fund
- Melville Douglas Balanced Fund
- Melville Douglas Global Equity Feeder Fund
- The Melville Douglas tax-free investment accounts typically suit investors who what to receive tax-free returns
- Suitable for investors who want to save over the medium to long term and are looking for flexibility and liquidity
Find out more about Melville Douglas .
- Optimise your tax-free allowance by investing in a Tax-Free Investment Account and gain access to the stock market through Exchange Traded Funds (ETFs)
- No tax on capital gains and interest earned, no dividend withholding tax and no securities transfer tax
- Profits made in the Tax-Free Investment Account do not consume existing tax annual limits (interest and capital gains)
- Profits may be reinvested in the Tax-Free Investment Account without using the contribution limit, provided they are not withdrawn
- There are penalties for exceeding the annual and/or lifetime contribution limits and will result in punitive taxation by SARS
- It is your responsibility to ensure that your contributions do not exceed the limit imposed by regulations
Find out more about Online Share Trading.
- 1nvest is a team of expert fund managers backed by some of the most reputable institutions in the financial industry – Standard Bank, STANLIB and Liberty (the largest financial service group in Africa)
- 1nvest offers specialist Exchange Traded Funds (ETFs) and Unit Trust index investment solutions, to help you plan your financial future
- 1nvest has partnered with STANLIB to offer you the most affordable access to their Unit Trust with a tax-free savings account
- 1nvest have also partnered with Standard Online Share Trading to bring you the most affordable access to their ETFs via a tax-free investment account solution
- You can also access the 1nvest ETF’s tax-free investment account via Standard Online Share Trading
Find out more about 1nvest fund managers