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Blue Credit Card

Blue Credit Card

Looking for a credit card without all the frills? Our Blue Credit Card gives you access to an affordable credit facility.

Some of the benefits

More convenience

Swipe or tap to pay wherever there's MasterCard® and link your apps for secure payments using your phone

More confidence

Shop online with world-class security features, and switch your card on or off in our banking app

Financial freedom

You don't get charged interest if you pay your outstanding credit balance in full within 55 days

UCount Rewards

Earn Rewards Points whenever you pay with your credit card, and spend them on the things you like
What you get
  • Our Blue Credit Card is ideal if you are looking for a simple credit facility. So, there are no additional loyalty features or benefits attached to this card.
  • You can, however, choose a Credit Card Protection Plan  (optional), which will provide you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered.
CARD FEATURES
  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the  SnapScan or Masterpass apps to pay by phone
  • Manage your Blue Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Automatic lost card protection
What it costs
  • Get up to 55 days free interest if your account is paid in full
  • 3% minimum monthly repayment with automatic payment option
  • R40 monthly fee
  • R180 initiation fee

See 2020 pricing guide
See 2021 pricing guide

How to get it
  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you 

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R7 500 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

  • What you get
  • CARD FEATURES
  • What it costs
  • How to get it
  • Our Blue Credit Card is ideal if you are looking for a simple credit facility. So, there are no additional loyalty features or benefits attached to this card.
  • You can, however, choose a Credit Card Protection Plan  (optional), which will provide you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered.
  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the  SnapScan or Masterpass apps to pay by phone
  • Manage your Blue Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Automatic lost card protection
  • Get up to 55 days free interest if your account is paid in full
  • 3% minimum monthly repayment with automatic payment option
  • R40 monthly fee
  • R180 initiation fee

See 2020 pricing guide
See 2021 pricing guide

  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you 

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R7 500 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.