Travel Insurance
Make sure you and your family have peace of mind when you travel

Travel Insurance

No unexpected surprises

Guarantee your families safety

Security in case of an emergency

Exclusions

  • War and terrorism (there is limited terrorism cover under optional cover);
  • Nuclear, biological or chemical contamination;
  • Engaging in occupational activities underground or requiring the use of explosives;
  • Wilful or deliberate exposure to danger (except in an attempt to save human life), intentional self-inflicted injury, suicide or attempt thereat;
  • Deliberate violation of criminal law;
  • Travelling by air except as a passenger on a legally licensed aircraft or where the Insured Person is acting as part of the aircraft crew;
  • Mental disorders;
  • Pregnancy or childbirth of the Insured Person (except for an unexpected medical complication or emergency occurring during the first 26 weeks of the pregnancy);
  • Sexually transmitted diseases and the conditions commonly known as AIDS or HIV and/or any related illness or condition including derivatives or variations thereof, howsoever acquired or caused;
  • Chronic fatigue syndrome or mylagic encephalomyelitis (M. E.) (anticardiolipin antibody positivity) or the illness commonly referred to as yuppie flu;
  • Non-adherence to medical advice;
  • An insured person being under the influence of alcohol, drugs or narcotics;
  • Any Pre-existing medical condition (there is limited cover under optional cover);
  • Any cardiac or cardio vascular or vascular or cerebra vascular illness or conditions or sequelae thereof or complications that, in the opinion of a Medical Practitioner appointed by the Company, can reasonably be related thereto, if the Insured Person has received medical advice or treatment (including medication) for hypertension 12 months prior to the commencement of the Insured Journey;
  • An Insured Person travelling against medical advice or to seek medical attention or advice or with a terminal condition which was diagnosed prior to the Insured Journey or when he is unfit to do so;
  • Any cardiac or cardio vascular or vascular or cerebro vascular illness or conditions or sequelae thereof or complications that can reasonably be related thereto, if the Insured Person has received medical advice or treatment (including medication) for hypertension 12 months prior to the commencement of the Insured Journey;
  • Employment involving Manual Labour, other than whilst off duty;
  • Undertaking employment on a permanent or contract basis which is not casual, other than whilst on a leisure trip;
  • Participating in any sport as a professional player;
  • Any hazardous pursuits, sports or activities which introduce or increase the possibility of a loss;
  • Consequential loss of any kind or financial loss and/or expense not otherwise specifically covered;
  • Default or insolvency of the carrier;
  • The insured person's intention to emigrate.
The summarised information above is for marketing purposes and remain subject to the terms, conditions, definitions and exclusions of the Policy Wording.

Premiums


Premiums Effective from January 2018- 31 December 2018

Consumer Rates

  • INTERNATIONAL INCLUDING PRE-EXISTING MEDICAL CONDITIONS COVER
Per trip: 1 - 30 days R805 R875 R990
Per trip: 31 - 90 days R1 330 R1435 R1 555
Per trip: 91 - 180 day R2 825 R3 100 R 3425
Mandate: 1 to 90 days R725 R790 R895

 

LOCAL COVER LOCAL RATES
Per trip: 1 - 30 days R325
Per trip: 31 - 90 days R510

 

LOCAL INTERNATIONAL
Per trip: 1 - 30 days R1 450 R1 450
Per trip: 31 - 90 days R2 135 R2 135

 

 

Corporate Rates

  • INTERNATIONAL INCLUDING PRE-EXISTING MEDICAL CONDITIONS COVER
Per trip: 1 - 30 days R800 R990 R1 110
Per trip: 31 - 90 days R1 325 R1 555 R1 735
Per trip: 91 - 180 days R2 800 R3 410 R3 820
Mandate: 1 to 90 days R720 R895 R1005
  • INTERNATIONAL INCLUDING PRE-EXISTING MEDICAL CONDITIONS COVER

 

SENIORS LOCAL INTERNATIONAL
Per trip: 1 - 30 days R1440 R1440
Per trip: 31 - 90 days R2 125 R2 125
  • CORPORATE LOCAL COVER
LOCAL RATES
Per trip: 1 - 30 days R325
Per trip: 31 - 90 days R510

 

 

How do I get travel insurance ?

  1. Call the Travel insurance contact centre for assistance

    0861 114 494

How do I submit a claim?

  1. You can claim by:
    Travel Insurance Claims Helpline
    011 525 3101
Standard Bank Insurance Brokers (Pty) Ltd (“SBIB”) is an authorised financial services provider FSP 224. SBIB is a group company of The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06), an authorised financial services and registered credit provider (NCRCP15). Moving Forward is a trademark of The Standard Bank of South Africa Limited.