Gold Credit Card

Get all the lifestyle, travel and insurance benefits you’re looking for at an affordable rate with our Gold Credit Card.

^R 58.00

monthly fee

^R 7 500

min monthly income

^R 250 000

credit limit

Personalised

interest rate

Do i qualify?

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Some of the benefits

Travel perks

Enjoy flight discounts with Emirates for up to 35%* and get automatic basic travel insurance

Priceless specials

Get priceless offers on dining, leisure and more

Booking.com

Get 5% cashback when you book any domestic or international apartment and more.

Treat yourself

Book a spa treatment with your credit card at Health Spa retailers and get 10%* off

What you get

Travel benefits

Get up to 35%* off on Emirates flights when you book through Leisure Desk
Access handpicked experiences and offers in cities around the world with Priceless Cities
Get up to 5%* cash back when you book on www.booking.com/standardbank using your credit card
Enjoy up to 10% off your next international car rental when you book with Avis

Lifestyle benefits

Book a treatment at Health Spa retailers and get 10%*off your Health Spa voucher when you pay with your credit card
Get up to 15%* off purchases when you purchase online at Wine-of-the-Month Club www.wineofthemonth.co.za
Use your credit card at Gift Experience and get 5%* off your experience voucher
Get access to food and lifestyle offers on the Priceless Specials MEA App
Earn UCount Rewards Points every time you use your credit card, no matter where you shop

Insurance benefits

You are covered with automatic basic travel insurance
Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event

Credit card how-to-guide

Click here to view our credit card how-to-guide on how to redeem your benefits.

*Terms and conditions apply

Card features

Chip- and PIN-enabled Mastercard credit card
Shop at millions of merchants and ATMs worldwide
3D Secure verification for safe online shopping
Tap to Pay™ in-store for R500 or less
Link your card to the SnapScan or Masterpass apps to pay by phone
Manage your Gold Credit Card on your phone, in-app, online or at our ATMs
Activate or disable till-point, ATM and online card functionality using our app
Single limit for straight and budget facilities
Change your credit limit on request
Automatic lost card protection

What it costs

Get up to 55 days free interest if your account is paid in full
3% minimum monthly repayment with automatic payment option
R58 monthly fee
R180 initiation fee

See 2021 pricing guide

How to get it

Sign into your Internet Banking profile to apply online
Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

South African ID copy (or passport if not an SA citizen)*
A recent payslip and 3 months bank statement
Proof of residence not older than 3 months
Must earn R7 500 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

What you get
Card features
What it costs
How to get it

Travel benefits

Get up to 35%* off on Emirates flights when you book through Leisure Desk
Access handpicked experiences and offers in cities around the world with Priceless Cities
Get up to 5%* cash back when you book on www.booking.com/standardbank using your credit card
Enjoy up to 10% off your next international car rental when you book with Avis

Lifestyle benefits

Book a treatment at Health Spa retailers and get 10%*off your Health Spa voucher when you pay with your credit card
Get up to 15%* off purchases when you purchase online at Wine-of-the-Month Club www.wineofthemonth.co.za
Use your credit card at Gift Experience and get 5%* off your experience voucher
Get access to food and lifestyle offers on the Priceless Specials MEA App
Earn UCount Rewards Points every time you use your credit card, no matter where you shop

Insurance benefits

You are covered with automatic basic travel insurance
Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event

Credit card how-to-guide

Click here to view our credit card how-to-guide on how to redeem your benefits.

*Terms and conditions apply

Chip- and PIN-enabled Mastercard credit card
Shop at millions of merchants and ATMs worldwide
3D Secure verification for safe online shopping
Tap to Pay™ in-store for R500 or less
Link your card to the SnapScan or Masterpass apps to pay by phone
Manage your Gold Credit Card on your phone, in-app, online or at our ATMs
Activate or disable till-point, ATM and online card functionality using our app
Single limit for straight and budget facilities
Change your credit limit on request
Automatic lost card protection

Get up to 55 days free interest if your account is paid in full
3% minimum monthly repayment with automatic payment option
R58 monthly fee
R180 initiation fee

See 2021 pricing guide

Sign into your Internet Banking profile to apply online
Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

South African ID copy (or passport if not an SA citizen)*
A recent payslip and 3 months bank statement
Proof of residence not older than 3 months
Must earn R7 500 or more per month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

The maximum credit available on a Gold Credit Card is R250 000, and the monthly repayment is a minimum of 3% of your outstanding balance. The monthly service fee is R54 and the once-off initiation fee is R180 (VAT inclusive). Our interest rates are personalised and range from a minimum of 7.25% (prime) to a maximum of 17.75% (Repo rate + 14%) as per the NCA regulation.

Tips and guidance

Getting started

See how you can make the most of your new credit card.