South Africa
Gold credit card
Get affordable access to credit with a Gold card that’s packed with everyday benefits
R
54.00
monthly fee
R
5 000
min monthly income
R
250 000
credit limit
Personalised
interest rate
Some of the benefits
Travel perks
Enjoy flight discounts with Emirates for up to *35%. You also enjoy automatic basic travel insurance
Insurance
You are covered for basic travel insurance when purchasing your flight tickets with your credit card.
Appliances
Get 10% off when you use your credit card at Hirsch’s
Treat Yourself
Book your spa with your credit card at all Health Spas retailers and get 10% off your Health Spa voucher
What you get
Travel benefits
- Up to *35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
- Find a key to your city with Priceless Cities; access handpicked experiences and offers in cities around the world
Lifestyle benefits
- Book your spa with your credit card at all Health Spas retailers and get 10% off your Health Spa voucher
- Get 10% off when you use your credit card at Hirsch’s
- Get 10% off when you shop at “A Place to Shop” using your credit card.
- Get 10% off when you shop at “Flowers.co.za” using your credit card.
- Use your credit card at Gift experience and get 5% of your experience.
- Buy 1GB of AlwaysOn Wi-Fi for a once off fee of R19 and get 11GB FREE. 1GB per month, valid for 12 months
- Access to food and lifestyle offers on the MasterCard Buy 1 Get 1 App
- UCount Rewards points every time you use your Credit Card, no matter where you shop. Register for Ucount Rewards here
Insurance benefits
- You are covered with automatic basic travel insurance
- Use your credit card to pay for your AA subscription and get 15% off.
- Credit Card Protection Plan provides you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered. (Optional)
Click here for all terms & conditions (3rd party discount offers)
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Card features
- Chip- and PIN-enabled Mastercard credit card
- You can use your Credit Card at millions of merchants and ATMs worldwide – and to shop securely online.
- 3D Secure verification for safe online shopping
- Tap to Pay™ in-store for R 500 or less
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Manage your card on your phone, in-app, online or at our ATMs
- Activate or disable till-point, ATM and online card functionality using our app
- Single limit for straight and budget facilities
- Credit limit changes on request
- Automatic Lost Card Protection
What it costs
- R54.00 monthly fee
- Initiation fee of R175.00
- Get up to 55 days free interest on your account if your account is paid in full.
- 3% minimum monthly repayment with Automatic Payment Option
How to get it
What you’ll need
- South African ID copy (or passport if not an SA citizen)*
- A recent payslip and 3 months bank statement
- Proof of residence not older than 3 months
- Must earn R5000 or more per month
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
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What you get
-
Card features
-
What it costs
-
How to get it
Travel benefits
- Up to *35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
- Find a key to your city with Priceless Cities; access handpicked experiences and offers in cities around the world
Lifestyle benefits
- Book your spa with your credit card at all Health Spas retailers and get 10% off your Health Spa voucher
- Get 10% off when you use your credit card at Hirsch’s
- Get 10% off when you shop at “A Place to Shop” using your credit card.
- Get 10% off when you shop at “Flowers.co.za” using your credit card.
- Use your credit card at Gift experience and get 5% of your experience.
- Buy 1GB of AlwaysOn Wi-Fi for a once off fee of R19 and get 11GB FREE. 1GB per month, valid for 12 months
- Access to food and lifestyle offers on the MasterCard Buy 1 Get 1 App
- UCount Rewards points every time you use your Credit Card, no matter where you shop. Register for Ucount Rewards here
Insurance benefits
- You are covered with automatic basic travel insurance
- Use your credit card to pay for your AA subscription and get 15% off.
- Credit Card Protection Plan provides you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered. (Optional)
Click here for all terms & conditions (3rd party discount offers)
|
|
- Chip- and PIN-enabled Mastercard credit card
- You can use your Credit Card at millions of merchants and ATMs worldwide – and to shop securely online.
- 3D Secure verification for safe online shopping
- Tap to Pay™ in-store for R 500 or less
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Manage your card on your phone, in-app, online or at our ATMs
- Activate or disable till-point, ATM and online card functionality using our app
- Single limit for straight and budget facilities
- Credit limit changes on request
- Automatic Lost Card Protection
- R54.00 monthly fee
- Initiation fee of R175.00
- Get up to 55 days free interest on your account if your account is paid in full.
- 3% minimum monthly repayment with Automatic Payment Option
What you’ll need
- South African ID copy (or passport if not an SA citizen)*
- A recent payslip and 3 months bank statement
- Proof of residence not older than 3 months
- Must earn R5000 or more per month
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
Tips and guidance
Getting started
Getting started
See how you can make the most of your new credit card.
Claiming your benefits
Claiming your benefits
Each credit card comes with its own benefits. Here’s how to make sure you get them…
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Register now to benefit from paying with your credit, cheque or debit card
We also offer
Credit card protection plan
Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.
Elite banking account
Take control of your finances with a value-for-money account that lets you bank your way.
Need help?