Manage your money in a smart way

John Doe, Vul’ iAccount

Your chankura, nyuku, zaka needs a safe place to be kept. Opening a bank account can be helpful in many more ways than keeping it under the pillow. Before opening one, it’s important to understand the different types of accounts available so you can choose one with benefits and services that match your daily hustle.  

1. Z’buze, if you want to use this account to save money over time or if you’ll be using the account for day-to-day transactions.
2. Shop around and cav’ a variety of products from different banks. Check out the benefits that will work for you.  
3. Keep in mind that you don’t need a regular income to have a bank account

1. Ziyakhipa when you

Save It can be hard to uk’phanda and at the same time to save, which is why it’s often viewed as a rare and difficult thing to achieve. However, saving Nyuku doesn’t have to be so complex. Follow our five tips that will help you save money.

2. Kwala Skoloto

Even if you’re just making the minimum required payments every month, us’ka jumpisa. Your debts will get paid off soon enough and you’ll have more chankura to save each month.

3. Set Guap Goals

When you have a clear goal of what you’re saving for it’s so much easier to stick to it. S’pana ka how much you’ll need to save each month and then save pictures, follow goal-driven pages on your TL and everything else you need to do to keep your dream alive.

4. ‘Skaba hemisa {trans: Don’t give your haters room to discourage you}

By paying money into your savings account first thing every bordas smanjwana, or even setting up a debit order, you’re creating a savings habit that’s more likely to last than when you’re only saving occasionally. Which in the long run, could leave your sceptics quite impressed.

5. Budgeta Kleva

See how far you can stretch on with the least amount of nyuku. You’ll be surprised how innovation kicks in when you give yourself space to budgeta kleva.

6. Groove can chill

The last few months has taught us one thing: that lockdown partying saves us on so many expenses. Evaluate and re-evaluate your spending regularly to see where you can cut down on entertainment costs. Couple that with saving on petrol whilst working remotely, or less take-aways, or cheaper household products, etc.

Saving really gets so much easier when you have a clear plan and you know what you need to do. So, keep pushing, utlobona it’s a win-win situation.