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Notice Deposit investment account
Enjoy the flexibility of our notice deposit account and watch your savings grow at a notice period tailored to your needs.
R
250
Opening deposit
7 to 60 days
Access to Funds
6.97%
Earn interest up to
Boost your earnings with a digital bonus rate
Open a Notice Deposit account on the Banking App and earn an extra 0.25% for 8 months. T&cs apply.
Notice Deposit interest rates
See how much interest you can earn depending on your account balance and notice period.
Notice Deposit investment account
Notice Deposit rates effective 21 November 2025.
Nominal interest rate over 12 months.
Some of the benefits
Competitive rates
Save for the short- to mid-term and enjoy higher rates for longer notice periods
Flexibility
Grow your savings with unlimited deposits and transfers from as little as R100
UCount Rewards
Add more money to your savings by redeeming your Rewards Points into your Notice Deposit account
Save automatically
Set up monthly stop orders to save towards your financial goals
How it works
- Choose your notice period of 7, 14, 21, 32, 45 or 60 days
- The interest you earn can be transferred to any other account
- Interest rate is based on your account balance and notice period
- Interest is calculated daily and paid out monthly
- Capital is guaranteed
Savings and Investments accounts scheduled payments competition
Notice Deposit Digital Bonus Rate terms and conditions
Notice Deposit terms and conditions
General terms and conditions
What it costs
- No monthly fees
- Cash deposit fees apply
- Early withdrawal fees apply
See 2026 pricing guide
How to get it
If you’re an existing Standard Bank customer:
Apply via Internet Banking:
- Sign into your Internet Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Notice Deposit Investment tile
- Click on Get Account and complete the steps
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
If you don’t bank with us:
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
-
How it works
-
What it costs
-
How to get it
- Choose your notice period of 7, 14, 21, 32, 45 or 60 days
- The interest you earn can be transferred to any other account
- Interest rate is based on your account balance and notice period
- Interest is calculated daily and paid out monthly
- Capital is guaranteed
Savings and Investments accounts scheduled payments competition
Notice Deposit Digital Bonus Rate terms and conditions
Notice Deposit terms and conditions
General terms and conditions
- No monthly fees
- Cash deposit fees apply
- Early withdrawal fees apply
See 2026 pricing guide
If you’re an existing Standard Bank customer:
Apply via Internet Banking:
- Sign into your Internet Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Notice Deposit Investment tile
- Click on Get Account and complete the steps
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
If you don’t bank with us:
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
Frequently asked questions
What is a notice deposit account?
It is an investment deposit account with no fixed term of investment and funds may only be withdrawn after notice has been given to the bank.
Can I withdraw money early from a notice account?
You may make an early withdrawal from your notice account; however, you will have to pay an early withdrawal fee.
Who should get a Notice Deposit investment account?
If you want an account that offers low risk, flexibility, and you do not need immediate access to your funds, you should consider a Notice Deposit investment account.
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