International travel checklist: 8 questions to answer before you fly
Whether you're heading off on a European summer holiday or a family trip to Mauritius, a little preparation can help ensure a smoother journey.
From checking passport validity to confirming travel insurance, there are several important admin tasks worth completing before heading to the airport.
To help you prepare, we've answered 8 frequently asked questions every international traveller should consider before take-off.
1. How much should I budget for an international trip?
When planning an overseas trip, your first step is to calculate how much money you have and how much you'll need. Set a realistic financial goal based on your destination, travel style and how long you have to save.
Start by assessing how much you've set aside and determine how much you can contribute before you leave. Once you have your budget, allocate funds for accommodation, flights, transport, food, activities and spending money.
Having a clear budget before you travel can help you avoid overspending and ensure you enjoy your trip without financial stress.
2. What travel costs do people forget to budget for?
It's easy to budget for flights and accommodation, but don't forget the costs that can catch travellers off guard. These could include:
- Exchange rate fluctuations
- Travel visas for international holidays
- Applying for an international driver's licence
- Car hire, fuel, toll fees and excess kilometre charges
- Public transport costs
- Kennels or pet-sitting services while you're away
- International roaming charges
- Airport transfers
Building these costs into your travel budget can help prevent unpleasant surprises later.
3. What research should I do before travelling overseas?
Researching your destination before you travel can make your holiday smoother, safer and more enjoyable.
Before you go, find out:
- How you'll get around once you arrive
- The average cost of food and drinks
- Whether self-catering could help you save money
- Which attractions and experiences you want to prioritise
- Basic phrases in the local language
- Local customs and cultural expectations
4. What’s the best way to pay when travelling internationally?
Deciding how you'll pay for things before you travel can save you unnecessary hassles overseas.
Most countries accept Mastercard and Visa debit and credit cards, but it's always worth checking before departure. It can also help to carry a mix of payment options, including local currency for smaller purchases such as transport, tips or refreshments.
Learn more about forex
Use your Credit Card abroad
5. Do I need travel insurance for an international trip?
Travelling often comes with unexpected risks. Lost luggage, cancelled flights, medical emergencies and theft can quickly turn a dream holiday into an expensive experience. Comprehensive travel insurance can provide valuable protection and peace of mind.
Depending on your cover, travel insurance may help protect you against:
- Theft of money, credit cards and traveller's cheques
- Theft, loss or damage of baggage
- Travel delays and missed connections
- Emergency medical expenses
- The cost of cutting your holiday short
Did you know? Your Standard Bank Credit Card comes with complimentary Travel Insurance.
6. Which travel documents should I have before I fly?
Before travelling, make sure all your important travel documents are organised and easily accessible. Keeping both physical and digital copies can save valuable time if something is lost, stolen or misplaced while you're abroad.
Important documents include:
- Passport
- Visas
- Plane tickets
- Travel insurance documents
- Hotel reservation confirmations
- Car hire confirmations
- Vaccination certificates where required
- Emergency contact information
Important notice: South Africans travelling internationally should also be aware of the SARS Online Traveller Declaration requirement. Since 1 July 2026, travellers entering or leaving South Africa are required to submit an online traveller declaration before travelling. The declaration allows customs information to be submitted electronically and forms part of efforts to streamline border processes and improve traveller experiences. Travellers can complete the declaration free of charge through the SARS Traveller Management System before departure.
7. Which travel apps can I download before my trip?
The right apps can make travelling more convenient and help you stay in control of your finances while abroad.
Our Banking App allows you to manage your accounts, transfer funds, monitor spending and take action if your card is lost or stolen. You can also get the travel add-on on your Banking App to save up to 40%* on flights.
Standard Bank Travel
Other useful travel apps include translation apps, navigation apps, and transport and travel-planning apps relevant to your destination.
8. How can I stay connected while safely travelling?
Free Wi-Fi at hotels, airports and restaurants can help you save on data costs and stay connected while travelling.
It's also useful for backing up photos and accessing important travel information when needed.
However, public networks can pose security risks. To help protect your personal information:
- Use password-protected networks whenever possible
- Verify that you're connecting to the correct Wi-Fi network
- Avoid accessing sensitive banking or financial information on unsecured public networks
- Keep your device security settings up to date
While you're ticking off your pre-flight checklist, remember to confirm your flights, check passport validity requirements, ensure your travel insurance is in place and complete any required traveller declarations before heading to the airport. A little preparation before departure can go a long way towards making your journey smoother from start to finish.
Terms and conditions apply.
Disclaimer: This article is for information purposes only and does not constitute financial, tax or investment advice. Readers are strongly encouraged to seek financial or legal advice before making any decisions based on the content.
Standard Bank, its subsidiaries or holding company, any subsidiary of the holding company and all of its subsidiaries, make no warranties or representations (implied or expressed) as to the accuracy, completeness, or suitability of the content of this article. The use of the article and any reliance on the content is at the reader’s risk.
Related articles and media
