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Platinum Credit Card

Platinum Credit Card

Experience world-class private banking and get exclusive benefits with our Platinum Credit Card.

Some of the benefits

Travel perks

Enjoy flight discounts with Emirates for up to 20%* and car rentals with Avis for up to 15%*

Treat yourself

Enjoy 10% off when you spend R300 or more on ProGifts

Lifestyle perks

Enjoy 15% off Wine-of-the Month Club online purchases

Booking.com

Get up to 5%* cash back when you book on Booking.com using your credit card
Take your credit card to the digital era

Stay in control of your Credit Card with the help of our digital platforms.

What you get

Travel benefits 

  • Get up to 20%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 15%* off your next international car rental when you book with  Avis
  • Access handpicked experiences and offers in cities around the world with Priceless Cities
  • Get up to 5%* cash back when you book on Booking.com using your credit card 
  • Enjoy 10% off all hard- and softshell luggage from Gopals
  • Enjoy 12 visits a year to Bidvest Lounges, 4 visits a month to Standard Bank Library Lounge
  • Get a 10% Travelstart discount on any international roundtrip fare
  • Get 10% discount on car rental when you book through Rentalcars.com


Lifestyle benefits 

  • Get  15%* off purchases when you purchase online at Wine-of-the-Month Club
  • Pay less for shipment when you buy online at thousands of U.S. online stores through MyUS
  • Get exclusive offers at 9 shopping villages in  Europe when you use your credit card
  • Buy 1GB of AlwaysOn Wi-Fi  for a once off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the Priceless Specials MEA App 
  • Earn UCount Rewards Points every time you use your credit card, no matter where you shop
  • Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions 
  • Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
  • Get 10%* off when you purchase online at A Place To Shop 
  • Enjoy 10%* off when you shop on Flowers.co.za 
  • Enjoy 10% off when you shop online at Pro Gifts 
  • Get 5% off your experience voucher with Gift Experience 
  • Unlock your potential with UNICAF and enjoy 75% of your scholarship
  • Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
  • Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
  • Get R150 off your first time at SweepSouth
  • Get access to 4 counselling sessions per month at 3Sixty Health
  • Get 15%* discount on your tertiary fees at certain institutions from Educor
  • Get 25%* off any obstacle course at Acrobranch
  • Enjoy 10%* off selected items on Farfetch.com


Insurance benefits

  • You are covered with automatic basic travel insurance
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
  • Get Purchase Protection and swipe your credit card with confidence
  • Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event

Credit card how-to-guide

  • Click here to view our credit card how-to-guide on how to redeem your benefits.

* Terms and conditions apply

Card features
  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
What it costs
  • 0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
  • Get up to 55 days interest on your account if your account is paid in full 
  • 3% minimum monthly repayment 
  • R103 monthly fee 
  • R180 initiation fee remains unchanged 
  • No monthly fee if bundled with a  Private Banking  account

*Promotional T&Cs apply.

See 2022  pricing guide
 

 

How to get it
  • Sign into your Internet Banking profile to apply online
  • Complete a Call me back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and  3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R58 000 or more per month
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
  • What you get
  • Card features
  • What it costs
  • How to get it

Travel benefits 

  • Get up to 20%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 15%* off your next international car rental when you book with  Avis
  • Access handpicked experiences and offers in cities around the world with Priceless Cities
  • Get up to 5%* cash back when you book on Booking.com using your credit card 
  • Enjoy 10% off all hard- and softshell luggage from Gopals
  • Enjoy 12 visits a year to Bidvest Lounges, 4 visits a month to Standard Bank Library Lounge
  • Get a 10% Travelstart discount on any international roundtrip fare
  • Get 10% discount on car rental when you book through Rentalcars.com


Lifestyle benefits 

  • Get  15%* off purchases when you purchase online at Wine-of-the-Month Club
  • Pay less for shipment when you buy online at thousands of U.S. online stores through MyUS
  • Get exclusive offers at 9 shopping villages in  Europe when you use your credit card
  • Buy 1GB of AlwaysOn Wi-Fi  for a once off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the Priceless Specials MEA App 
  • Earn UCount Rewards Points every time you use your credit card, no matter where you shop
  • Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions 
  • Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
  • Get 10%* off when you purchase online at A Place To Shop 
  • Enjoy 10%* off when you shop on Flowers.co.za 
  • Enjoy 10% off when you shop online at Pro Gifts 
  • Get 5% off your experience voucher with Gift Experience 
  • Unlock your potential with UNICAF and enjoy 75% of your scholarship
  • Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
  • Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
  • Get R150 off your first time at SweepSouth
  • Get access to 4 counselling sessions per month at 3Sixty Health
  • Get 15%* discount on your tertiary fees at certain institutions from Educor
  • Get 25%* off any obstacle course at Acrobranch
  • Enjoy 10%* off selected items on Farfetch.com


Insurance benefits

  • You are covered with automatic basic travel insurance
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
  • Get Purchase Protection and swipe your credit card with confidence
  • Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event

Credit card how-to-guide

  • Click here to view our credit card how-to-guide on how to redeem your benefits.

* Terms and conditions apply

  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • 0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
  • Get up to 55 days interest on your account if your account is paid in full 
  • 3% minimum monthly repayment 
  • R103 monthly fee 
  • R180 initiation fee remains unchanged 
  • No monthly fee if bundled with a  Private Banking  account

*Promotional T&Cs apply.

See 2022  pricing guide
 

 

  • Sign into your Internet Banking profile to apply online
  • Complete a Call me back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and  3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R58 000 or more per month
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

Our service fees range from R40 to R199 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 8.75% (prime – 0.25%) to a maximum of 19.50% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R180 (VAT inclusive) will be required.

Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

Need help?

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