Titanium Credit Card

Live a trendy lifestyle with our Titanium Card and get access to exclusive benefits for an affordable monthly fee.

^R 82.00

monthly fee

^R 25 000

min monthly income

^R 250 000

credit limit

Personalised

interest rate

Do I Qualify?

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Some of the benefits

Booking.com

Get up to 5%* cashback when you book any domestic or international hotel, apartment and more

Insurance

Get free basic travel insurance when you purchase your flight tickets with your credit card

Treat yourself

Enjoy 10% off when you spend R300 or more on ProGifts

Travel perks

Enjoy flight discounts with Emirates for up to 20%* and car rentals with Avis for up to 15%*

Take your credit card to the digital era

Stay in control of your Credit Card with the help of our digital platforms.

What you get

Travel Benefits

Get up to 20%* off on Emirates flights when you book through Leisure Desk
Enjoy up to 15%* off your next international car rental when you book with Avis
Access handpicked experiences and offers in cities around the world with Priceless Cities
Get up to 5%* cash back when you book on Booking.com using your credit card
Enjoy 10% off all hard and softshell luggage from Gopals
Get 10% discount on car rental when you book through Rentalcars.com

Lifestyle benefits

Get 15%* off purchases when you purchase online at Wine-of-the-Month Club
Earn UCount Rewards Points every time you use your credit card, no matter where you shop
Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions
Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
Get 10%* off when you purchase online at A Place To Shop
Enjoy 10%* off when you shop on Flowers.co.za
Enjoy 10% off when you shop online at Pro Gifts
Get 5% off your experience voucher with Gift Experience
Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
Unlock your potential with UNICAF and enjoy 75% of your scholarship
Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
Get R150 off your first time at SweepSouth
Get access to 4 counselling sessions per month at 3Sixty Health
Get 15%* discount on your tertiary fees at certain institutions from Educor
Get 25%* off any obstacle course at Acrobranch

Insurance benefits

Get Purchase Protection and swipe your credit card with confidence
Get covered with automatic basic travel insurance when you book your trip using your credit card.

Credit card how-to-guide

Click here to view our credit card how-to-guide on how to redeem your benefits.

* Terms and conditions apply

Card features

Chip- and PIN-enabled Mastercard credit card
Shop at millions of merchants and ATMs worldwide
3D Secure verification for safe online shopping
Tap to Pay™ in-store for R500 or less
Link your card to the SnapScan or Masterpass apps to pay by phone
Manage your Titanium Credit Card on your phone, in-app, online or at our ATMs
Activate or disable till-point, ATM and online card functionality using our app
Single limit for straight and budget facilities
Change your credit limit on request

What it costs

0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
Get up to 55 days free interest if your account is paid in full
3% minimum monthly repayment with automatic payment option
R82 monthly fee
R180 initiation fee
No monthly fee if bundled with a Prestige Banking account

*Promotional T&Cs apply.

See 2022 pricing guide

How to get it

Sign into your Internet Banking profile to apply online
Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

South African ID copy (or passport if not an SA citizen)*
A recent payslip and 3 months bank statement
Proof of residence not older than 3 months
Must earn R25 000* or more per month OR hold a tertiary education degree

^{*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.}

What you get
Card features
What it costs
How to get it

Travel Benefits

Get up to 20%* off on Emirates flights when you book through Leisure Desk
Enjoy up to 15%* off your next international car rental when you book with Avis
Access handpicked experiences and offers in cities around the world with Priceless Cities
Get up to 5%* cash back when you book on Booking.com using your credit card
Enjoy 10% off all hard and softshell luggage from Gopals
Get 10% discount on car rental when you book through Rentalcars.com

Lifestyle benefits

Get 15%* off purchases when you purchase online at Wine-of-the-Month Club
Earn UCount Rewards Points every time you use your credit card, no matter where you shop
Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions
Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
Get 10%* off when you purchase online at A Place To Shop
Enjoy 10%* off when you shop on Flowers.co.za
Enjoy 10% off when you shop online at Pro Gifts
Get 5% off your experience voucher with Gift Experience
Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
Unlock your potential with UNICAF and enjoy 75% of your scholarship
Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
Get R150 off your first time at SweepSouth
Get access to 4 counselling sessions per month at 3Sixty Health
Get 15%* discount on your tertiary fees at certain institutions from Educor
Get 25%* off any obstacle course at Acrobranch

Insurance benefits

Get Purchase Protection and swipe your credit card with confidence
Get covered with automatic basic travel insurance when you book your trip using your credit card.

Credit card how-to-guide

Click here to view our credit card how-to-guide on how to redeem your benefits.

* Terms and conditions apply

Chip- and PIN-enabled Mastercard credit card
Shop at millions of merchants and ATMs worldwide
3D Secure verification for safe online shopping
Tap to Pay™ in-store for R500 or less
Link your card to the SnapScan or Masterpass apps to pay by phone
Manage your Titanium Credit Card on your phone, in-app, online or at our ATMs
Activate or disable till-point, ATM and online card functionality using our app
Single limit for straight and budget facilities
Change your credit limit on request

0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
Get up to 55 days free interest if your account is paid in full
3% minimum monthly repayment with automatic payment option
R82 monthly fee
R180 initiation fee
No monthly fee if bundled with a Prestige Banking account

*Promotional T&Cs apply.

See 2022 pricing guide

Sign into your Internet Banking profile to apply online
Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

South African ID copy (or passport if not an SA citizen)*
A recent payslip and 3 months bank statement
Proof of residence not older than 3 months
Must earn R25 000* or more per month OR hold a tertiary education degree

^{*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.}

Our service fees range from R40 to R199 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 8% (prime – 0.25%) to a maximum of 18.75% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R180 (VAT inclusive) will be required.

Tips and guidance

Getting started

See how you can make the most of your new credit card.