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Titanium Credit Card

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Live a trendy lifestyle with our Titanium Card and get access to exclusive benefits for an affordable monthly fee.

Some of the benefits

Lifestyle perks

Enjoy up to 33%* off Wine-of-the Month Club online purchases

Discount on appliances

Swipe your Titanium Credit Card at a Hirsch’s near you and get 10%* off

Insurance

Get free basic travel insurance when you purchase your flight tickets with your credit card

Treat yourself

Book a spa treatment with your credit card at Health Spa retailers and get 10%* off
What you get

Travel Benefits

  • Get up to 35%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 15%* off your next car rental when you book with Avis
  • Rent a car with Gold Plus rewards from Hertz and get up to 10%* off at participating Hertz locations worldwide
  • Get 20%* off on trips in the Middle East and Africa using the Careem cab hailing app
  • Access handpicked experiences and offers in cities around the world with Priceless Cities

Lifestyle benefits

  • Book a treatment at Health Spa retailers and get 10%* off your Health Spa voucher when you pay with your credit card
  • Get 10%* off when you swipe your card  in-store at Hirsch’s 
  • Swipe your credit card at  A Place to Shop and get up to 10%* off  when you spend atleast R300
  • Get 10%* off when you spend at least R300 on Pro Gifts using your credit card 
  • Use your credit card at Gift Experience and get 5%* off your experience voucher
  • Buy 1GB of AlwaysOn Wi-Fi  for a once off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the MasterCard Buy 1 Get 1 App
  • Earn UCount Rewards Points every time you use your credit card, no matter where you shop

Insurance benefits

  • You are covered with automatic basic travel insurance
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
  • Get Purchase Protection and swipe your credit card with confidence
  • Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event
  • Get 15%* off your AA subscription

* Terms and conditions apply  

Card features
  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your Titanium Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Automatic lost card protection
What it costs
  • Get up to 55 days free interest if your account is paid in full
  • 3% minimum monthly repayment with automatic payment option
  • R74 monthly fee
  • R180 initiation fee
  • No monthly fee if bundled with a Prestige Banking account

See 2020 pricing guide

 

How to get it
  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R25 000* or more per month OR hold a tertiary education degree

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

  • What you get
  • Card features
  • What it costs
  • How to get it

Travel Benefits

  • Get up to 35%* off on Emirates flights when you book through Leisure Desk
  • Enjoy up to 15%* off your next car rental when you book with Avis
  • Rent a car with Gold Plus rewards from Hertz and get up to 10%* off at participating Hertz locations worldwide
  • Get 20%* off on trips in the Middle East and Africa using the Careem cab hailing app
  • Access handpicked experiences and offers in cities around the world with Priceless Cities

Lifestyle benefits

  • Book a treatment at Health Spa retailers and get 10%* off your Health Spa voucher when you pay with your credit card
  • Get 10%* off when you swipe your card  in-store at Hirsch’s 
  • Swipe your credit card at  A Place to Shop and get up to 10%* off  when you spend atleast R300
  • Get 10%* off when you spend at least R300 on Pro Gifts using your credit card 
  • Use your credit card at Gift Experience and get 5%* off your experience voucher
  • Buy 1GB of AlwaysOn Wi-Fi  for a once off fee of R19 and get 11GB free*
  • Get access to food and lifestyle offers on the MasterCard Buy 1 Get 1 App
  • Earn UCount Rewards Points every time you use your credit card, no matter where you shop

Insurance benefits

  • You are covered with automatic basic travel insurance
  • Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM with our ATM Robbery Insurance
  • Get Purchase Protection and swipe your credit card with confidence
  • Get an optional Credit Card Protection Plan to ensure that your credit card debt is covered in case of an unfortunate event
  • Get 15%* off your AA subscription

* Terms and conditions apply  

  • Chip- and PIN-enabled Mastercard credit card
  • Shop at millions of merchants and ATMs worldwide
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R500 or less
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Manage your Titanium Credit Card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Change your credit limit on request
  • Automatic lost card protection
  • Get up to 55 days free interest if your account is paid in full
  • 3% minimum monthly repayment with automatic payment option
  • R74 monthly fee
  • R180 initiation fee
  • No monthly fee if bundled with a Prestige Banking account

See 2020 pricing guide

 

  • Sign into your Internet Banking profile to apply online
  • Complete a Call Me Back form and we’ll get in touch with you

Don’t have a Standard Bank account? Complete your application online and have the following ready:

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months
  • Must earn R25 000* or more per month OR hold a tertiary education degree

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
 

The maximum credit available on a Titanium Credit Card is R250 000, and the monthly repayment is a minimum of 3% of your outstanding balance. The monthly service fee is R74 and the once-off initiation fee is R180 (VAT inclusive). Our interest rates are personalised and range from a minimum of 7.25% (prime) to a maximum of 17.75% (Repo rate + 14%) as per the NCA regulation.
Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your credit, cheque or debit card

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards points on all your qualifying purchases.

3

Rewards points in four easy ways. Improve your tier and qualify for more points.

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