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Titanium Credit Card

Live a trendy lifestyle with our Titanium Card and get access to exclusive benefits for an affordable monthly fee.
Some of the benefits
Booking.com
Insurance
Treat yourself
Travel perks
Stay in control of your Credit Card with the help of our digital platforms.
Travel Benefits
- Get up to 20%* off on Emirates flights when you book through Leisure Desk
- Enjoy up to 15%* off your next international car rental when you book with Avis
- Access handpicked experiences and offers in cities around the world with Priceless Cities
- Get up to 5%* cash back when you book on Booking.com using your credit card
- Enjoy 10% off all hard and softshell luggage from Gopals
- Get 10% discount on car rental when you book through Rentalcars.com
Lifestyle benefits
- Get 15%* off purchases when you purchase online at Wine-of-the-Month Club
- Earn UCount Rewards Points every time you use your credit card, no matter where you shop
- Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions
- Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
- Get 10%* off when you purchase online at A Place To Shop
- Enjoy 10%* off when you shop on Flowers.co.za
- Enjoy 10% off when you shop online at Pro Gifts
- Get 5% off your experience voucher with Gift Experience
- Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
- Unlock your potential with UNICAF and enjoy 75% of your scholarship
- Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
- Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
- Get R150 off your first time at SweepSouth
- Get access to 4 counselling sessions per month at 3Sixty Health
- Get 15%* discount on your tertiary fees at certain institutions from Educor
- Get 25%* off any obstacle course at Acrobranch
Insurance benefits
- Get Purchase Protection and swipe your credit card with confidence
- Get covered with automatic basic travel insurance when you book your trip using your credit card.
Credit card how-to-guide
Click here to view our credit card how-to-guide on how to redeem your benefits.
- Chip- and PIN-enabled Mastercard credit card
- Shop at millions of merchants and ATMs worldwide
- 3D Secure verification for safe online shopping
- Tap to Pay™ in-store for R500 or less
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Manage your Titanium Credit Card on your phone, in-app, online or at our ATMs
- Activate or disable till-point, ATM and online card functionality using our app
- Single limit for straight and budget facilities
- Change your credit limit on request
- 0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
- Get up to 55 days free interest if your account is paid in full
- 3% minimum monthly repayment with automatic payment option
- R82 monthly fee
- R180 initiation fee
- No monthly fee if bundled with a Prestige Banking account
*Promotional T&Cs apply.
See 2022 pricing guide
- Sign into your Internet Banking profile to apply online
- Complete a Call Me Back form and we’ll get in touch with you
Don’t have a Standard Bank account? Complete your application online and have the following ready:
- South African ID copy (or passport if not an SA citizen)*
- A recent payslip and 3 months bank statement
- Proof of residence not older than 3 months
- Must earn R25 000* or more per month OR hold a tertiary education degree
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
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What you get
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Card features
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What it costs
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How to get it
Travel Benefits
- Get up to 20%* off on Emirates flights when you book through Leisure Desk
- Enjoy up to 15%* off your next international car rental when you book with Avis
- Access handpicked experiences and offers in cities around the world with Priceless Cities
- Get up to 5%* cash back when you book on Booking.com using your credit card
- Enjoy 10% off all hard and softshell luggage from Gopals
- Get 10% discount on car rental when you book through Rentalcars.com
Lifestyle benefits
- Get 15%* off purchases when you purchase online at Wine-of-the-Month Club
- Earn UCount Rewards Points every time you use your credit card, no matter where you shop
- Enjoy 2* months of Lingokids for free for new users and thereafter get 30%* off monthly subscriptions
- Get up to 30%* off on top trending courses and up to 50%* off on the course of the month with Udemy
- Get 10%* off when you purchase online at A Place To Shop
- Enjoy 10%* off when you shop on Flowers.co.za
- Enjoy 10% off when you shop online at Pro Gifts
- Get 5% off your experience voucher with Gift Experience
- Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
- Unlock your potential with UNICAF and enjoy 75% of your scholarship
- Enjoy 10%* off purchases at the Sweetie Shop when you spend R1 000 or more
- Get 10%* off when you purchase for more than R4 999 online at Bradlows, Russells, Rochester or Sleepmasters
- Get R150 off your first time at SweepSouth
- Get access to 4 counselling sessions per month at 3Sixty Health
- Get 15%* discount on your tertiary fees at certain institutions from Educor
- Get 25%* off any obstacle course at Acrobranch
Insurance benefits
- Get Purchase Protection and swipe your credit card with confidence
- Get covered with automatic basic travel insurance when you book your trip using your credit card.
Credit card how-to-guide
Click here to view our credit card how-to-guide on how to redeem your benefits.
- Chip- and PIN-enabled Mastercard credit card
- Shop at millions of merchants and ATMs worldwide
- 3D Secure verification for safe online shopping
- Tap to Pay™ in-store for R500 or less
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Manage your Titanium Credit Card on your phone, in-app, online or at our ATMs
- Activate or disable till-point, ATM and online card functionality using our app
- Single limit for straight and budget facilities
- Change your credit limit on request
- 0%* interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases
- Get up to 55 days free interest if your account is paid in full
- 3% minimum monthly repayment with automatic payment option
- R82 monthly fee
- R180 initiation fee
- No monthly fee if bundled with a Prestige Banking account
*Promotional T&Cs apply.
See 2022 pricing guide
- Sign into your Internet Banking profile to apply online
- Complete a Call Me Back form and we’ll get in touch with you
Don’t have a Standard Bank account? Complete your application online and have the following ready:
- South African ID copy (or passport if not an SA citizen)*
- A recent payslip and 3 months bank statement
- Proof of residence not older than 3 months
- Must earn R25 000* or more per month OR hold a tertiary education degree
*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
Our service fees range from R40 to R199 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 8% (prime – 0.25%) to a maximum of 18.75% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R180 (VAT inclusive) will be required.
See how you can make the most of your new credit card.
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Making changes to your card is quick, safe and easy when you know how.
